Loan Discrimination At The Auto Dealership: Current Cases ...

and authorization for the dealer to check the customer’s credit score.4 The dealer uses all of this information in order to calculate the customer’s interest rate, called the annual percentage rate, or “APR.”5 1 Carolyn Said, Minorities Charged Higher Rates For Car Loans, THE SAN FRANCISCO CHRONICLE, Jan. 26, 2003, at G1. 2 Said. ................
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