Credit, Debt Collection, and Bankruptcy Handbook for North ...

of consumer credit counseling agencies that has an agency locator at www.nfcc.org , and over the telephone at 800-388-2227 (in English) or 800-682-9832 (en Espanol). 10. Some companies say they can “repair” my credit. Can they? What about those “debt consolidation plans” that I see advertised? ................
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