Borrow Only the Money You Need Checklist



5086350-7239000Borrow Only the Money You Need Checklist Instructions: Do one thing from the Engagement Actions listLearn one thing from the Educational Boosters listComplete a short survey telling us what you didEach survey you complete counts as an entry for one of four $500 prizes each month. Your entries will carry over from month to month. You can complete as many surveys you as you’d like by completing one engagement action and one educational booster per survey.Engagement Actions? Review Credit Report Information sheet (and request your credit report from if you haven’t done so in the last 12 months) NEW!? Complete the “My Credit Report Rule to Live By” Worksheet ? Read the Helping your kids get and maintain good credit Handout ? Pull your free annual credit report from . If you have already pulled your report in the last 12 months, indicate this on your survey? Make a list of all your debt, including when payments are due with the Debt Worksheet ? Use the “How Soon Can I Eliminate My Debts” calculator to see how the different debt elimination strategies will work for you? Complete the Credit Card Utilization Ratio worksheet to see how much of your available credit you are using ? Use the Boost your Debt Payments worksheet to brainstorm at least one idea to cut back on a current expense to be able to add that money to a credit card or loan payment ? Use the “How long will it take to credit cards” pay off my calculator to see how increasing your monthly payment will allow you to pay off your debt sooner? Use the “Should I consolidate my loans” calculator to see what your consolidation options might be? If you are interested in rebuilding your credit, read about FCB’s secured credit card? If you are interested in a home equity loan, read about FCB’s products available ? If you are interested in learning more about what First Commonwealth Mortgage offer employees, email Mortgage@ or call 844-221-3500 Booster Sessions ? Review the Credit Scores Infographic – 3 Minutes to Review NEW!? Comparing the costs of new and used cars Article – 4 Minutes to Read ? Five Credit Don’ts for Millennials Article – 3 Minutes to Read ? Spotting Debt Collection Scams Article – 2 Minutes to Read ? Home Buying 101 Webinar – 25 Minutes to Watch ? How Credit Works Self-Study Module – 8 Minutes to Complete? How Can FCB Lending Solutions Benefit You? Self-Study Module – 7 Minutes to Complete? Understanding Your Credit Report and Score Self-Study Module – 8 Minutes to Complete? Debt Management Strategies Self-Study Module – 5 Minutes to Complete? Managing Your Student Loans Webinar – 25 Minutes to Watch? 5 Tips to Manage Student Loans While in College Webinar – 25 Minutes to Watch? Review the Tips for Your Secured Credit Card Info Sheet – 3 Minutes to Review? Review the Your Credit Report and Score Info Sheet – 3 Minutes to Review ................
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