Loan Rates - Coca Cola Credit Union
LOAN RATES
June 2017
NEW CAR LOANS 2015?2017
***Term only available on loans $20K and above ****Term only available on loans $35K and above
USED CAR LOANS 2009 ? 2014
Older models 2006-2008 add 1% to rates
* Term only available on loans $20K and above
NEW RECREATIONAL VEHICLES
TERMS & AMOUNTS
36 Months 48 Months 60 Months 72 Months *** 84 Months ****
36 Months 48 Months 60 Months *72 Months
60 months on Boats 72 up to 120 months on Boats 72 up to 120 months on Motor Homes Up to 60 months on Motorcycles Up to 60 months on Jet Skis/ Snow Mobiles
USED RECREATIONAL VEHICLES STOCK SECURED LOANS
SHARE SECURED LOANS CERTIFICATE LOANS
Up to 60 months Up to 60 Months Up to 120 Months Term of Share Certificate
RATES
As low as 2.24% APR** As low as 2.49% APR** As low as 2.69% APR** As low as 2.99% APR** As low as 3.49% APR**
As low as 2.49% APR** As low as 2.74% APR** As low as 2.94% APR** As low as 3.24% APR**
As low as 6.00% APR** As low at 6.75% APR** As low as 6.75% APR** As low as 6.00% APR** As low as 6.00% APR**
(90% of value)
As low as 6.00% APR**
As low as 7.50% APR**
As low as 4.25% APR**
As low as 4.25% APR**
PERSONAL LOANS, LINES OF CREDIT, DEBT CONSOLIDATION LOANS
36 Months 48 Months 60 Months 72 Months (Debt Consolidation Only)
UNSECURED HOME IMPROVEMENT LOANS
Maximum Amount $10K
*Calculation based on a $10,000 loan amount in the state of Georgia
Rate as low as 5 Year Fixed 8.49% 7 Year Fixed 8.99% 10 Year Fixed 9.49%
As low as 9.49% APR** As low as 10.09% APR** As low as 10.49% APR** As low as 10.79% APR**
APR as low as As low as 8.668% APR* As low as 9.058% APR* As low as 9.477% APR*
CREDIT CARDS Visa Credit Cards Secured Credit Card
As low as 10.25% APR** As low as 18.00% APR**
**APR = Annual Percentage Rate. Rates, terms and limits may vary on loans depending upon credit history. Rates are subject to change without notice. Contact Member Services at (404) 676-2586 in metro Atlanta or toll free (877) 277-2586 outside Atlanta, or at creditunion@coca-. (Please do not submit confidential or sensitive information using this method of communication.)
creditunion.coca-
LOAN RATES
June 2017
Home Equity Loans
Rates and APRs are based on current rates
Closed End Equities
Rates as low as
5yr fixed:
4.00%
10 yr. fixed: 4.75%
15 yr. fixed: 5.50%
APRs as low as 4.207% 4.860% 5.578%
Calculations based on a $75,000 loan amount in the state of Georgia, 2nd lien position.
HELOCs
HELOC:
Rate as low as 4.00%
APR as low as 4.058%
margin = ZERO ; Index = 4.00%; Term = 15 yrs
Calculations based on a $75,000 loan amount in the state of Georgia, 2nd lien position as of 1/12/2017.
RATE CHANGES: The annual percentage rate can change quarterly on the first day of January, April, July and October. The rate cannot increase or decrease more than 2.0 percentage points in any one year period. The maximum ANNUAL PERCENTAGE RATE that can apply is 18.00% or the maximum permitted by law, whichever is less. However, under no circumstances will your ANNUAL PERCENTAGE RATE go below 4.00% at any time during the term of the plan.
Assumptions: The interest rates and annual percentage rates (APRs) shown are subject to change without notice Your actual interest rate and APR may be different as many factors go into providing you with a mortgage loan rate quote The interest rate and APR quoted are based on a specific loan amount for on a single family primary residence Your APR will be based on your final loan amount and finance charges
*The index used to determine APR is the Prime Rate which is currently 4.00%. **APR = Annual Percentage Rate. Rates, terms and limits may vary on loans depending upon credit history. Rates are subject to change without notice.
First Mortgage Rates: Contact Mortgage Lending, call (404) 676-2586 in metro Atlanta or toll Free (877) 277-2586 outside Atlanta, or email cumortgages@coca-. (Please do not submit confidential or sensitive information using email method of communication.)
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