Business Current Account - Standard Bank

Business Current Account

2018 PRICING GUIDE

BANK

BORROW

SAVE

EARN

INSURE

ANNUAL PRICING REVIEW 2018

Your business is a product of all the professional Nexts you have aspired to in your life, and we are proud to be there for you at each step of the way.

Our business banking teams are on standby to help you simplify your world of banking. They are highly trained in taking care of your business's needs ? quickly and efficiently. Within this package, we proudly offer you an innovative and effective transactional service, including advanced online solutions and top process management.

A Standard Bank Business Current Account allows you to transact in the way that is most convenient for you, from traditional branch banking to advanced electronic banking services. Your time is best spent focused on creating income ? we'll make it easy to manage once it's there.

BUSINESS CURRENT ACCOUNT

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Deposits

Deposits at a cash centre1, 2

RTr0a,0n1sa?cRti5o0n0t0ype

DR5e0p0o0s,0it1 ? R25 000

R6,05 R6,05

R25 000,01 ? R60 000

R6,05

R60 000,01 and over

Deposits at a branch1,2

R0,01 ? R5 000 R5 000,01 ? R25 000 R25 000,01 ? R60 000 R60 000,01 and over

IOntfhoermr daetipoons2its2

Cash deposits at AutoBank (ATM/ANA)

R6,05

R7,06 R7,06 R7,06 R7,06

R4,04

Cheque deposits (ATM, Branch, Cash Centre)

R42,37

Fee based on transaction as a % of value

Maximum total fee

B+as2e,3f7e1e% Fee based on transaction as a % of valueNo MaMx.aMxiinm: Rum50t,4o4tal fee

+ 1,614%

No Maximum

+ 1,513%

No Maximum

+ 1,110%

No Maximum

+ 2,774% + 1,664% + 1,564% + 1,311%

No Max. Min: R40,35 No Maximum No Maximum No Maximum

+ 0.908%

No Maximum Per deposit

Transaction type

Base fee

Cash withdrawals

Cheque encashment2 Encashment of rand travellers cheques2 Branch cash withdrawal2

R55,48 R55,48

Standard Bank AutoBank3

Cash withdrawals at international ATM's2

Payments

Inter-account transfers and internal debit orders to own Standard Bank accounts

R65,57 R5,04

Electronic account payments

R4,74

External debit orders (to another Standard Bank customer or external to Standard Bank)

R18,16

Debit card purchases (Maestro)2

R5,85

Cheque card purchases

R5,85

Stop orders2

R18,16

Cheque service fee

R100,88

Fee based on transaction as a % of value

Maximum total fee

+ 2.22%

+ 2.22% R1,82 + 1,97%

Plus cheque service fee 2% (min. R75,66) No Maximum Per R100,00 or part thereof No Maximum No Maximum

+ 0.74%

International currency conversion

R18,46

*Terms and conditions will apply to all business transactional accounts.

The Business Current Account fees will apply to all business transactional accounts unless specified. 1 A deposit correction fee of R85,75 will be levied on all incorrect deposit amounts reflected on deposit slips. 2 A minimum monthly service fee of R74,65 will be charged on your account if the service fees on your account are not more than R74,65

for the month. The transactions indicated by2 are excluded from the monthly service fee calculation. You pay the higher of the R74,65 or the total monthly service fee costs. 3 Using another bank's ATM incurs an additional fee of R8,07. 4 A monthly overdraft service fee will be charged on all accounts with limits above R500,00. 5 A monthly overdraft service fee will be charged on all accounts with no limits and overdrawn balances above R300,00. 6 Minimums subject to terms and conditions. Subject to NCA rules for NCA customers. 7 To be charged on the unutilised portion of a facility where utilisation is less than 80% of total facility. 8 This fee will be charged for every month the review is delayed. 9 A ccess to cheque funds is not a guarantee that the cheque will be honoured by the payer, but an upfront recognition of the value of the cheque before it is verified with the payer's bank. 10 Commission charged on non-cash cover guarantee is risk based. 11 Term loans closed within 3 years of account open date are subject to early repayment penalties.

Information2

AutoBank and AutoPlus balance enquiries or mini-statements (Print) AutoBank and AutoPlus balance enquiries or mini-statements (Display) Balance enquiries at another bank's ATM Branch balance enquiry

Provisional statements2

AutoPlus ? one free a month, thereafter Branch Internet statements

Transaction history (Branch) ? 60-day statement ? 90-day statement ? 120-day statement ? 150-day statement ? 180-day statement

Other fees2

Declined AutoBank cash withdrawal Other bank's ATM decline Stop order (set-up/change/cancel) Carbonised chequebook ? 30 forms

? 100 forms Non-carbonised chequebook ? 40 forms

? 100 forms Deposit book ? duplicate

? triplicate Debit card replacement (chip) Monthly management fee ? SE

? Business ? Commercial Monthly service fee on overdraft (NCA customers)4 Monthly service fee on overdraft (Non-NCA customers)4 Monthly service fee on overdraft (NCA customers no facility)5 Monthly service fee on overdraft (Non-NCA customers no facility)5 Monthly service fee (APL, MTL, BTL) and BRCP (NCA customers)6 Monthly service fee (APL, MTL, BTL) and BRCP (Non-NCA customers) Lending initiation fee ? Overdraft ? Business Revolving Credit Plan ? Term loans (BTL, MTL)11 ? Agricultural Production Loans

Lending review fee

Unutilised facility fee7 Review extension fee8

R1,51 R1,51 R8,07 R7,31

R5,04 R25,22 per statement Free R50,44 R75,66 R100,88 R126,10 R151,32

R2,62 R8,07 R18,16 R65,57 R151,32 R65,57 R121,05 R30,26 R30,26 R146,27 R75,66 R90,79 R105,92 R69,00 0.0202% of limit (min R69,00; max R201,75) R69,00 R201,75 R69,00 0.0202% of limit (min R69,00; max R201,75)

1.26% of facility, **minimums apply 1.26% of facility, **minimums apply 1.51% of facility, **minimums apply 1.26% of facility, **minimums apply Option 1: 1,01% of facility up front Option 2: 0.35% of facility monthly over 3 months 1.26% of unutilised portion of facility 0.1% of facility monthly **Minimums apply

Other fees

Honouring fee Dishonour fee Post-dated cheque deposit fee Special clearance Access to cheque funds9

Guarantees by bank fees

Establishment fee (Standard format) Establishment fee (Non-standard format) Quarterly admin fee (All guarantees Cash/Non-cash) Quarterly commission (Only Non-cash cover) 10 Amendment fee Cancellation fee

*Prices include VAT and are subject to change.

R131,14 R116,01 for first 3, R146,27 thereafter (calender year) R116,01 R131,14 R110,96 + 0.10% of cheque funds

R1 311,40 1.01% of value minimum of R1 311,40 R156,36 2,16% ?3,85% no Min. and Max. R1 311,40 R1 412,28

ATTORNEYS TRUST CURRENT ACCOUNT

Our Attorneys Trust Current Account meets the legal requirements of a practicing attorney, notary or conveyancer for the purposes of managing and depositing clients' funds.

The fees below are specific to the Attorneys Trust Current Account*

Transaction type

Administration fees

Monthly management fees

Deposits at a branch

Cheque deposits

Base fee

Fee based on transaction as a % of value

Maximum total fee

R75,66 R42,37

Cash deposits

R7,06

+ 1.402%

No Maximum

Payments

Cheque service fee

R50,44

*Please take note that unless specified above, the fees and the terms and conditions of the Business current account will apply to the Attorneys Trust Current Account.

EXECUTORS CURRENT ACCOUNT

Our Executors Current Account is a transactional account that enables an appointed executor, liquidator and curator to deposit and make payments to third parties.

The fees below are specific to the Executors Current Account*

Transaction type

Administration fees

Monthly management fees

Deposits at a branch

Cheque deposits

Base fee

Fee based on transaction as a % of value

Maximum total fee

R75,66 R42,37

Cash deposits

R7,06

+ 1.402%

No Maximum

Payments

Cheque service fee

R50,44

*Please take note that unless specified above, the fees and the terms and conditions of the Business Current account will apply to the Executors Current Account.

ONLINE BANKING

Choose the solution that works for your online business banking needs.

Monthly Fee

Permissions Manager11

? Including 2 users ? Per additional user12 Electronic account payments Inter-account payments Pay Alerts: Email

SMS Fax

Internet Banking

Free

Online Banking for Business

Free

Business Online Domestic Banking Option 1

R327,85

Not applicable Not applicable

R99,88 R33,29

R4,74 + 0.74% (Maximum R18,46)

R5,04

R1,11

R1,11

R6,56

Free Free R10,39 R5,55 R0,86 R0,86 R3,93

*Terms and conditions will apply to all business transactional accounts. *Prices include VAT and are subject to change. 11 You can add an unlimited number of users. 12 You can add a user to any of your business accounts, including non-transactional accounts. 12 Fees will be calculated on the maximum number of active users in the business profile, in that month.

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