Quick Reference Guide BAI Transaction Codes via Webster ...

Treasury & Payment Solutions

Quick Reference Guide

BAI Transaction Codes via Webster Web-Link?

Bank Administration Institute (BAI) Transaction Codes are used throughout most of Web-Link's information reporting modules: Current Day, Prior Day, Account Reports and Transaction Search. They are an industry standard set of codes that most financial institutions use to deliver current and prior day reporting. Webster Bank uses them to report transactions posting to your deposit accounts. They are not used to report transactions posting to your borrowing accounts (loans and lines).

The BAI Codes that Webster uses are broken into two categories: ?Account Status Codes ? reported via Web-Link as BAI Summary Codes, these are items related to the account balance e.g. Opening Ledger, 1-Day Float, Total Debits ?Detail Codes ? reported via Web-Link as Transaction Codes, these are items related to the transactions posting to your deposit accounts e.g. 108 (Credit?Any Type), 195 (Incoming Money Transfer)

Detail Codes are either credits or debits; Codes between 100 and 399 are credits: Codes between 400 and 699 are debits. BAI also allows banks to set their own custom BAI codes. They have assigned a range between 900 and 999 that banks can use for this purpose. Webster uses custom codes for some of our products.

This guide provides you a list of the Summary and Transaction Codes that Web-Link uses when you access the Web-Link modules associated with current and prior day reporting.

The Account reporting modules are located on the top navigation bar under the Accounts tab.

Depending on your entitlements, the top navigation bar may appear different, e.g. Home instead of Treasury Dashboard.

Account Status Codes:

Account Status Codes (reported in Web-Link as BAI

Summary Codes) 010 015 040 060 045 072 074 100 400

Balance Type Opening Ledger Closing Ledger Opening Available Current Available Closing Available 1 Day Float 2+ Day Float Total Credits Total Debits

Current/Prior Day Current Day Prior Day

Current & Prior Day* Current Day Prior Day

Current & Prior Day Current & Prior Day Current & Prior Day Current & Prior Day

* Opening Available Balance, when reported Prior Day, is the opening available balance for the start of business day following the day for which activity is being reported

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Quick Reference Guide

BAI Transaction Codes via Webster Web-Link?

Credit BAI Code Numbers 108 115 142 169 174 187 195 206 252 275 350 354 357 399 920 921 922 923 924 926 927 928 929 930 931 932 933

Credit BAI Descriptions Credit (Any Type) Lockbox Deposit ACHCreditReceived MiscellaneousACHCredit Other Deposit Cash Letter Credit Incoming Money Transfer Book Transfer Credit Debit Reversal ZBA Credit Investment Sold Interest Credit Credit Adjustment Miscellaneous Credit Payment-Link ACH EZConsoleACHCR Wholesale Lockbox Deposit RetailLockboxDeposit Wholesale Lockbox Agent Deposit VISA Money Transfer VISA Money Transfer Debit Reversal Verified Cash Deposi ADVCRSafe Deposit Cash Provisional CashSRAdjustment CashAdjPorvCR CashCRAdjSafe

Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit Credit

Debit BAI Code Numbers 409 451 469 475 495 552 564 566 567 575 650 651 654 698

Debit BAI Descriptions Debit (Any Type) ACH Debit Received Miscellaneous ACH Debit Check Paid Outgoing Money Tranfer Credit Reversal Overdraft Fee Return Item Return Item Fee ZBA Debit Investments Purchased Individual Investment Purchased Interest Debit Miscellaneous Fees

Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

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Quick Reference Guide

BAI Transaction Codes via Webster Web-Link?

Debit BAI Code Numbers 699 960 961 962 963 964 965 966 967 968 969

Debit BAI Descriptions Miscellaneous Debit Payment-LinkACHDebit EZConcolACHDB Deposit-LinkACHReturn VISA Money Transfer Debit VISA Money Transfer Credit Reversal MemoPostChangeOrder CashDBAdjusment HardPostChgOrderDB CashAdjProvCr (Debit) CashDBAdjSave

Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit Debit

Updated 05/2019

If you have any questions, contact your Client Support Specialist.

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