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Annexure 1 (Debit instruction format)The ManagerCitibank NA, India. Date:Sub: Closure Payment for Home Loan A/c No. ………………………………………..Dear Sir / Madam, This is to request you to please debit my Citibank A/c Number ……..………. (Complete Bank account number) by Rs ………..… towards the closure payment for my Home Loan A/c Number ………….(Complete loan number).Sincerely Yours, Customer’s Signature Customer Name Annexure 2 (Authority letter format to authorize the co-borrower to collect the property documents on behalf of the other co-borrower. Please contact the Bank to check for the stamping requirement, if any)The Manager,Citibank N.A.Date:Re: Authority Letter for collecting Original title documents for Loan # ___________Dear Sir, This is with reference to above said loan and further to our closure payment on closing above account, I/We hereby request you to hand over the original title documents pertaining to property address: _______________________________________________________________ to Mr. /Mrs. __________________________________ who is/are my co-borrowers in the said loan with his/her signatures attested by myself below. I am enclosing an attested copy of his/her _______________, ID no. ________________ as Signature & Identification proof.Also enclosed is a self-attested copy of my ________________ as my Signature & Identification proof.Thanking YouSignature of borrower who is unable to come_______________NameSignatures of co-borrower attested Annexure 3 (Authority letter format when none of the property owners can come to collect the property documents in person. Please contact the Bank to check for the stamping requirement, if any)SPECIAL POWER OF ATTORNEYThis Special Power of Attorney is executed at ________ on this ____ day of _____________, 201_. BY1. _____________ s/o/D/o/w/o_____________ Resident of (Complete Address to be mentioned);2. . _____________ s/o/D/o/w/o_____________ Resident of (Complete Address to be mentioned);(hereinafter collectively referred to as "I/We" or “Executants” which expression shall include my/our agents, heirs, executors, successors, and assigns ) of the One Part; IN FAVOUR OFCitibank, N.A., a national banking association duly constituted, registered and in existence in accordance with the laws of the United States of America now in force, and carrying on the business of banking in India and having one of its branches in India at [] (hereinafter called the Lender, which expression shall unless repugnant to the context or meaning thereof include its successors and assigns) of the Other Part; WHEREAS A.I/We have availed a Mortgage Loan of Rs.________/- alongwith ____________ (“Borrower/Co-Borrower”) bearing Account No. ________(“Loan”) from Citibank, N.A. at ________________(location) (“Lender”).B.The repayment of the Loan was secured by creating equitable mortgage (by depositing the original title deeds) of the immovable property situated at ______________________________________________________________________________ (“Immovable Property”) in favour of the Lender.C.I/We am/are willing to pre-close the loan/ have pre-closed the Loan, however am unable to visit the branch to complete the formalities and receive the original title deeds of the immovable property due to ___________________________.ORThe aforesaid Loan account stands closed upon payment of all dues, however, I am unable to visit the branch to complete the formalities and receive the original title deeds of the immovable property due to ___________________________.NOW KNOW ALL AND THESE PRESENTS WITNESS that I/We hereby authorize, nominate, constitute and appoint ________________________my ________________ residing at _________________________ having ___________ Card No. _____(“Attorney”) as my true and lawful attorney for me/us, in my/our name, on my/our behalf and at my/our sole risk and cost to do, execute and perform all or any of the following acts, deeds, matters and things, that is to say:To visit the branch and complete all Loan closure formalities.To receive the original title deeds of the above immovable property from the Lender and sign and execute any writings, undertakings, indemnities, agreement, etc. with the Lender as an acceptance/receipt in order to receive the original title deeds.To execute such documents as required by the Lender to give full discharge to the Lender. AND I DO HEREBY agree to ratify and confirm all and whatever my said Attorney shall or purport to do or cause to be done by virtue of these presents.In Witness Whereof I/We have hereunto set and subscribed our hands and seals at ____________ this __ day of _____ 20___.Signature of ExecutantsMr. /Ms. ______________________Residing at ____________________Identified by meBefore me,Advocate Notary PublicName of the AttorneySpecimen Signature of AttorneyResiding at _________________________________________________ ................
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