4Q18 Financial Results

4Q18 Financial highlights ROTCE1 14% Net payout LTM3 92% Common equity Tier 12 12.0% 1 See note 2 on slide 11 2 Represents the estimated common equity Tier 1 (“CET1”) capital and ratio under the Basel III Fully Phased-In capital rules to which the Firm became subject to on January 1, 2019. ................
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