Version June 2, 2009 .edu



Version June 2, 2009.doc

Guideline: County Extension Faculty - 2009 ROA and 2010 POW

2. BRIEF DESCRIPTION OF JOB DUTIES

• Develop, deliver, evaluate, and manage related educational materials for citizens of Marion County, Florida.

• Network with community groups, mass media, and other governmental entities to affect.

• Market program opportunities and successes.

I. Family Financial Management 65%

II. Housing 25%

III. 4-H 5%

IV. Annie’s Project 5%

Total 100%

3. AREAS OF SPECIALIZATION

• Finance

• Housing

4. ASSIGNED ACTIVITY SINCE LAST PROMOTION (NOT TO EXCEED TEN YEARS), OR SINCE UF EMPLOYMENT, whichever is more recent.

|Activity |

| University | | Program Area | |Degree |Year |

|University of Florida | |FYCS | |MS |2007 |

|University of Florida | |FYCS | |BS |2006 |

| | | | | | |

5. EMPLOYMENT

Employment Listing

|University/ Organization | |Permanent | |

| |Title |Status* |Year |

|UF/IFAS/ Marion |Extension Agent I |No |2008 – present |

|County Extension | | | |

|UF/ Santa Fe College |Student |N/A |1/2003 – 12/2007 |

*Permanent status accruing or not

6. YEAR TENURE/PERMANENT STATUS WAS AWARDED BY UNIVERSITY OF FLORIDA – NA

7. UF TENURE, PERMANENT STATUS, AND PROMOTION CRITERIA - NA

8. TEACHING, ADVISING, AND/OR OTHER INSTRUCTIONAL ACCOMPLISHMENTS - NA

9. TEACHING EVALUATIONS – NA

10. GRADUATE FACULTY STATUS – NA

11. GRADUATE COMMITTEE ACTIVITIES – NA

12. RESEARCH NARRATIVE – NA

13. CREATIVE WORKS OR ACTIVITIES

Exhibits and displays –

• Spence, L.M. 2010. Your Goals, Your Priorities, Your Money.

• Spence, L.M. 2010. Consumer Choices for All Ages.

• Spence, L.M. 2009. Cliff Stearns Housing Workshops. What Is Extension Finance and Housing Education? Presented at Central Florida Community College and Santa Fe College, total attendance ~650.

• Spence, L.M. 2008. Family and Consumer Sciences Exhibit Housing Expo, attendance ~100.

Instructional Multi-Media Presentations

• Spence, L.M. 2010.Your Goals, Your Priorities, Your Money.

• Spence, L.M. 2010. Chinese Drywall: What We Know So Far.

• Spence, L.M. 2010. Consumer Choices for All Ages.

• Spence, L.M. 2010. Wheels for Consumer: Attaining, Maintaining Retaining Your Automobile.

• Spence, L.M. 2010I Know I Put It Somewhere! Organization for the Disorganized.

• Spence, L.M. 2010. My Money! Where Did It Go?

• Spence, L.M. 2010. Foreclosure: What, Who, How and When?

• Spence, L.M. 2010. Chinese Drywall: What We Know So Far

• Spence, L.M. 2009. Pay Day Lenders. 19 slides.

• Spence, L.M. 2009. Who Gets Grandma’s Yellow Pie Plate? 41 slides.

• Spence, L.M. 2009. Appropriate Assertiveness. 26 slides.

• Spence, L.M. 2009 Your Credibility, Your Credit Score. 27 slides.

• Spence, L.M. 2009. The Conservation Balancing Act: In the Kitchen, In the Home. 23 slides.

• Spence, L.M. 2009. Adult Children Moving Back Home. 41 slides.

• Spence, L.M. 2008. The Mortgage Search. 37 slides.

• Spence, L.M. 2008. Shopping for Socks.10 slides.

• Getting By in Uncertain Economic Times. 2008. 99 slides.

• Spence, L.M. 2008. Understanding Credit. 27 slides.

• Spence, L.M. 2008. Developing a Spending Plan. 63 slides.

• Spence, L.M. 2008. The Green Truth for Youth. 23 slides.

• Spence, L.M. 2008. Homebuyer Readiness and Affordability. 31 slides.

• Spence, L.M. 2008. Selecting Your Home Buyer Professionals 27 slides.

• Spence, L.M. 2008. Your Home: Finding the Perfect Fit. 15 slides.

• Spence, L.M. 2008. The Hunt for Your Hidden Money. 17 slides.

• Spence, L.M. 2008. Healthy Home Essentials. 41 slides.

• Spence, L.M. 2008. Storm Preparedness. 19 slides.

Radio and TV

30 minute segment- In the Classroom- WOCA, AM.

Radio interview- Front Page- WUFT, FM.

Telephone interview, Fred Heirs, Ocala Star Banner.

14. PATENTS AND COPYRIGHTS – None

15. PUBLICATIONS

a. Books, Sole Author (Title, Publisher, Place of Publication, Date, Inclusive Pages)

b. Books, Co-authored (Co-author(s), Title, Publisher, Place of Publication, Date,

Inclusive Pages)

c. Books, Edited (Editor, Co-editor(s), Title, Publisher, Place of Publication, Date,

Inclusive Pages)

d. Books, Contributor of Chapter(s) (Author, Co-author(s), Title of Book and Chapter,

Publisher, Place of Publication, Date, Inclusive Pages)

e. Monographs (Author, Co-author(s), Title, Series of Volume, is applicable, Publisher,

Place of Publication, Date, Inclusive Pages)

f. Refereed Publications (Author, Co-author(s), Title, Name of Journal, Publication, etc., Volume, Date, Inclusive Pages)

Bolton, E.B., Spence, L.M. 2009. Working with Nonprofit Organizations in Community Settings: Governance, Board Manual and Assessment, Electronic Data Information System (EDIS), FCS 9249.

Garrison, S., Spence, L.M., Gutter, M. Volunteering and Networking: Tools for Uncertain Economic Times, Electronic Data Information System (EDIS), FCS7239.

g. Non-refereed Publications (Author, Co-author(s), Title, Name of Journal, Bulletin, Circular, etc., Volume, Date, Inclusive Pages)

(Most Extension publications go here. You can create sub-categories such as)

o County Fact Sheets

▪ Spence, L.M. 2010. Organization for the Disorganized.

▪ Spence, L.M. 2010. My Money! Where Did It Go?

▪ Spence, L.M. 2010. Before Foreclosure

▪ Spence, L.M. 2010. Chinese Drywall: What We Know So Far

▪ Spence, L.M. 2009. It All Checks Out. 1 page.

▪ Spence, L.M. 2009. Talking with Older Adults about Finance and Health.1 page.

▪ Spence, L.M. 2009.Young Parents as Consumers. 1 page.

▪ Spence, L.M. 2009. A Closer Look at Your Paycheck. 1 page

▪ Spence, L.M. 2009. I Can Save This Much Water. 1 page.

▪ Spence, L.M. 2009. I Can Save This Much Energy. May, 2009, 1 page.

▪ Spence, L.M. 2009. Controlling What Mother Nature Cannot. 1 page.

▪ Spence, L.M. 2009. Priorities and Goals”, February, 2009, 1 page.

▪ Spence, L.M. 2009. Appropriate Assertiveness. 1 page.

▪ Spence, L.M. 2008. Do You Really Know How to Buy? 1 page.

▪ Spence, L.M. 2008. Evaluations for Home Buyer I, II, II. 1 page.

▪ Spence, L.M. 2008. Reduce Your Junk Mail.1 page.

▪ Spence, L.M. 2008. To Buy or to Rent. 1 page.

▪ Spence, L.M. 2008. How to Report Fraud. 1 page.

▪ Spence, L.M. 2008. Scams and Older Adults. 1 page.

▪ Spence, L.M. 2008. Fraud, Scams and Identity Theft. 1 page.

▪ Spence, L.M. 2008. Saving for Emergencies. 1 page.

▪ Spence, L.M. 2008. True or False, I Understand… . 1 page.

▪ Spence, L.M. 2008. Gift Ideas for Gift Certificates. 1 page.

▪ Spence, L.M. 2008. Gift Ideas for Tough Times. 1 page.

▪ Spence, L.M. 2008. Consumer Choices Leader Hand Out. 1 page.

▪ Spence, L.M. 2008. What is Consumer Choices? 1 page.

▪ Spence, L.M. 2008. Evaluation for Healthy Home Essentials. 1 page.

o Newsletter Edited

▪ Family, Financial Management and Housing News. Volume1, Issue 1.

▪ Family, Financial Management and Housing News. Volume1, Issue 2.

▪ Family, Financial Management and Housing News. Volume1, Issue 3.

▪ Family, Financial Management and Housing News. Volume1, Issue 4.

▪ Family, Financial Management, and Housing News. Volume1, Issue 1.

▪ Family, Financial Management, and Housing News. Volume1, Issue 2.

▪ Family, Financial Management, and Housing News. Volume1, Issue 3.

o Newsletter Articles

▪ Spence, L.M. 2009. Communicating with Lenders. Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. Who Gets Grandma’s Yellow Pie Plate? Family, Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. Parents and Adult Children: Is Everyone on the Same Page? Family, Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. 2010 Marion County Consumer Choices. Family, Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. More Tips to Get by in Uncertain Economic Times. Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. Adult Children Moving Back Home. Family, Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. Where Did My Money Go? Family, Financial Management, and Housing News, Volume I, Issue III, 4 pages

▪ Spence, L.M. 2009. Extension Service is a HUD Certified Counseling Agency. Financial Management, and Housing News, Volume I, Issue III, 4 pages.

▪ Spence, L.M. 2009. Reduce, Reuse, And Recycle. Family, Financial Management, and Housing News, Volume I, Issue II, 4 pages.

▪ Spence, L.M. 2009. Sneak in a Lesson. Family, Financial Management, and Housing News, Volume I, Issue II, 4 pages.

▪ Spence, L.M. 2009 Marion County Consumer Choices Judging Team Marion County, Family, Financial Management, and Housing News, Volume I, Issue II. 4 pages.

▪ Spence, L.M. 2009. Family Council Guidelines. Family, Financial Management, and Housing News, Volume I, Issue II, 4 pages.

▪ Spence, L.M. 2009. Steps Toward a Safe Home Environment. Family, Financial Management, and Housing News, Volume I, Issue II, 4 pages.

▪ Spence, L.M. 2009. Marion County Extension Service: The Best Kept Secret. Family, Financial Management, and Housing News, Volume I, Issue II, 4 pages.

▪ Spence, L.M. 2009. Tips to Stay Afloat in This Economy. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009. Live Within Your Income. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009. Marion County Consumer Choices Contest. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009. Squeezing You Dollar. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009. Family Meetings- They Work! Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009. Compact Fluorescent Light Bulbs. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009. Clean Green. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

▪ Spence, L.M. 2009.Tips for Storm Preparedness. Family, Financial Management, and Housing News, Volume I, Issue I, 4 pages.

o Newspaper Articles

▪ Spence, L.M. 2009. Big Winner: 2009 Consumer Choices Judging Team. Ocala Star Banner. Circulation 325,000.

o Trade Journal Articles

▪ Spence, L.M, Bolton, E.B, Stedman, N. Born Leaders or Informed by the Founding Process? 2009. Implications for Educators Developing Programs for Founders of Community Based Organizations, Journal of Extension Leadership, in-review.

o Others

h. Bibliographies/Catalogs (Author, Co-author(s), Title, Publisher, if applicable, Place of Publication, Date, Inclusive Pages)

i. Abstracts)

• Spence, L.M., Obstacles, Opportunities, and Adaptations: Current Challenges of Intergenerational Relationships as a Result of Economic Conditions, University of Florida IFAS Extension Central District 2009 Extension Faculty Symposium.

j. Reviews- None

k. Miscellaneous

16. LECTURES, SPEECHES OR POSTERS PRESENTED AT PROFESSIONAL CONFERENCES/MEETINGS- None

17. CONTRACTS AND GRANTS - None 

a. Funded Externally- None

b. Funded Internally- None

c. Submitted, Pending Decision. None

d. Submitted But Not Funded. None

e. In-kind Contributions 

|Year |Type |Donor |Amount |

|2009 |Guest Speaker* |Mortgage Specialist |$17.78 |

|2009 |Volunteer Hours |4-H parents |$844.50 |

|2009 |Refreshments |Program participant |$25.00 |

|2009 |Consumer Choices T-Shirts |ASAP Printing |$315.00 |

|2009 |Hand Knitted Baby Items |Senior Services |$150.00 |

|2009 |Office Supplies |Campus Federal Credit Union |$150.00 |

|2009 |Office Supplies |4-H parents |$25.00 |

|2009 |Office Supplies |Community Services |$10.00 |

|2010 | | | |

|Total |$1537.28 |

According to 2007 Florida data from the Independent Sector, the estimated dollar value of a volunteer hour is $17.78.

f. Monetary Contributions

|Year |Donor |Amount |

|2009 |Florida Credit Union |$100.00 |

|2009 |Campus USA Credit Union |$150.00 |

|2009 |Anonymous Donor |$100.00 |

|2009 |Registration fees for Home Buyer program |$200.00 |

|Total | |$650.00 |

19. UNIVERSITY GOVERNANCE AND SERVICE

| |Name of Activity, |Your Role, |

|Years (e.g., 2009) |Committee, etc. |e.g., member, chair, etc. |

|2009 |Continue to serve on Goal Team 5 |Member |

|2009 |Bolton, E.B., Guest-Jelley. (2009). A. Working with |Reviewed |

| |Nonprofit Organizations in a Community Setting- Preparing a| |

| |Public Relations Plan. EDIS. | |

|2009 |Bolton, E.B., Guest-Jelly. A. (2009).Working with Nonprofit|Reviewed |

| |Organizations in a Community Setting- Preparing Your | |

| |Organization to Work With Volunteers. EDIS. | |

|2009 |Bolton, E.B., Guest-Jelly. A. (2009).Working with Nonprofit|Reviewed |

| |Organizations in a Community Setting. EDIS. | |

|2009 |Torres, N.L., Turner, J., Royer, L. (2009). How to Make a |Reviewed |

| |Spending. EDIS. | |

|2009 |Gutter, M., Garrison, S. Leslie, L., Litchfield, B. (2009).|Reviewed |

| |Reverse Mortgage Basics. EDIS. | |

|2009 |Gutter, M, Garrison, S. Fayer, M. (2009). Cell Phone Usage |Reviewed |

| |and Plans for Your Teens. | |

|2009 |Bolton, E.B., Spence, L.M. (2009).Working with Nonprofit |Co-Authored |

| |Organizations to Develop a Board Manual. EDIS. | |

|2009 |Volunteering and Networking: Tools for Uncertain Times. |Co-authored |

| |2009. Garrison, S., Spence, L.M., Gutter, M. | |

|2009 |Preparing Your Organization to Work with Volunteers. |Reviewed |

| |Bolton, E.B., Guest-Jelley, A. | |

20. CONSULTATIONS OUTSIDE THE UNIVERSITY – None

21. EDITOR OF A SCHOLARLY JOURNAL, SERVICE ON AN EDITORIAL ADVISORY BOARD OR REVIEWER FOR A SCHOLARLY JOURNAL - None

22. INTERNATIONAL ACTIVITIES – None

23. EXTENSION PROGRAM – This faculty member’s areas of concentration are financial management and housing with a five per cent appointment to the area of youth development (4-H and other) and five per cent to Annie’s Project.

Role and Activities of Your Advisory Committee:

The committee is comprised of five white females, five white males, one African-American male, and one Hispanic female. Representatives include Marion County Health Department, A.C.C.E.S.S., Homeless Council, Habitat for Humanity, Community Bank, Central Florida Community College, Mt. Moriah Baptist Church, Community Services, Marion County Human Resources, Help Agency of the Forest. The group met on January 13, June 9, and December 8, 2009. Minutes were taken by administrative assistant

The Extension Advisory Committee has been an integral part of this faculty member’s. Because they actively serve the community in other capacities, they are aware of the needs and gaps in services for citizens of Marion County. Collectively, they represent and advocate for citizens of diverse cultures, disciplines, and socio-economic backgrounds. The committee will use their influence and networks to raise awareness and procure resources to bear to contribute to the futures successes of this faculty member’s program areas.

Titles of Programs

|I. |Financial Management |

|II. |Housing |

|III. |4-H and Other Extension Activities |

|IV. |Annie’s Project |

I. Financial Management

A. Situation Financial Management

Managing personal and family financial issues over the life span means individuals and families can improve their quality of life by learning how to manage their limited resources. 2009 has seen a dramatic downturn in the economy. Floridians have been affected exponentially by these events, much more than other states, with the exception of Nevada and California. With the unemployment national average rate of 9.6% and a Florida average of 11.1 per cent, this translates into 1.7 million jobless Floridians. Marion County ranks seventh in the state for unemployment at 13.7 per cent, well above state and national. Fallout from the high number of unemployed citizens has placed Florida in the twenty ninth place for bankruptcy. Although much of what has happened to our economy cannot be blamed on the individual consumer, suffice it to say, the future we plan for is rarely the future we experience. As such is the case, the need for financial management education has never been greater. Although so much of the national budget is out of our hands, our citizens can greatly benefit from financial education to prepare them for a spectrum of events, planned and unplanned. Marion County financial education includes curriculum on topics such as matching income and output, understanding credit reports and credit scores, communicating with lenders about problems related to changes in income, payment patterns, and terms of the agreement, managing in tough times, predatory practices, and fraud and identity theft. These topics are relevant, needed, and essential for the well-being of Marion County citizens.

Target Audiences:

Individuals and families affected by the downturn in the economy

Individuals and families experiencing financial issues

Limited resource families

Older adults

Young parents 14-18 (grades 8-12)

4-H’ers

First time home buyers

Perspective home buyers

Home owners

Small farm families

Extension Advisory Committee

Individuals residing in rural areas

Faith-based organizations

Workplace

Social Workers

Aging-Out Foster Children

B. Program Objectives

Objective 1: Participants will increase their awareness and/or knowledge about positive how to track their expenses.

Objective 2: Participants will increase their awareness and/or knowledge about how credit works

Objective 3: Participants will increase their awareness and/or knowledge about how to set priorities and goals

C. Educational Methods and Activities Faculty member developed fact sheets, worksheets, newsletters, newspaper articles, participated in a radio talk show, and utilized power point technology to develop multi- media presentations in an effort to vary the curriculum delivery to achieve higher-leveled learning for participants. Programs were presented at varying county venues including, but not limited to, Anthony Women’s Club, Marion County Board of County Commissioners Human Resources, In-Service for Marion County Public Library Staff, The Pregnancy Center, Marion County Senior Service dining Sites, On top of the World Master the Possibilities program, and North Munroe Prestige 55 program.

▪ County fact sheets- 8

▪ Multi-Media Presentations-

• Goal Setting and Prioritizing

• Who Gets Grandma’s Yellow Pie Plate?

• Adult Children Moving Back Home

• Managing in Uncertain Economic Times

• Pay Day Lenders

• Appropriate Assertiveness

▪ Newsletters- 3

Summary of group teaching events for Program I

|Finance |

| | | |Number of Events |Number of Participants |

|Instruc-tor |Type of Event |Topics | | |

|Self |Financial Management Training |Spending, Saving, Credit, |55 |715 |

| | |Shopping | | |

Summary of clientele reached for Program I.

|Financial Management |

|Number of Educational Materials Developed |17 |

|Number of Clientele Contacts |981 |

|field consultations |- |

|office consultations |21 |

|telephone consultations |99 |

|group teaching participants |715 |

|e-mail consultations |129 |

|Web site visits |- |

D. Outcomes and Impacts

A total of 55 teaching events we held reaching 715 Marion County citizens. Another 340,000 citizens were reached via radio, newsletters, newspaper and panel discussions.

Written evaluations were administered to 323 attendees. 298 attendees completed posted evaluations.

Objective 1: Objective 1: Participants will increase their awareness and/or knowledge about positive how to track their expenses.

Impact: As a result of active participation in finance programs, 79% of 298 participants tracked their spending. The following week, as evidenced by a post test, participants reduced their discretionary spending by at least 15%.

Objective 2: Participants will increase their awareness and/or knowledge about how credit works. Participant will obtain a free credit report to be reviewed in the second class.

Impact: As a result of attending credit programs, 85% of 244 participants reported they learned a substantial amount about how credit works and how to better manage their credit. 90% reported they already had their credit report or obtained it as a result of the two- part credit short course.

Objective 3: Participants will increase their awareness and/or knowledge about how to set priorities and goals.

Impact: As a result of participating in goal setting programs, 89% or 71 attendees were made aware, for the first time, of what a S.M.A.R.T. was. A post test revealed only 12% were able to set short, intermediate, and long term goals during the class period. Many indicated they need more time and would return to the exercise after they had more time to think about it.

Success Story: A single Hispanic woman very new to this country and struggling with her second language came to me to question the actions of a credit ‘monitoring’ service that was billing her credit card account $29 monthly. Due to the language barrier and/or the predatory behavior of the phone representative, the charge continued to show up on her account after she made a phone call to stop the action. . She came to my office because she was confused about the language on her bill stating the service would automatically roll over for twelve more months beginning January 2010. Her request was simple. Although the spoken English word is difficult for her, the written word is next to impossible. I was able to craft a letter to the monitoring companying demanding they halt the deductions and close the account. I instructed her to mail the letter certified and request a return receipt. Fourteen days later she received written confirmation the account had been closed. Had she not attended my financial short course and developed a relationship with me and familiarity with the service Extension provides, it is difficult to know how long the practice would have continued and impossible to quantify the amount she would have had stolen. It is the opinion of this applicant that this women will be more confident to deal with any future attempts of predatory behavior.

| |Projected | |*Parity |Projected |

| |Target Audience |Audience Reached |(± 4%) |Target Audience |

|Race and Ethnicity |(for 2009) |in 2009 |Reached |(for 2010 POW) |

| |No. |% |No. |% |Yes or No |No |% |

|Hispanic | | |5 |2% |yes | |5% |

|Multi-racial | | | | | | | |

|Pacific Islander | | | | | | | |

|American Indian | | | | | | | |

|Asian | | |- | |- | |5% |

|Black | | |20 |18% |yes |4 |25% |

|White | | | 178 |80% |yes | |65% |

|Unknown | | | | | | | |

|Total | |100 |203 |100 | | |100 |

| | | | | | | | |

|Male | | 45 % |6 |45 % | | |5% |

|Female | |55% |8 |55 % | | |25% |

|Unknown | |% | |% | | |65% |

|Total | |100 |703 |100 | | |100 |

II. HOUSING

A. Situation

As of the third quarter of 2009, 8.6 % of Florida home owners are at risk of losing their homes. These individuals are 90+ days delinquent on their payments. To compound the problem, the second round of adjustable rate sub-prime mortgages is due to rise to the second increment leaving more homeowners at risk of losing their homes due to an increase in their monthly payment of up to 50%. With the rising numbers of the job force losing their jobs or having their hours cut, the future of home ownership in Florida looks bleak. On the bright side, the University of Florida Extension Service, after eight months of perseverance, was finally able to secure the HUD Housing Counseling Agency designation. This instructor initiated the effort in January of 2009 and saw the process through to its successful end. She attended two sessions of Making Homes Affordable and was made aware of two major programs developed by the administration to assist home owners who are delinquent and those for whom it is apparent will be unable to keep up their payments in the future. The intent for this certification is that through awareness and education specific to these programs, Extension faculty will positively affect home owners through knowledge gain and home retention. Although Extension has provided home education for more than two decades, to keep with the changing need, it was necessary to pursue this end. Housing education is not limited to the financial aspect of home ownership, however. Its range is broad and deep. Due to the ever increasing energy and water issues in Florida and those specific to Marion County, changes in behaviors are necessary to maintain our natural resources. For example, in Marion County the water that goes down the drain costs the account holder twice as much as it did when it came in. For hot water, the waste of water before it gets hot, and the subsequent energy expended to heat the water make the cost skyrocket. Showering annually: water, wastewater, and electricity to heat the water in bathrooms costs four times more than using a gas hot water heater. Attendees are taken aback when they are made aware that, HVAC = ~ 40% of energy bill. Every degree lower than 78 degrees adds 8% to cooling costs. Every 10 percent reduction from 120 degrees = 3-5% reduction in water heating costs. As citizens are made more aware that better stewardship of our natural resources that is not about deprivation, rather it is about saving money, and helping our planet, they are more motivated to change their old habits. Extension is the conduit for this positive impact for consumers and for our plant.

Target Audiences:

Individuals and families affected by the downturn in the economy

Individuals and families experiencing financial issues

Limited resource families

Young parents 14-18 (grades 9-12)

4-H’ers

First time home buyers

Perspective home buyers

Home owners

Extension Advisory Committee

Individuals residing in rural areas

Faith-based organizations

Workplace

Aging-Out Foster Children

B. Program Objectives

Objective 1: Participants will have a better understanding of whether they are able to truly afford the home they think they can afford.

Objective 2: Participants will intend to use the five question format to interview their home buyer professional team.

Objective 3: Participants will alter at least one of their water energy consumption habits.

C. Educational Materials and Activities

Faculty member developed fact sheets, worksheets, newsletters, newspaper articles, participated in a radio talk show, and utilized power point technology to develop multi- media presentations in an effort to vary the curriculum delivery to achieve higher-leveled learning for participants. Programs were presented at varying county venues including, but not limited to, Anthony Women’s Club, Marion County Senior Service dining Sites, On top of the World Master the Possibilities program, and North Munroe Prestige 55 program.

Summary of group teaching events for Program II

|Housing |

| | | |Number of Events |Number of Participants |

|Instruct-tor |Type of Event |Topics | | |

|Self |Storm Preparedness |Controlling What We Can |5 |25 |

| |Home Training |Home Buyer |10 |220 |

| |Home Conservation Training |Saving |12 |144 |

| | |Water and Energy in the Home | | |

Summary of clientele reached for Program II.

|Housing |

|Number of Educational Materials Developed |9 |

|Number of Clientele Contacts |547 |

|field consultations |- |

|office consultations | 4 |

|telephone consultations |32 |

|group teaching participants |499 |

|e-mail consultations |12 |

|Web site visits |- |

D. Outcomes and Impacts

A total of 44 teaching events we held reaching 747 Marion County citizens. Another 3 40,000 citizens were reached via radio, newsletters, newspaper and panel discussions.

Written evaluations were administered to 323 attendees. 298 attendees completed posted evaluations.

Objective 1: Participants will increase have a better understanding of whether they are able to truly afford the home they think they can afford.

Impact: As a result of active participation in the home buyerprograms, 29% of 220 participants had a better understanding of home affordability.

Objective 2: Participants intend to use the five question format to interview their home buyer professional team.

Impact: As a result of attending the home buyer program, 85% of the 199 respondents feel confident they are able to successfully interview their home professionals using the five question format. A post test found 20% role played with their spouses to improve their interview skills.

Objective 3: Participants will increase their awareness and alter at least one of their water or energy consumption habits to reduce their water and energy bills. .

Impact: As a result of participating in the conservation programs, a post test found 61% of the 100 respondents have already implemented a least one of the behaviors learned in the two-part series.

Success Story: As a result of an office consultation, a renter learned that the collection agency she was dealing with was using unethical practices to swindle her out of more than $5000. The renter broke her lease but was told by the landlord if she paid two month’s rent and relinquished her deposit, he would be satisfied. The renter requested this agreement in writing and the landlord complied with her request. Meanwhile, the property was turned over to a management company who, in turn, reported her to the collection agency. Her total encumberment increased from $1900 dollars to $7000 dollars. The collection agency made numerous phone calls, indicating they were going to ruin her credit and garnish her wages. Although she felt she had been wronged, she felt defeated and was ready to give up and take a cash advance of $4700 on her credit card. She came to this educator as a last result to inquire of her rights and responsibilities as a tenant. Together we looked up the Florida Statute and learned she was not liable for the additional $4700. This young lady called me several weeks later to inform me she had gotten a favorable response to her letter. She checked her credit and it was unblemished. Had she of obtained a cash advance on her credit card, the rate would have been, at that time 19.99%. As the event of the day continue to go in the favor of credit card companies, it is difficult to quantify her savings. Suffice it to say, this renter will read the fine print the next time she needs a contract. She recently enrolled in my home buyer program and is eager to learn more about accommodations for she and her child in the near future.

Program III

4-H

A. Situation:

As economic conditions go, adults are wont to inform youth about matters they perceive too far above the heads of their charges. They assume the stressors of negative conditions will result in sadness, despair, and other unpleasant emotions. The period of excess and decadence of the 1980’s and 1990’s has found parents unable to say no to the pleas for goods and services to satisfy the insatiability for their children. Commonly, today’s youth desire what their peers have and they desire it immediately. In a society more complex than ever and forces pulling adults in infinite directions, parents respond reactively instead of proactively to the demands. This action has proved harmful to youth and the recovery and sustainability of a better economy and more prudent financial behaviors for the future.

Consumer Choices is a program designed to meet the need of this client group. In cases where parents have been unable, preoccupied, or simply not motivated to help the children learn how to make informed decisions with regard to the purchase of goods and services, this program meets this essential need, Given a specific budget and situation, participants are trained to utilize their newly acquired skill set in order to be better sand wiser consumers.

B. Program Objectives:

Objective 1: Participants will increase their awareness and/or knowledge about positive financial practices. 

Objective 2: Youth will learn how to use advantageous consumer decision-making processes for purchases.

Objective 3: Youth will learn the advantages and opportunities related to opening and adding value to their savings account.

Objective 4: Youth will increase their intent to engage in positive consumerism.

Open a savings account

.

C. Educational Methods and Activities

Together with the co-leadership of the Family and Consumer Science 4-H agent, this applicant trained 14 youth how to be better consumers and savers. Eight two and one half hour training sessions were conducted. Youth were initially taught about four products. As reported in this account, the two addressed herein are general consumerism. Workbooks, worksheets, homework, lectures, group activities, multi-media productions, competitions and oral reasoning were utilized to achieve a higher level of learning in order to gain more than awareness and knowledge. Subsequent discussions and testimonials proved these methods to be effective in achieving the intended goals.

Summary of group teaching events for Program I.

|4-H |

| | | |Number of Events |Number of Participants |

|Instruc-tor |Type of Event |Topics | | |

|Self | |Savings Account |2 |84 |

| | |MP3 Player |3 |84 |

| | |Light Bulbs |1 |54 |

| | |Oral Reasonings |1 |78 |

| | |All Products Knowledge |1 |140 |

| | |Review |1 |120 |

|Volun-teer | |Energy Bars |1 |1 |

| | |Oral Reasonings |6 |8 |

| | |SEYF Judging |1 |4 |

| | |Chaperone |1 |9 |

Summary of clientele reached for Program 3.

|4-H |

|Number of Educational Materials Developed |7 |

|Number of Clientele Contacts | |

|field consultations |- |

|office consultations |- |

|telephone consultations |7 |

|group teaching participants |14 |

|e-mail consultations |12 |

|Web site visits |- |

Race and Ethnicity Data for Program I

| |Target Audience | |*Parity |Projected |

| |(for 2009) |Audience Reached |(± 4%) |Target Audience |

|Race and Ethnicity | |in 2009 |Reached |(for 2010 POW) |

| |No. |% |No. |% |

| |No. |% |No. |% |Yes or No |No |% |

|Hispanic | | |3 |4% |yes | |5% |

|Multi-racial | | | | | | | |

|Pacific Islander | | | | | | | |

|American Indian | | | | | | | |

|Asian | | |1 | |yes | |5% |

|Black | | |1 |1% |no |4 |25% |

|White | | | 9 |75% |yes | |65% |

|Unknown | | | | | | | |

|Total | |100 |14 |100 | | |100 |

| | | | | | | | |

|Male | | 45 % |6 |45 % | | |5% |

|Female | |55% |8 |55 % | | |25% |

|Unknown | |% | |% | | |65% |

|Total | |100 |703 |100 | | |100 |

Program IV

Annie’s Project Situation: Societal trends often travel full circle. Farming is not an exception. As the latter part of the century saw exponential growth in mass production of produce and livestock, a new era escorts today’s small farmer into the rapidly growing niche of agri-preneurism. Educated, conscientious consumers are more aware of eating healthy and purchasing from the local small farmer. This societal shift in the way producers and growers run the farm has resulted in the need for entrepreneur to be taught to the rapidity increasing client group of small enterprisers. Annie’s Project seeks to serve the female portion of this group. Where in the past, women on the farm filled a ‘farm wife’ role, today’s female farmer wants the challenge of transitioning the farm from necessity, hobby or craft to a viable business. They see a need for risk management, a business plan, a network, and improved methodologies through science to increase their yield and to add value to their product(s Annie’s Project: Serve as State co-facilitator of the National Annie’s Project Program, in collaboration with Specialists, Family and Consumer Science and Agriculture Extension Agents. Five counties will launch this program in 2010. Co-facilitators will attend a curriculum training prior to and following implementation of the program. This faculty member will assist in the development component of vision, mission, and goals for the program. As co-facilitator, applicant will synthesize Who’s Get’s Grandma’s Yellow Pie Plate and enhance with additional and appropriate materials for Grandpa’s Shovel. Co-facilitator will assist graduate student in development of other educational methods for the program. This program will be delivered in a series of six workshops in Marion County. Delivery methods of this program will include case studies, role playing, brainstorming sessions, interactive group and individual activities, panel discussions, power point presentations, and computer software activities. Annie’s Project: Served as co-facilitator of the National Annie’s Project Program a Risk Management Short course for women in agriculture. In collaboration with two State Specialists and 10 Family and Consumer Science and Agriculture Extension Agents five counties will launch this program in 2010. During a two day team building meeting in 2009, the national curriculum was reviewed and priorities were established for adapting the National Curriculum to meet the needs of Female Agri-preneurs of Florida. Assisted co-coordinator and graduate student with development of curriculum.

B. Program Objectives: In development

C. Educational Methods: In development

D: Outcomes and Impacts: In development

E: Outcomes and Impacts: In development

Race and Ethnicity Data for Program III

| |Projected | |*Parity |Projected |

| |Target Audience |Audience Reached |(± 4%) |Target Audience |

|Race and Ethnicity |(for 2009) |in 2009 |Reached |(for 2010 POW) |

| |No. |% |No. |% |Yes or No |No |% |

|Hispanic | | |3 |4% |yes | |5% |

|Multi-racial | | | | | | | |

|Pacific Islander | | | | | | | |

|American Indian | | | | | | | |

|Asian | | |1 | |yes | |5% |

|Black | | |1 |1% |no |4 |25% |

|White | | | 9 |75% |yes | |65% |

|Unknown | | | | | | | |

|Total | |100 |14 |100 | | |100 |

| | | | | | | | |

|Male | | 45 % |6 |45 % | | |5% |

|Female | |55% |8 |55 % | | |25% |

|Unknown | |% | |% | | |65% |

|Total | |100 |703 |100 | | |100 |

24. CLINICAL SERVICE OR CLINICAL ACTIVITIES - NA

25. SERVICE TO SCHOOLS – In 1984, the Legislature determined that service to the public schools (K-12) would be considered for permanent status and/or promotion purposes. Such service should be listed in this area.

Young Parent Program- Teach financial responsibilities to high school mothers and expectants mothers, aged 14-18, who are seeking high school diploma. Student’s ages range from 13-munity and Technical Adult Education.

Young Parent Program- Teach financial responsibilities to high school mothers and expectants mothers, aged 14-18, who are seeking high school diploma. Community and Technical Adult Education.

Young Parent Program- Teach financial responsibilities to high school mothers and expectants mothers, aged 14-18, who are seeking high school diploma. Community and Technical Adult Education.

26. MEMBERSHIP AND ACTIVITIES IN THE PROFESSION

| |Role (e.g., member, committee chair, elected office,| |

|Association |etc.) |Years (e.g., 2009) |

|FEAFACS |Member |May, 2008- Present |

|NEAFACS |Member |May ,2008- Present |

27. HONORS – None to date

32. COPIES OF THE LAST FIVE (or since last promoted) ANNUAL LETTERS OF EVALUATION – see attached.

2008- Satisfactory

|Year |Your Overall Rating |Scales |

|2008 |Satisfactory |Not Acceptable – Exemplary |

33. THE FURTHER INFORMATION SECTION

Community Service:

This faculty member is an active member of the Homeless Council of Marion County. Involvement includes attending monthly meeting intended for the collaboration of the public and third sector to brainstorm and act according to the ideas and plans generated at these meetings

Involvement in the success of domestic violence survivors has taken the applicant to an adjoining county to serve as a mentor to the Peaceful Path client group. To add, serving on two panels was another part of the applicant’s involvement.

34. PROFESSIONAL DEVELOPMENT

|Title |No. of Days |

|Rich Dad, Poor Dad | .75 |

|Annie’s Project Retreat |2 |

|Consumer Choices Training Osceola County | .5 |

|ROA/ POW Training | .5 |

|Meg McIntosh, Ph. D. Webinar | .25 |

|FCS Summit |1 |

|District Symposium |1 |

|Symposium in Gainesville | .33 |

|FCS Central District |1 |

|Managing in Tough Times Polycom | .5 |

|EPAF |3 |

|Small Steps to Health and Wealth In-Service |2 |

|ROA/ POA Training | .5 |

|Marion County Extension Service Staff Retreat |1 |

|IFAS Teaching Enhancement |1 |

|Turning Point | .5 |

|HUD Training PolyCom | .5 |

|HUD PolyCom | .3 |

|Consumer Choices PolyCom | .1 |

|Making Home Affordable HUD Training |1 |

|Developing a Board Manual | .5 |

|IFAS Extension Faculty Orientation | 2 |

|Marion County/ Ocala Foreclosure Workshop |.5 |

|Defensive Driver Training | 2 |

|ROA/POW Training in Citrus County | 1 |

|UF Benefits Orientation |.5 |

|IFAS Extension Faculty Orientation | 2 |

|UF Benefits Orientation |.5 |

|UF Faculty Professional Development In-service training | 6 |

|Central District Meeting | 1 |

|Marion County Orientation | 1 |

|Marion County Services for Seniors Expo | 1 |

|Central District Meeting | 1 |

|ROA/POW In-Service | 1 |

|Marion County/ Ocala Housing Expo | 1 |

|My Florida Home Book In-Service Training | 2 |

|Health Home Essentials In-Service Training | 2 |

|Credit and Debit In-Service Training |.5 |

|Stress Management In-Service Training | 1 |

|Managing in Tough Times In-Service |.5 |

|HUD Home Buyer Training | 1 |

|EPAF | 3 |

|Marion County Extension Service Staff Retreat | 1 |

|UF New Faculty Orientation | 1 |

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21

Spence, Lynda M., Page 22

President (or designee)

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