“YOU’RE KIDDING, RIGHT

System and Method for Establishing or Modifying an Account with User Selectable Terms; US 7,689,504 B2; March 10, 2010; Class 705/38; 14 claims; assigned to JPMorgan Chase Bank, N.A. Allowing an account holder to easily customize, through the internet or an automated phone system, the terms of an account such as a loan account, an asset account ... ................
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