Monthly Budget Worksheet

Month/Year:

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Monthly Budget Worksheet

Use this worksheet to see how much money you bring in each month and where you spend it.

Then look for ways to adjust your expenses so you can reach your financial goals.

Monthly income (after taxes)

Amount

This is the money you expect to receive every month from an employer or a side gig.

Job (e.g., salary, average monthly wages, etc.)

Additional income (e.g., side job, rental properties)

Monthly income (after taxes) total

$ 0.00

Monthly bills

Think of these as expenses you¡¯ve committed to pay every month.

Housing (e.g., rent, mortgage)

Installment payments (e.g., childcare, tuition)

Insurance (e.g., auto, home, life, renters, health [if not through employer], etc.)

Communication (e.g., cell phone, Internet services, cable)

Utilities (e.g., electricity, gas, water, trash)

Memberships (e.g., daycare, gym, etc.)

Subscriptions (e.g., streaming services, meal delivery apps, etc.)

Credit card payments

Car payments

Loans (e.g., personal, student)

Miscellaneous

Monthly bills total

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1

$ 0.00

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?2023 JPMorgan Chase & Co.

Savings goals

Amount

In addition to paying down debt, saving regularly is essential to a healthy budget.

It can help you create a safety net, cover an upcoming purchase and more.

Safety net

Purchase or event

Long-term savings/investments

Miscellaneous

Monthly savings goals total

$ 0.00

Flexible expenses

These expenses may be different from month to month. If they vary, use an average

over several months.

Food/dining

Entertainment

Shopping (e.g., gifts, clothing, etc.)

Health & wellness (e.g., travel, pets, etc.)

Transportation (e.g., gas, metrocard, etc.)

Miscellaneous

Monthly flexible expenses total

Monthly budget summary

Income after taxes

$ 0.00

¨C Monthly bills

$ 0.00

¨C Savings goals

$ 0.00

¨C Flexible expenses

$ 0.00

Budget result =

$ 0.00

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$ 0.00

We calculated your budget results by subtracting all your

expenses and the amount you want to save from your

monthly income.

? If your budget result is zero ($0), that means you¡¯re right on

track¡ªyou¡¯re spending or saving as much as you¡¯ve planned.

? If the budget result is a negative dollar amount, it means

you¡¯re spending and saving more than you¡¯re bringing in.

Take a look at your flexible expenses to see if you have

opportunities to bring that total down without affecting

your savings goals.

? If your result is a dollar amount of more than $0, it means

you¡¯ve got extra money left over at the end of the month.

You can use that additional money to pay down debt faster,

or save more toward your goals.

2

JPMorgan Chase Bank, N.A. Member FDIC

?2023 JPMorgan Chase & Co.

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