Chfa home finance program income limits
County Name
Adams Alamosa Arapahoe Archuleta Baca Bent Boulder Broomfield Chaffee Cheyenne Clear Creek Conejos Costilla Crowley Custer Delta Denver Dolores Douglas Eagle Elbert El Paso Fremont Garfield Gilpin Grand Gunnison Hinsdale Huerfano Jackson Jefferson Kiowa Kit Carson Lake La Plata
chfa home finance program income limits
CHFA Preferredsm 1
Income Limits (Qualifying Income3)
Regardless of Household Size or Area
$83,840 $58,800 $83,840 $58,800 $58,800 $58,800 $93,520 $83,840 $58,800 $61,280 $83,840 $58,800 $58,800 $58,800 $58,800 $58,800 $83,840 $58,800 $83,840 $78,640 $83,840 $65,520 $58,800 $70,640 $83,840 $63,040 $64,480 $58,800 $58,800 $58,800 $83,840 $58,800 $58,800 $58,800 $71,440
CHFA Preferred Very Low Income Program (VLIP)1
Income Limits (Qualifying Income3)
Regardless of Household Size or Area
$52,400 $36,750 $52,400 $36,750 $36,750 $36,750 $58,450 $52,400 $36,750 $38,300 $52,400 $36,750 $36,750 $36,750 $36,750 $36,750 $52,400 $36,750 $52,400 $49,150 $52,400 $40,950 $36,750 $44,150 $52,400 $39,400 $40,300 $36,750 $36,750 $36,750 $52,400 $36,750 $36,750 $36,750 $44,650
CHFA SmartStepsm 1
Income Limits (Qualifying Income3)
Regardless of Household Size or Area
$130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200
Effective June 21, 2021
CHFA FirstStepsm 2
Non Targeted Income Limits (Gross Annual Income4)
1?2 Person 3+ Person Household Household
$104,800
$120,520
$111,600
$130,200
$104,800
$120,520
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
$116,900
$134,430
$104,800
$120,520
$111,600
$130,200
$93,000
$106,950
$104,800
$120,520
$111,600
$130,200
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$104,800
$120,520
$93,000
$106,950
$104,800
$120,520
$98,300
$113,040
$104,800
$120,520
$93,000
$106,950
$93,000
$106,950
$93,000
$106,950
$104,800
$120,520
$93,000
$106,950
$93,000
$106,950
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$104,800
$120,520
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$93,000
$106,950
Targeted Income Limits (Gross Annual Income4)
1?2 Person 3+ Person Household Household
$125,760
$146,720
$111,600
$130,200
$125,760
$146,720
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
$140,280
$163,660
$104,800
$120,520
$111,600
$130,200
$93,000
$106,950
$104,800
$120,520
$111,600
$130,200
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$125,760
$146,720
$93,000
$106,950
$104,800
$120,520
$98,300
$113,040
$104,800
$120,520
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$104,800
$120,520
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$125,760
$146,720
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
Purchase Price Limits
Non Targeted Area
$522,510 $381,300 $522,510 $311,970 $381,300 $381,300 $548,250 $522,510 $418,370 $311,970 $522,510 $381,300 $381,300 $381,300 $311,970 $381,300 $522,510 $311,970 $522,510 $548,250 $522,510 $344,310 $311,970 $548,250 $522,510 $463,110 $357,400 $374,510 $381,300 $311,970 $522,510 $311,970 $381,300 $311,970 $392,640
Targeted Area
$548,250 $381,300 $548,250 $311,970 $381,300 $381,300 $548,250 $522,510 $418,370 $311,970 $522,510 $381,300 $381,300 $381,300 $311,970 $381,300 $548,250 $311,970 $522,510 $548,250 $522,510 $420,830 $381,300 $548,250 $522,510 $463,110 $436,820 $374,510 $381,300 $311,970 $548,250 $311,970 $381,300 $381,300 $392,640
County Name
Larimer Las Animas Lincoln Logan Mesa Mineral Moffat Montezuma Montrose Morgan Otero Ouray Park Phillips Pitkin Prowers Pueblo Rio Blanco Rio Grande Routt Saguache San Juan San Miguel Sedgwick Summit Teller Washington Weld Yuma
CHFA Preferredsm 1
Income Limits (Qualifying Income3)
Regardless of Household Size or Area
$76,720 $58,800 $58,800 $58,800 $56,080 $58,800 $58,800 $58,800 $58,800 $58,800 $58,800 $62,160 $83,840 $58,800 $85,120 $58,800 $49,120 $62,640 $58,800 $74,400 $58,800 $58,800 $70,240 $58,800 $76,880 $65,520 $58,800 $71,760 $58,800
CHFA Preferred Very Low Income Program (VLIP)1
Income Limits (Qualifying Income3)
Regardless of Household Size or Area
$47,950 $36,750 $36,750 $36,750 $35,050 $36,750 $36,750 $36,750 $36,750 $36,750 $36,750 $38,850 $52,400 $36,750 $53,200 $36,750 $30,700 $39,150 $36,750 $46,500 $36,750 $36,750 $43,900 $36,750 $48,050 $40,950 $36,750 $44,850 $36,750
CHFA SmartStepsm 1
Income Limits (Qualifying Income3)
Regardless of Household Size or Area
$130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200 $130,200
Effective June 21, 2021
CHFA FirstStepsm 2
Non Targeted Income Limits (Gross Annual Income4)
1?2 Person 3+ Person Household Household
$95,900
$110,280
$111,600
$130,200
$93,000
$106,950
$93,000
$106,950
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$104,800
$120,520
$93,000
$106,950
$106,400
$122,360
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$93,000
$106,950
$96,100
$110,510
$93,000
$106,950
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
Targeted Income Limits (Gross Annual Income4)
1?2 Person 3+ Person Household Household
$115,080
$134,260
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$104,800
$120,520
$93,000
$106,950
$106,400
$122,360
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
$93,000
$106,950
$93,000
$106,950
$96,100
$110,510
$93,000
$106,950
$93,000
$106,950
$111,600
$130,200
$111,600
$130,200
Purchase Price Limits
Non Targeted Area
$406,730 $381,300 $311,970 $311,970 $311,970 $381,300 $311,970 $381,300 $372,500 $311,970 $381,300 $372,500 $522,510 $311,970 $548,250 $381,300 $381,300 $311,970 $381,300 $548,250 $381,300 $381,300 $548,250 $311,970 $548,250 $344,310 $311,970 $458,970 $381,300
Targeted Area
$497,120 $381,300 $311,970 $381,300 $311,970 $381,300 $311,970 $381,300 $455,280 $381,300 $381,300 $372,500 $522,510 $311,970 $548,250 $381,300 $381,300 $311,970 $381,300 $548,250 $381,300 $381,300 $548,250 $311,970 $548,250 $344,310 $311,970 $458,970 $381,300
1 No purchase price limits. However, maximum total loan limit (including financed MIP, MI, Funding Fee, or Guarantee Fee, as applicable) may not exceed lower of $548,250 or limit required by loan type. 2 Purchase price limits apply. However, maximum loan limit may not exceed lower of $548,250 or limit required by loan type.
3 Only the income utilized by the Participating Lender for purposes of credit qualifying the borrower(s) will be required for purposes of determining eligibility under CHFA's Income Limits.
4 Equal to the current total gross annual income for all loan applicants [i.e., borrower(s) and coborrower(s)], any spouse or civil union partner of any borrower or co-borrower who will reside in the residence, and any other individual who is expected to both live in the residence and to be secondarily liable on the Mortgage Loan. All sources of income for all such individuals must be included.
With respect to its programs, services, activities, and employment practices, Colorado Housing and Finance Authority does not discriminate on the basis of race, color, religion, sex, age, national origin, disability, or any other protected classification under federal, state, or local law.
303.297.7376 888.320.3688
06/21.v6
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