Checking Account Forms and Instructions



Checking Account Forms and Instructions

|How to Write a Personal Check |

|Use the instructions on this page to learn how to write a check. |

|[pic] |

|1. Always use a pen when writing a personal check - never a pencil. |

|[pic]2. On the “Date Line”, write in today’s date. |

|This can be in either long or short format (i.e. long format – “July 23, 2005”; short format – “7/23/05”). |

|[pic]3. On the “Pay to the Order” line, write in the name of the person or company to whom the check is being written. |

|[pic]4. In the “Dollar Box”, write in the numeric value the check. |

|(ex.: 12.95) |

|[pic]5. On the “Dollar Amount Line”, write out the spoken representation of the amount written into the “Dollar Box”. |

|Utilize the cents as a fractional representation. |

|(ex.: 12.95 will be written out as: Twelve and ------------- 95/100) |

|[pic]6. On the “Signature Line”, sign your name. |

|[pic]OPTIONAL: On the “For Line”, write in any information that would help you identify the purpose of the check. Items |

|found written on the “For” line include: phone numbers, drivers license #, Credit Card Account Numbers, general |

|descriptive purpose of check |

|(ex.: doctor’s appointment) |

|Using a Checking Account Worksheet |

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| |

|Review the sample check below, read the scenario, and write out a check for payment. |

|Example Check |

|Checking-Writing Scenario |

|Say that today you went to Smith’s Department Store and bought three pairs of jeans on sale. The total cost of your purchase was |

|$62.13. Fill in the check for the complete sale. Don’t forget to write something on the memo line to help you remember what you |

|bought. |

|My |

|Name                                                                                                                                 |

|     101 |

|111 Main Street |

|Anytown, State 00000 |

|(555) 123-4567                                                   Date__________________________ |

|Pay of the Order of_______________________________________________$___________________ |

|______________________________________________________________________________Dollars |

|My Bank |

|Anytown, State 00000 |

|(555) 555-1000 |

|Memo__________________________                  _________________________ |

|1:23 45678910: 000 000 101 |

| |

| |

| |

|Suppose you started with $745.22 in your checking account. Then, your paycheck was direct deposited and you paid Smith’s Department |

|Store for the jeans. Your check register should look something like the example below. List checks and other debits in the fourth |

|column and payroll deposits and other credits in the seventh column. The outstanding balance is recorded in the last column on the |

|right. |

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|Example Bank Register |

|RECORD ALL TRANSACTIONS THAT APPLY TO YOUR ACCOUNT |

| |

|CHECK NUMBER |

|DATE |

|DESCRIPTION OF TRANSACTION |

|(-) PAYMENT, WITHDRAWAL OR FEE AMOUNT |

|CODE |

|√ |

|(+) DEPOSIT, CREDIT OR INTEREST |

|BALANCE |

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|  |

|  |

|Beginning Balance |

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|  |

|  |

|  |

|745.22 |

| |

|  |

|5/17/04 |

|Paycheck |

|  |

|  |

|  |

|$470.50 |

|+470.50 |

| |

|  |

|  |

|  |

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|=1,215.72 |

| |

|  |

|5/26/04 |

|Smith’s Department Store |

|$62.13 |

|  |

|  |

|  |

|-62.13 |

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|  |

|  |

|  |

|  |

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|=1,153.59 |

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|[pic] |

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Example Bank Register

|RECORD ALL TRANSACTIONS THAT APPLY TO YOUR ACCOUNT |

CHECK NUMBER |DATE |DESCRIPTION OF TRANSACTION |(-) PAYMENT, WITHDRAWAL OR FEE AMOUNT |CODE |√ |(+) DEPOSIT, CREDIT OR INTEREST |BALANCE | |  |  | |  |  |  |  | | |  | | |  |  |  | | | |  |  |  |  |  |  |  | | |  | | | |  |  |  | | |  |  |  |  |  |  |  | | |  |  |  |  |  |  |  |  | |  |  |  |  |  |  |  |  | |  |  |  |  |  |  |  |  | |  |  |  |  |  |  |  |  | |

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