Table of Interest Rate Equivalents
Table of Interest Rate Equivalents
ANNUAL INTEREST RATES CALCULATED MONTHLY NOT IN ADVANCE,
CONVERTED TO EQUIVALENT INTEREST RATE CALCULATED
HALF YEARLY NOT IN ADVANCE
The interest rate payable under the mortgage is calculated monthly not in advance. The following table is provided for
the Mortgagor¡¯s information since the applicable interest rate will likely change from time to time. The interest rates
set out in Column B are effective annual interest rates calculated half yearly not in advance which are equivalent to
the corresponding annual interest rates calculated monthly not in advance, set out in Column A.
Column A
Annual Interest Rates
Calculated Monthly
Not in Advance
Column B
Equivalent Annual Interest Rates
Calculated Half Yearly
Not in Advance
Column A
Annual Interest Rates
Calculated Monthly
Not in Advance
Column B
Equivalent Annual Interest Rates
Calculated Half Yearly
Not in Advance
1.00%
1.25%
1.50%
1.75%
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
10.25%
10.50%
10.75%
11.00%
11.25%
11.50%
11.75%
12.00%
12.25%
12.50%
12.75%
13.00%
13.25%
1.002%
1.253%
1.505%
1.756%
2.008%
2.261%
2.513%
2.766%
3.019%
3.272%
3.526%
3.779%
4.033%
4.288%
4.542%
4.797%
5.052%
5.308%
5.563%
5.819%
6.076%
6.332%
6.589%
6.846%
7.103%
7.360%
7.618%
7.876%
8.135%
8.393%
8.652%
8.911%
9.170%
9.430%
9.690%
9.950%
10.211%
10.471%
10.732%
10.994%
11.255%
11.517%
11.779%
12.041%
12.304%
12.567%
12.830%
13.094%
13.357%
13.621%
13.50%
13.75%
14.00%
14.25%
14.50%
14.75%
15.00%
15.25%
15.50%
15.75%
16.00%
16.25%
16.50%
16.75%
17.00%
17.25%
17.50%
17.75%
18.00%
18.25%
18.50%
18.75%
19.00%
19.25%
19.50%
19.75%
20.00%
20.25%
20.50%
20.75%
21.00%
21.25%
21.50%
21.75%
22.00%
22.25%
22.50%
22.75%
23.00%
23.25%
23.50%
23.75%
24.00%
24.25%
24.50%
24.75%
25.00%
13.885%
14.150%
14.415%
14.680%
14.945%
15.211%
15.477%
15.743%
16.009%
16.276%
16.543%
16.810%
17.078%
17.345%
17.614%
17.882%
18.151%
18.419%
18.689%
18.958%
19.228%
19.498%
19.768%
20.039%
20.310%
20.581%
20.852%
21.124%
21.396%
21.668%
21.940%
22.213%
22.486%
22.760%
23.033%
23.307%
23.581%
23.856%
24.131%
24.406%
24.681%
24.957%
25.232%
25.509%
25.785%
26.062%
26.339%
Form 3676 (Rev. 10/19)
1
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