Chase sapphire reserve card benefits pdf free printable application pdf

Continue

Chase sapphire reserve card benefits pdf free printable application pdf

Let us know if you¡¯ve taken advantage of this benefit in the comments.32. Further, this benefit¡¯s coverage is in excess of your personal insurance or any other travel insurance that applies.We¡¯ll value this benefit at $50, but it can be worth thousands if you ever have to use it. Make sure to enroll in Silvercar¡¯s loyalty program when you do rent a

Silvercar.22. While the discount can be worth a lot more if you use Silvercar often, the company has limited locations ¡ª mostly near major U.S. airports. Cardmembers can enroll on Peloton¡¯s promotion webpage.Through June 2022, Chase Sapphire Reserve cardholders also earn 10x points on each Peloton Bike, Tread, and accessory purchase over

$1,800, up to 50,000 total points, and will also receive a complimentary Digital Membership from Peloton after their order.Hot Tip: Cardmembers can enroll in complimentary Spot Club Platinum status at The Parking Spot for 2 years and will receive 20% off of their first reservation and points for 1 free day of parking. Final ThoughtsAs you can see,

the Chase Sapphire Reserve card has an extensive list of super valuable benefits. Elite Hotel Benefits at sbe ($50)sbe is a luxury hotel brand that includes brands like Delano, Hyde, Mondrian, The Originals, The Redbury, and SLS. This means that you can¡¯t file an extended warranty claim after you¡¯ve closed your credit card account, even if you¡¯re

within the 1 year extended warranty period.We¡¯ll value this benefit at $100, though it could be worth much more if you have to file an expensive warranty claim.36. 50% More Value in Statement Credit Redemptions ($100)Cardholders can use Pay Yourself Back to redeem their Chase Ultimate Reward points for 50% more when you redeem them for

statement credits against existing purchases in select, rotating categories.Travel BenefitsAirport lounges are a great place to relax and refresh before a long flight ¡ª access them with the Chase Sapphire Reserve card¡¯s included Priority Pass Select membership. We value this discount at $50, but it can be worth more if you rent cars from Avis

frequently.20. A maximum payout of $100,000 is available for loss of life and injuries are paid on a proportional scale.This benefit covers the cardholder and immediate family members, even if the cardholder is not traveling with them. However, these benefits can be extremely valuable for times when you do find yourself staying at one of the

company¡¯s boutique properties, and the fourth-night free benefit can save you a ton of money depending on the cost of your free night. In other words: if you buy a new laptop and it¡¯s stolen the next day, you¡¯ll be reimbursed for the cost of replacing it.There¡¯s a maximum of $10,000 per claim and up to $50,000 per account is available for coverage.

Image Credit: goffkein.pro via ShutterstockThis coverage provides reimbursement for the repair or replacement of checked and/or carry-on bags that are damaged or lost during a covered trip with a common carrier. Check it out before you book your next hotel stay.Continuing on the topic of hotel perks, Relais & Ch?teaux is a prestigious collection

of luxury properties located in various cities around the world. You also need to refuse any collision damage and loss damage waiver coverages from the rental company ¡ª if you don¡¯t do this, the rental company¡¯s coverage will apply first.Do note that there are certain vehicle exclusions, namely for high-end sports and luxury cars. Image Credit:

Sorbis via Shutterstock13. All you have to do is sign up, and there is no additional fee to do so.Once your Priority Pass Select membership is activated, you¡¯ll have free access to over 1,300 airport lounges in more than 600 cities worldwide. Image Credit: Charlie Deets via UnsplashFrom insurance to picking a car class, renting a car can be a stressful

task. Transfers to Partners ($300)The best part about earning Ultimate Rewards points with your Chase Sapphire Reserve card is access to Chase¡¯s transfer partners. Travel Accident Insurance ($50)There are 2 types of travel accident insurance provided by your Chase Sapphire Reserve card. Free Subscription to DoorDash DashPass ($120)All Chase

Sapphire Reserve cards include a subscription to DoorDash DashPass for the card¡¯s primary cardholder.This subscription gives you free food delivery and discounted service fees from select DoorDash restaurants so long as your total bill is $12 or more. No Foreign Transaction Fees ($100)Thankfully, the Chase Sapphire Reserve card doesn¡¯t charge

foreign transaction fees. Baggage Delay Insurance ($100)If your bag is delayed by an airline, bus, cruise ship, or train for more than 6 hours, your Chase Sapphire Reserve card will cover up to $100 per day in purchases of emergency supplies like toiletries, clothing, and 1 cell phone charger.Cardholders, spouses, domestic partners, and immediate

family members are also covered by this benefit. Instead, multiple smaller purchases will also be reimbursed so long as the $300 maximum has not been reached and the purchases are in an eligible travel category.Specifically stated eligible purchases include the following:AirlinesCampgroundsCar rental agenciesCruise linesDiscount travel

sitesHotelsMotelsOperators of passenger trains, buses, taxis, limousines, and ferriesParking lots and garagesTimesharesToll bridges and highwaysTravel agencies3. If activated during the 2024 calendar year, the subscription will be valid for 1 year from the date of activation.18. While we generally recommend making high-end bookings using Chase¡¯s

transfer partners for better value, being able to redeem at 1.5 cents per point towards any paid flight or hotel room is still an excellent option for lower-cost bookings.12. Total coverage is limited to $40,000 per 12-month period. We value this benefit at $100 as you¡¯re unlikely to use it, but it can be worth much more when you do.24. Lost Luggage

Reimbursement ($50)Your Chase Sapphire Reserve card will help if your bag is lost or damaged by an airline, train service, cruise line, or bus company. Plus, all other purchases are eligible for 1 point per dollar spent.These bonus categories are a great way to quickly build up your Ultimate Rewards balance.With that in mind, we value this benefit at

$300. This could be higher or lower depending on how much you spend on travel and dining each year, but we think that $300 is a good medium for this perk. Prepaid telephone cards allow us to use any residential telephone to reach whoever whenever we want.Staying in Touch With FamilyWould you like to stay in touch with family that¡¯s living far

from you? The long-distance rates associated with USA telephones is a highly competitive market and, therefore, consumers can save money by using these phone cards. Silvercar Discount ($50)With Silvercar, you can save 20% on rentals when you use promotion code VISAINF20 and pay for the rental with your Chase Sapphire Reserve card. Trip

Cancellation/Interruption Insurance ($100)Trip cancellation provides coverage when a trip cannot be taken on or before the scheduled date and therefore must be canceled.Some examples of this include illness before departure or a natural disaster that affects your travel destination ¡ª just make sure to check the card¡¯s benefits guide for

restrictions.On the other hand, trip interruption insurance provides coverage when you experience a covered loss on the way to departure or after a trip begins that causes a trip to be interrupted.Reimbursement is secondary, meaning that it covers the excess of any other travel insurance purchased. If you value these benefits, it¡¯s best to forgo using

points and book directly with the hotel instead.We value this benefit at $100. However, the included benefits are a nice way to enhance any upcoming hotel stays at Relais & Ch?teaux properties.16. Keep in mind that we¡¯ve based our valuations on moderate spending and moderate travel, so the values are definitely subjective.Make sure to think of

how often you¡¯ll use these benefits and assign your own values as you read through the article ¡ª this will give you an even better look as to if the Chase Sapphire Reserve card is the card for you.1. Chase Sapphire Reserve Card Welcome Bonus ($1,200) While 60,000 points are worth $900 when redeemed for travel through Chase Ultimate Rewards,

we find that based on our valuations, Chase Ultimate Rewards points are worth 2 cents per point, making 60,000 Ultimate Rewards points worth $1,200.Travel Statement CreditsThe Chase Sapphire Reserve card includes a travel credit that you can use to cover airfare, Ubers, and more. Otherwise, the credit is worth $0.Hot Tip: Looking for more info

on Global Entry? This delay can be for any reason ¡ª even bad weather or air traffic control issues.Tickets must have been purchased with your Chase Sapphire Reserve card or your Ultimate Rewards points, and you are limited to 1 covered loss per trip.The cardholder, cardholder¡¯s spouse or domestic partner, and cardholder¡¯s dependent children

under age 22 can be reimbursed for expenses incurred during the delay, including meals, lodging, toiletries, medication, and other personal items.Just note that to be covered, the trip must be away from your city of residence and under 365 days in length.We value this benefit generously at $200 because it packs a ton of value, especially if you travel

to the Midwest or East Coast in the wintertime. We¡¯ll assume that you¡¯ll use this benefit once per year for a modest valuation of $50 per year.33. You can redeem for both paid airfare and hotels through this portal without blackout dates of any kind.Hot Tip: Make sure to add your frequent flyer number to your flight bookings made through the Chase

travel portal. Instead, it is available every 4 years, so you¡¯ll always have it when it¡¯s time for you to renew.We¡¯ll value this credit at $100 for those that can use the credit for either their own Global Entry application fee or an application fee for a friend. Worldwide Airport Lounge Access ($300)While the Chase Sapphire Reserve card doesn¡¯t have as

many travel perks as The Platinum Card? by American Express, the card does offer a few perks like airport lounge access and hotel benefits that can make your travel experience more comfortable.Priority Pass Select MembershipThe Chase Sapphire Reserve card comes with a complimentary membership to the Priority Pass Select network of airport

lounges. This fee can be carried over for a maximum of 2 months, allowing you to accrue up to $15 in credit before $5 expires.We¡¯ll value this benefit at its face value of $5. Make sure to charge your rentals to your Chase Sapphire Reserve card through the app so you can earn bonus points while you exercise.The value of this benefit largely depends

on how often you use Lyft. Think of things like injuries, trip delays, and lost or delayed luggage.Thankfully, the Chase Sapphire Reserve card will help protect you during your travels, too.Everything from delays to cancellations to travel accidents and other emergencies can be covered. You can transfer your points to any of the following programs at a

1:1 transfer ratio in increments of 1,000 points.Chase¡¯s Airline Transfer Partners:Chase Airline Transfer PartnerMin TransferTransfer Ratio (Chase > Airline)Transfer TimeAer Lingus AerClub1,0001:1Almost InstantAir Canada Aeroplan1,0001:1Almost InstantAir France-KLM Flying Blue1,0001:11 hourBritish Airways Executive Club1,0001:1Almost

InstantEmirates Skywards1,0001:1Almost instantIberia Plus1,0001:1Almost InstantJetBlue1,0001:1Almost InstantSingapore Airlines KrisFlyer1,0001:11-2 daysSouthwest Airlines Rapid Rewards1,0001:1Almost InstantUnited Airlines MileagePlus1,0001:1Almost InstantVirgin Atlantic Flying Club1,0001:1Almost InstantChase¡¯s Hotel Transfer

Partners:Why is this so valuable, you ask? Staying in touch with family and friends is a priority when we¡¯re not living close by. Therefore, it¡¯s possible for consumers to determine how much they can afford to spend on long-distance calling per month and buy prepaid telephone cards according to that budget.Create a Safeguard for StudentsWhen

students are away, they may not be able to afford long-distance calls or a cellphone plan. However, if you book your hotels or car rentals via the Chase travel portal, you¡¯ll be earning 10x total points per dollar spent.This translates to $500 in spending equaling 5,000 Ultimate Rewards points worth up to $75, or potentially more when transferred to

travel partners.7. 10x Points on Chase Dining Purchases via Ultimate Rewards Portal ($75)You¡¯ll receive 3x earnings using your card for dining purchases in general, but if you book your dining experience via the Ultimate Rewards portal, you¡¯ll earn 10x total points per dollar spent.10x earnings apply to prepaid restaurant reservations, dining out,

eligible delivery services, and takeout through Uultimate Rewards.If you spent just $500 a year, you¡¯d be earning 5,000 Ultimate Rewards points worth up to 1.5 cents each for travel and Pay Yourself Back.8. 5x Points on Flights via Ultimate Rewards Portal ($75)Book your flights via the Chase Ultimate Rewards travel portal and earn 5x total points

per dollar spent.We¡¯ll use just a $1,000 spending level to estimate the value of this benefit ¡ª $1,000 spent via the portal would earn 5,000 Ultimate Rewards points worth $75 or more when redeemed for travel.Bottom Line: Earn up to 10x total Ultimate Rewards points per dollar spent when you use your Chase Sapphire Reserve card to book dining,

prepaid hotels, rental cars, and flights via the Chase Ultimate Rewards travel portal. 9. Since you¡¯re technically redeeming for a paid flight, you¡¯ll earn both redeemable and elite qualifying miles on your flights.Do keep in mind that you¡¯ll usually get better value from your points when transferring them to one of Chase¡¯s various transfer partners. Once

enrolled, you¡¯ll receive your physical Priority Pass Select card in 7 to 10 days. Travel and Emergency Assistance ($25)By calling the number provided with your benefits information, you can receive no-cost referrals and assistance for emergency services while away from home.Available services include the following:Emergency message

serviceEmergency ticket replacementEmergency translation serviceEmergency transportation assistanceLegal referralsLost luggage locator serviceMedical referralsPrescription and document delivery arrangementsPre-trip destination informationAlthough the referrals and assistance are provided at no cost, the cardholder will be responsible for any

costs from the service providers that are referred. With that in mind, we¡¯ll value this benefit at $25.29. Don¡¯t miss our post on the top Global Entry FAQs. 4. Certain foreign purchases may also be eligible if they have a store-purchased dealer warranty or an assembler warranty.Chase¡¯s extended warranty protection covers the same things that are

covered by the product¡¯s original warranty terms ¡ª this usually includes things like manufacturer defects, but not accidental damage or theft.This benefit is limited to $10,000 per claim and a maximum of $50,000 per account, making it useful for repairing laptops, cell phones, and other high-end purchases. These calling cards allow us to call from

just about any location and reach nearly anyone throughout the world. Just note that your ticket must have been purchased with your Chase Sapphire Reserve card or with your Ultimate Rewards points, and the benefit is limited to 5 days, so it can be worth up to $500 per use per person.We¡¯ll also value this benefit at $100. We certainly hope your

baggage is never delayed, but if it is, this benefit can be worth hundreds of dollars while you wait for your bag to be returned to you.25. Roadside Assistance ($50)You never know when you¡¯ll need a tow truck, but the roadside assistance included with your Chase Sapphire Reserve card will cover the bill up to 4 times a year. You¡¯ll earn these bonus

points on rideshare, scooter, and bike rides booked through the app. You can do this on the Card Benefits page in the Chase Ultimate Rewards travel portal. When you book a stay at one of these hotels with your Chase Sapphire Reserve card, you will receive a ¡°VIP welcome¡± and complimentary breakfast during your stay.The VIP welcome benefit

varies by property but can include things like a bottle of Champagne at check-in or a complimentary drink at the hotel bar. Auto Rental Collision Damage Waiver ($200)The cardholder and any additional drivers authorized by the rental agreement will be covered for up to $75,000 for car rentals that are 31 days or shorter.This coverage is primary and

pays for any loss, theft, or damage to the rental car, as well as towing and loss of use for the rental company.For this coverage to apply, you must pay for the entire rental with your Chase Sapphire Reserve card. Common carriers include airlines, buses, trains, and cruises.The trip must have been purchased with your Chase Sapphire Reserve card or

your Ultimate Rewards points, and coverage is limited to $3,000 per person per trip. So, if you¡¯re using a telephone Miami, for example, you can reach anyone using a prepaid telephone card without any trouble.Avoid Paying Long Distance FeesMany use telephone prepaid cards because they would rather not pay the high fees that are in association

with landline phone services. It¡¯s possible to do so using prepaid telephone cards with any telephone landline. However, if more than 1 person is injured, the maximum coverage will not exceed twice the stated limits.There is a list of exclusions to be aware of, which include losses sustained during illegal acts, skydiving, racing, or sporting activities

that have a salary or monetary prize.We sincerely hope that you never have to use these benefits, and it¡¯s unlikely that you¡¯ll ever have to. However, we¡¯ll value them at $50 for the purpose of this article. The added peace of mind is a nice perk, especially for adventurous travelers who like to travel off-the-beaten-path.28. This is because of the amazing

value you can get from transferring your points to this vast network of airlines and hotel partners ¡ª just 1 redemption in first or business class can completely make up for the card¡¯s high annual fee!11. Return Protection ($50)If you try to return a personal item (not purchased for business use) within 90 days of your purchase and the store doesn¡¯t

accept the return, you may be eligible for reimbursement from your Chase Sapphire Reserve card.To take advantage of this benefit, you must have paid for the item in question with your Chase Sapphire Reserve card (or the points you earned with the card). Details on the amenities available for a specific property are available when searching and

booking.Note that you must book hotels through the Luxury Hotel and Resort Collection program and pay for your stay with your Chase Sapphire Reserve card to take advantage of these benefits ¡ª hotel stays booked direct or through another portal are not eligible.Like booking through the Chase Ultimate Rewards travel portal, booking a chain hotel

through the Luxury Hotel and Resort Collection will make you ineligible for using hotel status benefits, earning hotel points, or earning elite qualifying nights. This gives you the ability to book some seriously valuable rewards.Make sure to check out our guide to redeeming Ultimate Rewards points ¡ª if you know where to look, you can find some

amazing values in the program.Hot Tip: The Chase Sapphire Reserve card does fall under the bank¡¯s 5/24 rule. This includes shared rides, private rides, and premium rides in Select and Lux vehicles.Note that Lyft operates Citi Bike in New York City and Capital Bike in Washington, D.C., among others. 3x Points on Travel and Dining ($300)You¡¯ll earn

3 points per dollar spent on both travel and dining purchases made with your Chase Sapphire Reserve card. DoorDash is available in most large American cities, so you can order food to your home or hotel room.DashPass usually costs $10 per month, giving you $120 in value per year. If activated by December 31, 2023, the subscription is active

through December 31, 2024. Thankfully, though, your Chase Sapphire Reserve card will make this process easier as it offers complimentary rental car discounts, elite status at select rental companies, and even free collision insurance to its cardmembers.Here¡¯s a look at each of the card¡¯s rental car benefits:19. The benefit covers arrangements for

prepaid tours, trips, or vacations that have been purchased with your Chase Sapphire Reserve card (or with points earned on the card).One especially nice part of this coverage is that it not only covers the cardholder but also immediate family members, too ¡ª even if the cardholder is not traveling with them.Note that coverage is limited to up to

$10,000 per trip and a maximum of $20,000 per occurrence. Primary coverage is a huge benefit, and worth considering whenever you rent a car.Travel ProtectionsAbove, we¡¯ve taken a look at what this card can do for you when you¡¯re planning and booking your trips. DoorDash partners with tons of restaurants for delivery nationwide, so chances are

you can use this credit to cover dinner at one of your favorites.Hot Tip: If you get food delivery fairly regularly, explore the best cards for food delivery services to make sure you¡¯re earning bonus points on your purchasesCar Rental PrivilegesYour Chase Sapphire Reserve card will make renting a car more enjoyable than ever. You¡¯ll need this card (or

the digital card in the Priority Pass mobile app) to enter lounges worldwide.Chase Sapphire Lounge by The ClubComing soon to New York¡¯s LaGuardia Airport (LGA), Boston Logan International Airport (BOS), and Hong Kong International Airport (HKG), the new Chase Sapphire Lounges will provide elevated experiences with ¡°exceptional food, drink,

art, entertainment, and wellness.¡±Priority Pass members will also have access to the new Chase Sapphire Lounges.We value the lounge benefits that come with the Chase Sapphire Reserve card at $300, but they can be worth much more depending on how much you travel. For example, if users keep them with them while they¡¯re traveling and they

use their cellphone, they have a convenient way of making calls until they can find a replacement. These properties can be found in cities like Beverly Hills, London, New York City, and others around the world.Book sbe hotel stays through the sbe Chase Sapphire Reserve card portal and you¡¯ll get access to benefits like:Fourth night free$30 food and

beverage creditComplimentary upgrades (subject to availability)Complimentary continental breakfast for 2 peopleComplimentary Wi-FiLate checkout (subject to availability)We also value the sbe benefits at $50. Like Relais & Ch?teaux, there aren¡¯t many sbe locations worldwide. National Emerald Club Executive Status and Discount ($100)One of our

favorite benefits of the Chase Sapphire Reserve card is a complimentary upgrade to Emerald Club Executive status.Emerald Club Executive status allows you to reserve a midsize car and then choose any car on the lot when you pick it up ¡ª including minivans, sports cars, and other full-sized vehicles. Purchases made by the cardholder for themselves

or others as gifts are eligible for coverage.Do note that the following items are not eligible for extended warranty coverage:Aircraft, boats, cars, or other motorized vehiclesItems purchased for resale, professional, or any type of commercial usePreowned or used itemsSoftwareJust note that your card needs to be open and in good standing to take

advantage of this benefit. Extended Warranty Protection ($100)Finally, the Chase Sapphire Reserve card has an awesome extended warranty feature. Plus, don¡¯t forget about the card¡¯s welcome bonus that could provide thousands in value across your first year of card membership.Hot Tip: Looking for a travel rewards card without a $550 annual fee?

Simple: once your points have been transferred to a travel partner, the rules of that loyalty program apply.This means you can take advantage of awesome redemptions like cheap first class tickets to Tokyo on Asiana, luxurious jaunts to Europe in business class, and much more.When booking award flights in premium cabins, it¡¯s sometimes possible to

get up to 15 cents (or more) per point in value!Hot Tip: Need inspiration on how to use your Chase Ultimate Rewards points? From shopping to special entertainment events to ensuring that you¡¯re safe on the road, the Chase Sapphire Reserve card has you covered when you¡¯re between trips as well.31. Of that maximum benefit, $500 can be

reimbursed for watches, jewelry, and electronics, so don¡¯t check your laptop or other expensive items.Even if the cardholder is not traveling, the cardholder and any immediate family are covered so long as travel is booked with a Chase Sapphire Reserve card. Check out our article on the best redemptions.We value Chase¡¯s Ultimate Rewards transfer

partners at $300. This means the coverage from your card will serve as primary coverage without having to first file a claim with other insurance. This applies to both purchases you make when you are traveling internationally and to purchases you make from the U.S. but in a foreign currency ¡ª like buying train tickets in advance or buying

something from an international online store.Although the majority of travel credit cards have no foreign transaction fees, this is an important benefit because you will not have to think about switching the card you use when traveling or booking trips.This lack of foreign transaction fees can save you up to 3% per purchase, so we¡¯ll value this benefit

at $100 for those who travel often.Earn Valuable Flexible PointsThe Chase Sapphire Reserve card earns valuable Ultimate Rewards points.What makes these points so valuable? Make sure to compare and contrast your hotel benefits and the benefits offered by the Luxury Hotel and Resort Collection before booking.We value this benefit at $100 so

long as you can use it at least once per year. You¡¯ll quickly find that this benefit is worth more if you use it often, but is worth $0 if you don¡¯t use it at all. For more information, check out our guide to the Chase Sapphire Reserve card¡¯s sbe hotel benefits.Food Delivery BenefitsChase revamped the Chase Sapphire Reserve card and added food delivery

benefits in early 2020. Do note that qualifying purchases for the annual travel credit do not earn 3x points.This credit does not have to be used up in a single purchase. 10x Points per Dollar on Lyft Purchases ($30)In addition to elevated points earning on travel and dining, Chase Sapphire Reserve cardholders earn 10 points per dollar spent on Lyft

purchases (through March 2025). In doing so, they can pay for the services only when they need them.Set Your Long-Distance Calling BudgetIt¡¯s possible for consumers to create a budget they can stick to with the use of prepaid telephone cards. Emergency Evacuation and Transportation ($50)If you or a member of your eligible party is injured or

becomes ill during a trip and requires emergency evacuation, coverage will apply up to a maximum of $100,000 for emergency evacuation and medical services.Eligible party members include cardholders, spouses or domestic partners, and legally dependent children under 18 years old (25 if enrolled as a full-time student).Your trip must have been

purchased with your Chase Sapphire Reserve card or Ultimate Rewards points to be eligible for this coverage. This card gives you access to more lounges but has a harder-to-use airline credit, a higher annual fee.Safe travels! MORE FROM There¡¯s no doubt that the Chase Sapphire Reserve? took the travel credit card

world by storm when it launched in 2016.The card was one of the first to offer 3x points on dining and travel purchases, extend a huge $300 travel credit, and provide other valuable benefits like rental car insurance and discounts, as well as hotel perks at select brands.These benefits are all in addition to the fact that the card earns Chase Ultimate

Rewards points ¡ª some of the most flexible and valuable points on the market.The card does, however, come with a higher annual fee, so you may be wondering if the card is actually worth having.We¡¯ll help you answer that question in this article. 50% More Value in Travel Redemptions via Ultimate Rewards Portal ($100)You can book paid flights on

any airline with the Chase Sapphire Reserve card, including Hong Kong-based Cathay Pacific! Image Credit: JIMMOYHT via ShutterstockThe Chase Sapphire Reserve card provides the highest value of all the Chase cards when you book your travel with points through the Chase Ultimate Rewards travel portal. Emergency Medical and Dental

($50)This benefit provides reimbursement for medical and dental expenses that are a result of emergency treatment due to sickness or injury while on a covered trip.To be covered, the trip must have been purchased with your Chase Sapphire Reserve card or points earned with the card. This discount now even applies to single-day rentals!For some

background, Silvercar is a high-end car rental company with 18 locations around the U.S. It only rents Audi cars and SUVs, and each rental comes with free Wi-Fi, GPS, and satellite radio.We value the Silvercar discount at a conservative $50. But for the purpose of this article, we¡¯ll give it a modest valuation of $30.This is under the assumption that

you spend at least $150 per year on Lyft rides, giving you a return of 1,500 in Ultimate Rewards points. Plus, you need to have a copy of your receipt to provide proof of purchase and price.Note that this coverage is limited to $500 per item, and you can make a maximum of $1,000 in claims per year. This includes a subscription to DoorDash DashPass

and an annual food delivery credit.Here¡¯s a look at these benefits:17. Just use the code 5030849 when booking your next rental car with National.We value these National benefits at $100, but you¡¯ll get much more value if you rent with National often. Plus, you can bring up to 2 travel companions with you to the lounge for free.Amenities in Priority

Pass airport lounges can vary greatly, though, so it¡¯s best to use its free app to get an idea of what to expect when planning your trip. Further, this coverage is secondary to your homeowner¡¯s or renter¡¯s insurance policy and there is a list of excluded items, so be sure to check the details of this benefit.Purchases made by the cardholder (including

those given as gifts to others) are eligible for this protection. Additionally, this benefit is secondary to your personal medical and dental insurance or any travel insurance you have purchased.The cardholder, cardholder¡¯s spouse or domestic partner, and legally dependent children under 18 years old (25 if enrolled as a full-time student) are

covered.Coverage is subject to a maximum of $2,500 with a $50 deductible. As long as the application fee is paid for with your Chase Sapphire Reserve card, it doesn¡¯t matter whose application fee it is.Since the Global Entry and TSA PreCheck programs only require you to renew your membership every 5 years, this credit is not available every year

that you hold the card. Getting stuck in a city like Chicago or New York City can be expensive, so having your hotel and meals reimbursed even once means hundreds of dollars in value.27. Providing these safeguards to students also helps them budget their time through use of a telephone time clock, understand the cost of long-distance calling, and

what it will be like when they have to pay for these calls in the future.Convenient Calling OptionThe use of prepaid calling cards provides users with convenient calling options. In the case that both coverages apply, you will be paid out only by the coverage with the higher mon Carrier Travel Accident Insurance: Pays a benefit for a covered

loss when riding on, entering, or exiting a bus, airplane, train, or cruise ship. The Luxury Hotel and Resort Collection ($100)The Luxury Hotel and Resort Collection is a network of over 900 of the world¡¯s best hotels and resorts around the world. Then, we¡¯ll round up all of the benefits and show you their combined value, giving you a complete look at

the card¡¯s benefits. Relais & Ch?teaux is a small hotel company, so you¡¯re not likely to use the benefit often. Certain National locations are better for finding high-end cars, but you¡¯ll almost always end up with something in a higher category than what you reserved.Other benefits of Emerald Club Executive status include:No Second Driver Fees ¡ª Add

a second driver for freeUpgrades in Europe ¡ª Free 1-class upgrades at participating National locations in the U.K., Ireland, France, Spain, and GermanySpecial Pricing on Premier Selection Cars ¡ª You¡¯ll receive special pricing on upgrades to Premier Selection cars at the rental lotFaster Free Rentals ¡ª Earn a free rental credit after just 6 car

rentalsChase Sapphire Reserve cardholders also get up to 25% off all National bookings. But again, using this benefit even once can give you potentially thousands of dollars in value.26. Plus, they effectively cancel out $400 of the card¡¯s $550 annual fee so long as you use the entirety of both credits.Let¡¯s take a look at the credits.2. $300 Annual

Travel Credit Benefit ($300)Chase Sapphire Reserve cardholders automatically receive a statement credit for travel purchases charged to the credit card, up to $300 per cardmember year. As mentioned earlier, this is because you can use points to take advantage of partner award chart sweet spots.However, in some cases ¡ª think low-cost flights and

cheap hotel nights ¡ª the 1.5 cents per point value can be better than transferring points to an airline or hotel partner due to the number of points required.For example, a $75 flight domestic flight on American would only cost 5,000 Ultimate Rewards points when booked through the portal but may cost a minimum of 9,000 points if you transferred

points to British Airways to book the same flight.A word of caution though: hotels booked through this portal are not eligible for elite night credit, hotel points, or elite status benefits as bookings are processed by Expedia. These rates don¡¯t change. It¡¯s also desired when college students are away from home or if family members are on business trips.

After all, just think about the last time you lost something important when traveling ¡ª if it was purchased on your Chase Sapphire Reserve card and the loss happened within 120 days of purchase, it¡¯d be replaced for free.34. With that in mind, be sure to double-check your coverage if you¡¯re renting any type of specialty vehicle.The Auto Rental

Collision Damage Waiver is worth $200 for the purpose of this article, but again, it can be worth much more. You¡¯ll generally pay $20 to $30 per day for this insurance from the rental company, so those that rent cars regularly can get thousands in value from the benefit.Hot Tip: The Chase Sapphire Reserve card is one of the few cards that offers

primary car rental coverage. That means you can¡¯t apply for a new Chase Sapphire Reserve card if you have received 5 or more new credit cards in the past 24 months. 5. For example, if you¡¯re overseas and need to make a call to California, using a prepaid telephone card will reduce those fees significantly. Prepaid telephone cards also offer

convenience if you¡¯re traveling to another country or overseas where long-distance calling is pricey. First, we¡¯ll walk you through the card¡¯s benefits and assign each a cash value. Chase Sapphire Reserve cardmembers get free Luxury Hotel and Resort Collection membership, and can take advantage of special benefits and privileges including:Daily

breakfast for 2 guestsFree Wi-FiRoom upgrade (when available, at select properties)Early check-in and late checkout (when available, at select properties)Special amenity unique to each propertySpecial amenities can include things like lunch or dinner for 2, a spa treatment, golf green fee waivers, welcome gifts, or airport transfers. Avis Preferred

Discount ($50)After enrolling in Avis Preferred, Chase Sapphire Reserve cardmembers can use code S107100 to save up to 30% on qualifying rentals. However, when they¡¯re using prepaid phone cards, the costs are set by the minute. Common lounge amenities include an open bar, free coffee and soda, snacks, Wi-Fi, and showers.With your Priority

Pass Select membership you can also enjoy additional amenities such as access to Minute Suites at select airports and a free $28 credit towards food and drink at select airport restaurants ¡ª check the Priority Pass website for more info on locations.Do note that you have to enroll in Priority Pass after you¡¯re approved for a Chase Sapphire Reserve

card. Monthly DoorDash Food Delivery Credit ($5)Chase Sapphire Reserve cardholders receive a $5 monthly DoorDash credit. Experience options are regularly changing, so it¡¯s best to check back frequently to find one you want to do.This benefit has very limited use, and we haven¡¯t seen many of these VIP events come across our radar. Image Credit:

Oskar Kadaksoo via UnsplashThe Chase Sapphire Reserve card has 2 annual travel statement credits: 1 for general travel expenses and 1 for Global Entry, Nexus, or TSA PreCheck.These benefits are the quickest and easiest ways to realize savings with the card as they apply to your eligible purchases instantly. Therefore, parents can provide them

with prepaid telephone cards to use when they¡¯re feeling lonely or in the event of an emergency. One word: flexibility!Not only can you use Ultimate Rewards points to book travel directly through the Chase travel portal, but you can transfer your points to a variety of airline and hotel partners like United Airlines, Singapore Airlines, and Hyatt hotels.

Take a look at the Chase Sapphire Preferred? Card, which is a very popular card for those new to points and miles.6. 10x Points on Hotels and Car Rentals via Ultimate Rewards Portal ($75)Chase has a broad definition of travel, making it easy to earn 3x points per dollar spent. This benefit is especially important when you consider that you could be

unable to fly commercially if you fall ill with specific conditions.Bottom Line: The above travel protection benefits are some of the best offered by any credit card available. We¡¯re particularly big fans of being able to pick any car on the National lot, something that becomes especially valuable if you need to rent a minivan or another more expensive car

for a special event.21. Trip Delay Reimbursement ($200)If your travel on a common carrier is delayed more than 6 hours or requires an extra overnight stay, you¡¯re covered for up to $500 per person who had a ticket that was delayed. The benefit is especially valuable for cell phones, laptops, tablets, and other things that can be easily lost, so consider

putting new tech purchases on your new Chase Sapphire Reserve card.We value this benefit at $100, but it can easily be worth much more. Peloton Statement Credit and Bonus Earnings ($120)Receive a statement credit of up to $120 towards the cost of Peloton¡¯s all-access membership fee of $39 per month (for those with a Peloton Bike or Peloton

Tread) or a digital access fee of $12.99 per month (for those without equipment). Further, it¡¯s unfortunate that the benefit¡¯s limits are so low, meaning that you can¡¯t use it for returning things like laptops or high-end cell phones.35. If at all possible, you should try to purchase your prepaid travel with your Chase Sapphire Reserve card or your

Ultimate Rewards points just in case something goes wrong. VIP Event Access ($25)From sports and recreation to dining and shopping, Chase Experiences will make sure you¡¯re as close to the action as possible.These VIP events aren¡¯t available to the general public and are usually limited in quantity. We value these points at just under $30 based on

our 2.0 cents per point Ultimate Rewards valuation.10. Purchase Protection ($100)When you purchase an item with your Chase Sapphire Reserve card, it¡¯s protected from theft and damage for the first 120 days you own it. In addition, up to $75 per day will be covered for lodging when a physician says you cannot travel immediately after

treatment.Again, you¡¯re unlikely to have to use this benefit, but it can be nice to have the peace of mind, so we¡¯ll value the benefit at $50 for the purpose of this article.30. Lounge access at the airport can make long layovers more comfortable, and can easily save you hundreds of dollars in airport food and drink purchases if you travel often.Bottom

Line: With access to over 1,300 lounge properties worldwide, including the new Chase Sapphire Lounges, this benefit alone could provide tremendous value for the cardholder. 14. Global Entry, Nexus, or TSA PreCheck Fee Credit Benefit ($100)Approved passengers can use Global Entry kiosks like these to speed through their re-entry into the U.S.

Image Credit: U.S. Customs and Border ProtectionIf you haven¡¯t already applied, the Chase Sapphire Reserve card will help you get either Global Entry, Nexus, or TSA PreCheck at no out-of-pocket cost.Simply charge the application fee to your card and it will be automatically reimbursed as a statement credit.Global Entry is a U.S. Customs and

Border Protection program that prescreens passengers and then allows expedited entry into the U.S. when returning from international travel. But what happens if you have an issue while you are on the road? With that in mind, we¡¯ll value the benefit at $25 as you¡¯re unlikely to actually attend any of these events. We recommend keeping a copy of

your suitcase¡¯s original receipt for reimbursement, too.We value this benefit at $50 as an airline losing your bag is a very rare occurrence. It requires a detailed application and an in-person interview before approval.When you are approved for the Global Entry program, you also receive TSA PreCheck, so with your application fees being covered,

there¡¯s no reason not to apply for Global Entry if you are eligible.If you already have Global Entry (like many of us do), this credit is great for your renewal or for gifting Global Entry to a friend or family member. All of the benefits in this article add up to potentially over $4,000 in combined value ¡ª and that¡¯s not including the card¡¯s welcome

bonus!This great set of benefits can help you travel more comfortably, safely, and affordably. Some types of items are not covered, so check the details on your card¡¯s benefits page before filing a claim.We¡¯ll value this benefit at $50 for this article. It provides nice peace of mind, but you¡¯re not too likely to use it more than once or twice per year. When

you purchase eligible items with your card, the manufacturer¡¯s warranty will be extended for 1 year.For coverage to apply, the item must have come with an original manufacturer-written U.S. repair warranty of 3 years or less. And while we¡¯d never want anything bad to happen when we¡¯re away from home, the Chase Sapphire Reserve card provides

peace of mind so you can be confident that you¡¯ll be taken care of if something does come up.Here¡¯s a look at all of the Chase Sapphire Reserve card¡¯s travel protections:23. For example, when they¡¯re using a long-distance phone service, the rates change per day or by the time of day. Doing this will make you eligible for some of the highest coverage

limits and the widest range of coverages available.Benefits at HomeThe Chase Sapphire Reserve card clearly takes care of you while you are out exploring the world, but what about when you are at home?Well, it can help there, too. This applies both at home and abroad.To earn 3x points, all you need to do is charge an eligible travel or dining

expense to your Chase Sapphire Reserve card.These categories are super broad, too. Coverage is limited to a maximum of $1,000,000 for loss of life and is proportional depending on the injury.24-Hour Travel Accident Insurance: Provides a benefit for covered losses between your trip starting and ending (as printed on a travel ticket). And with

excellent purchase protection, roadside assistance, and extended warranty benefits, the card will enhance your life at home, too.But before you settle on the Chase Sapphire Reserve card, make sure to check out some of its alternatives.For example, if you only travel once or twice per year, you may want to apply for the Chase Sapphire Preferred card

instead ¡ª this card has some of the same benefits as the Chase Sapphire Reserve card, but with a lower annual fee of just $95.Or if you want more benefits, check out the Amex Platinum card for luxury perks. Everything from fast food to fine dining and hostels to first class flights is eligible for 3x points, so you¡¯ll be able to rack up points quickly.

Regardless of what you get, the benefit is a great way to settle into your hotel!We¡¯re giving this benefit a conservative valuation of $50. Image Credit: Nejron Photo via ShutterstockAvailable 24 hours a day, 365 days a year, the roadside assistance provided with your card covers the cardholder driving their own vehicle or any other vehicle with the

permission of the owner.Covered services include the following:Battery boostFlat tire serviceFuel deliveryTowingLockout assistanceCoverage is limited to $50 per occurrence a maximum of 4 times per year, which should be more than enough for most drivers.

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download