TwinStar Credit Union | Realizing Financial Dreams Together



Official Rules and Regulations

2015 Instant Cheer Sweepstakes

To enter: The sweepstakes begins 11/23/15 and ends 1/3/2016. An eligible TwinStar Credit Union Visa® Platinum, Platinum Rewards, or Classic cardholder automatically receives one (1) sweepstakes entry for each purchase made with his/her TwinStar Credit Union Visa® card during the sweepstakes period. There will be one (1) weekly drawing conducted each Monday of the sweepstakes period for a total of six (6) weekly drawings. Cash advances, balance transfers, Interlink-processed transactions, non-U.S.-dollar purchases, and purchases authorized by entering a PIN (Personal Identification Number) are excluded from entry. To enter without purchase or obligation: Hand print your name, address, city, state, Zip, day and evening phone numbers, and the words “TwinStar Credit Union, 2015 Instant Cheer Sweepstakes, Attention: Paulette Raico, Director of Marketing,” on a 3 inch x 5 inch card, and mail in a stamped business-sized envelope to: PO Box 718, Olympia WA 98507-0718. There are six drawings from which you may choose to enter (11/23/2015 to 1/3/2016). Hand print the date of the weekly drawing for which the entry is being submitted on the outside of the envelope. The entry must be postmarked no later than the weekly drawing date for which it is being submitted. Only one entry per stamped envelope will be accepted. All entries become the property of TwinStar Credit Union. Any excess entries will be discarded. All entries must be received by January 3, 2016. The Credit Union is not responsible for late, lost, stolen, mutilated, or misdirected mail. All ineligible entries received will be disqualified.

NO PURCHASE IS NECESSARY TO ENTER OR TO WIN. A

PURCHASE WILL NOT INCREASE THE CHANCES OF WINNING.

Eligibility: Sweepstakes is open to legal residents of United States who are 18 years of age or older as of 11/23/2015. You must be a member of the Credit Union in good standing and a lawful permanent resident of the United States to enter. TwinStar Credit Union department staff, volunteers, Executive Management Team, and Board of Directors are not eligible to participate.

Drawing: Beginning on 11/30/2015, one weekly drawing will be conducted each Monday of the sweepstakes period from among all eligible entries received for the applicable week’s drawing. Winners will be chosen through a random drawing by the TwinStar Credit Union Marketing Department from entries received. If the winner refuses or if the prize notification is returned to the Credit Union as undeliverable, an alternate winner will be selected. No substitution for prizes is allowed. Odds of winning

will be determined by the number of entries received. The estimated odds of winning a prize are 1:250,000. A total of six drawings will be conducted.

Prizes: A total of six cash prizes, each up to a maximum of $500, will be awarded to eligible winners. Each eligible winner will also receive a $100 gift card that can be used anywhere where Visa® is accepted. Cash prizes will be awarded in the form of a check to eligible winners. Winners are responsible for all federal, state and local taxes where applicable. Cash prizes consisting of the exact amount of the winner’s purchase transaction up to $500 will be awarded to the eligible winners who have entered the

sweepstakes by making an eligible purchase with a TwinStar Credit Union Visa® card. Cash prizes up to $500 will be awarded to eligible winners who have entered the sweepstakes by sending in an eligible entry to TwinStar Credit Union through the mail. Prizes are non-transferable.

Prize Notification: Potential winners will be notified by phone or a traceable method of delivery.

Publication: By accepting the Visa® gift card and TwinStar Credit Union check that winners receive as an Instant Cheer winner, they agree to the publication of their first name, last initial and the name of their city in TwinStar Credit Union’s print or online publications.

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Official Rules and Regulations

Instant Cheer Sweepstakes

Official Rules and Regulations

2015 Instant Cheer Sweepstakes

Winners List: For a complete list of winners, mail a self-addressed and stamped envelope to:

TwinStar Credit Union 2015 Instant Cheer Sweepstakes, c/o TwinStar Credit Union Marketing Department, PO Box 718, Olympia WA 98507-0718. The winners list will be sent when all drawings have been conducted and all winners have been verified.

Additional Terms: All federal, state, and local rules and regulations apply. Void where prohibited by law or where disclosures are required in addition to those required by Washington law. If, for any reason, this sweepstakes is not capable of running as planned, TwinStar Credit Union reserves the right at its sole discretion to disqualify any entry or entrant and/or to cancel, terminate, or suspend the sweepstakes and at its sole discretion to award prizes from among all eligible entries validly received prior to the action requiring such modification. TwinStar Credit Union retains the right to alter, modify, delete or add any rules or regulations at any time, either listed above or not specifically mentioned, as seen fit within the scope of the law identification number are excluded from entry.

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