Ray: See footnote 6 - Democratic Capitalism
Let me remind you of a few specifics of the Plan. We now have over 4,500 participants in the U.S. and Canada. Participants can put up to 8% of their income into the Plan. Under the U.S. 401K, part of this is put in as pre-tax dollars. This is a good federal benefit that helps improve the abnormally low rate of savings in the U.S. ................
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