TITLE OF YOUR ARTICLE
Of course, once a critical mass of subprime loans predictably ended in foreclosure, consumers lost confidence in the real estate market and home prices sharply declined, sparking the financial crisis. See, e.g., Steven L. Schwarcz, Protecting Financial Markets: Lessons from the Subprime Mortgage Meltdown, 93 Minn. L. Rev. 373 (2008). ................
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