To the Commonwealth Bank
19 March 2001
Company
Address
City State Postcode
Dear Sir/Madam,
Re: Mr.
We refer to our previous correspondence and discussion in relation to the above.
Mr. is currently employed fill-time as a courier and his average weekly pay is $425.00. In relation to his house the current outstanding balance is approximately $63,500. He is almost 3 months in arrears with his payments and has been asked to catch up over the next 6 months.
The following is a summary if his average weekly living expenditure:
Mortgage (Inc. Arrears) $125.00
Electricity and Telephone $25.00
Car expenses (incl. Petrol, Repairs, $40.00
Registration and Insurance)
Food $60.00
Personal Expenditure (incl. clothing) $55.00
$305.00
The following is a summary of his other outstanding commitments, together with a repayment offer for your consideration. The payments would be made fortnightly, with first payment to be made by 15th April and the situation reviewed in 3 months time or earlier in the event of a further change his situation.
Creditor Amount Owing Repayment Offer
AGL Energy $295.00 $20.00 per month
Avco Access $1100.00 $50.00 per month
Chief Commissioner of Stamp Duties $1585.00 $60.00 per month
City of Greater Lithgow (Land Rates) $630.00 $30.00 per fortnight
City of Greater Lithgow (Water Rates) $1060.00 $50.00 per fortnight
Family First Credit Union $1060.00 $50.00 per month
Hal Gingers and Co, Solicitors $740.00 $40.00 per month
Taxation Office $740.00 Nil
In relation to the Land and Water Rates, outstanding these are approximate balances up to 30th June 2001.
For the outstanding taxation debt, we are seeking a deferment of any payments until after lodgement of 2000/2001 Return.
We await your favorable response.
Yours faithfully,
................
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