UAW Hourly and Salaried Employees and Retirees

UAW Hourly and Salaried

Employees and Retirees

Disability Benefits

Summary Plan Description

2008

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UAW HOURLY AND SALARIED

EMPLOYEES

Disability Benefits

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Summary Plan Description

2008

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TABLE OF CONTENTS

Disability .............................................................................................................. 1

Your Disability Benefits ...................................................................................... 2

General Definitions........................................................................................... 2

Claim Administrator..................................................................................................................2

Collective Bargaining Agreement ...........................................................................................2

Entry Level Employee ..............................................................................................................2

Non-Occupational Disease ......................................................................................................2

Non-Occupational Injury ..........................................................................................................2

Pension Plan .............................................................................................................................2

Physician ...................................................................................................................................2

Social Security Act ...................................................................................................................3

SUB Plan ....................................................................................................................................3

Eligibility ........................................................................................................... 3

When Coverage Begins ................................................................................... 3

Schedule of Benefits ........................................................................................ 3

Sickness and Accident (S&A) Benefit ............................................................... 3

Eligibility ........................................................................................................... 3

The Benefit Amount ......................................................................................... 4

For Hourly paid employees ......................................................................................................4

For Salary paid employees ......................................................................................................5

When Benefits Begin........................................................................................ 7

Occupational Disability .................................................................................... 8

How Long Benefits Last ................................................................................... 8

Partial Week Benefits ....................................................................................... 8

New Disability Period ....................................................................................... 8

Holiday Pay ....................................................................................................... 8

Unemployment Compensation ........................................................................ 8

Social Security .................................................................................................. 9

Disciplinary Leave of Absence ........................................................................ 9

Notice of Claim ................................................................................................. 9

Proof of Loss .................................................................................................... 9

Mileage for Disability Evaluation Program (DEP) Examinations .................. 9

Waiver of Benefits ............................................................................................ 9

Temporary Disability or Mandated State Disability Laws ............................. 9

Social Security Disability Insurance Benefits (SSDIB) ................................ 10

Mental Health and Substance Abuse (MHSA) .............................................. 10

Other ................................................................................................................ 10

The Salary Continuation Plan (Salary Bargaining Unit Employees) ............. 10

Disability Absence .......................................................................................... 11

Disability Benefits .......................................................................................... 11

The Benefit Payment ...................................................................................... 11

When Benefits Begin ...................................................................................... 11

How Long Benefits Last ................................................................................. 11

Proof of Disability ........................................................................................... 12

Reinstated Sickness and Accident Benefit ..................................................... 12

Eligibility.......................................................................................................... 12

When Benefits Begin ...................................................................................... 12

Other Provisions ............................................................................................. 13

Extended Disability Benefit Plan (EDB) ........................................................... 13

Eligibility.......................................................................................................... 13

The Benefit Amount........................................................................................ 13

For Hourly paid employees ................................................................................................... 13

For Salary paid employees .................................................................................................... 15

When Benefits Begin ...................................................................................... 17

Social Security Disability Insurance Benefits (SSDIB) ................................ 17

EDB Reductions ............................................................................................. 18

How Long Benefits Last ................................................................................. 19

Mileage for Disability Evaluation Program (DEP) Examinations ................ 19

Successive Disability ..................................................................................... 19

Enrollment in Medicare Part B ....................................................................... 20

Waiver of Benefits .......................................................................................... 20

Legal Action .................................................................................................... 20

Applying for Disability Benefits ....................................................................... 20

How to File a Claim ......................................................................................... 20

If a Claim Is Denied ......................................................................................... 21

Disability Coverage If You Stop Active Work .................................................. 22

Quit .................................................................................................................. 22

Discharge, Absence From Work Without Notifying the Plant as Required

by the Collective Bargaining Agreement, or Failure To Return to Work

When Called .................................................................................................... 22

Layoff ............................................................................................................... 22

Leave of Absence ........................................................................................... 22

Totally Disabled or Temporarily Separated as a PQX Disability ................ 23

Work Stoppage ............................................................................................... 23

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