Bureau of Consumer Financial Protection (CFPB) Final Rule
CFPB Final Rule – Escrow Requirements for Higher-Priced Mortgage Loans Page 2 Exceptions to the General Rule The credit union is NOT required to establish ESCROW accounts for transactions if: i) During the preceding calendar year, MORE than 50 percent of its COVERED TRANSACTIONS secured by a FIRST LIEN are located in counties that are RURAL or ... ................
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