LINE OF BUSINESS:
|LINE OF BUSINESS: |Mortgage Guaranty |LINE(S) OF INSURANCE |CODES |
| | |Mortgage Guaranty |6.0000 |
| | |MG-Fixed Rate Mortgages |6.0001 |
|Code: |6.0000 |MG-Trust/Pools |6.0002 |
| | |MG - Variable |6.0003 |
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|IF CHECKLIST IS NOT APPLICABLE, PLEASE EXPLAIN: | | |
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|REVIEW REQUIREMENTS |REFERENCE |DESCRIPTION OF REVIEW |LOCATION OF STANDARD IN FILING |
| | |STANDARDS REQUIREMENTS | |
|GENERAL REQUIREMENTS | | | |
|FOR ALL FILINGS | | | |
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|COPIES, RETURN ENVELOPES, ETC | | | |
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|COVER LETTER AND EXPLANATORY MEMORANDUM | | | |
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|EFFECTIVE DATE WORDING | | | |
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|FREE CONTRACT PROHIBITED | | | |
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|LIMITATIONS/RESTRICTIONS ON TRANSACTING BUSINESS | | | |
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|LINE OF AUTHORITY | | | |
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|NO FILE OR FILING EXEMPTIONS | | | |
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|MORTGAGE POOL | | | |
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|NAIC # | | | |
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|THIRD PARTY FILERS AUTHORITY | | | |
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|GENERAL REQUIREMENTS | | | |
|FOR ALL FILINGS | | | |
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|TRANSACTING OTHER BUSINESS | | | |
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|FORMS(POLICY | | | |
|PROVISIONS | | | |
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|ACCESS TO COURTS | | | |
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|AMBIGUOUS & MISLEADING | | | |
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|APPLICATIONS | | | |
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|APPRAISALS | | | |
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|ARBITRATION | | | |
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|BANKRUPTCY PROVISIONS | | | |
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|BLANK ENDORSEMENTS | | | |
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|CANCELLATION & NON-RENEWAL | | | |
|Calculation of Unearned/Return Premium | | | |
|Conditional Renewal | | | |
|Minimum Retained Premium | | | |
|Notice of Cancellation | | | |
|Notice of Non-renewal | | | |
|Permissible Reasons for Cancellation | | | |
|Permissible Reasons for Non-renewal | | | |
|Required Policy Period | | | |
|Return Premium | | | |
|Suspension | | | |
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|CERTIFICATIONS | | | |
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|FORMS(POLICY | | | |
|PROVISIONS | | | |
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|CONSUMER INFORMATION | | | |
|Credit Scoring Notice | | | |
|Privacy notice | | | |
|VSI Warning | | | |
|Notification Form | | | |
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|CONTENT OF POLICIES | | | |
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|COUNTERSIGNATURES | | | |
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|DECLARATIONS PAGE | | | |
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|DISCLOSURES | | | |
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|DEFINITIONS | | | |
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|DISCRIMINATION | | | |
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|EXCESS COVERAGE | | | |
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|EXCLUSIONS & LIMITATIONS | | | |
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|FICTITIOUS GROUPS | | | |
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|FORMS MISCELLANEOUS | | | |
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|FRAUD WARNING | | | |
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|LIMITS | | | |
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|LOSS PAYEE | | | |
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|FORMS(POLICY | | | |
|PROVISIONS | | | |
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|LOSS SETTLEMENTS | | | |
|Appraisal | | | |
|Action Against Company | | | |
|Arbitration | | | |
|Deductibles | | | |
|Defense Costs | | | |
|Loss Valuation | | | |
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|NOTICE REQUIREMENTS | | | |
|Payment of Loss Time Period | | | |
|Appraisal | | | |
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|MINIMUM STANDARDS FOR CONTENT (POLICIES AND STANDARD | | | |
|FORMS) | | | |
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|POLICY MUST CONTAIN ENTIRE CONTRACT | | | |
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|PREMIUM AUDIT | | | |
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|PRIOR APPROVAL | | | |
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|PUNITIVE DAMAGES | | | |
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|READABILITY | | | |
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|REBATES | | | |
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|SUBROGATION | | | |
|Suit | | | |
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|TIMELINESS | | | |
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|FORMS(POLICY | | | |
|PROVISIONS | | | |
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|USE & FILE | | | |
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|VOIDANCE | | | |
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|WARRANTIES | | | |
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|OTHER | | | |
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|RATE, RULE, RATING PLAN, CLASSIFICATION, AND TERRITORY | | | |
|FILING REQUIREMENTS | | | |
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|ACTUARIAL CERTIFICATIONS FOR RATES | | | |
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|CREDIT SCORING AND REPORTS | | | |
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|CREDIBILITY | | | |
|DISCOUNTS | | | |
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| EXPIRATION DATE(S) FOR APPROVED RATES | | | |
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|GROUP POLICIES | | | |
|Extra-Territorial Approval Authority | | | |
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|LOSS RATIO STANDARDS | | | |
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|MID TERM CHANGES | | | |
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|PREMIUM REFUND OR RETENTION | | | |
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|RATE, RULE, RATING PLAN, CLASSIFICATION, AND TERRITORY | | | |
|FILING REQUIREMENTS | | | |
| | | | |
|PRICING | | | |
|Charges | | | |
|Minimum Premium Rules | | | |
|Multi-tier | | | |
|Payment Plans | | | |
|Premiums | | | |
|Service Charges | | | |
|Surcharges | | | |
|Other Fees | | | |
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|RATE RANGES | | | |
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|RATING PLAN REQUIREMENTS | | | |
|Expense Modification Plan | | | |
|Experience Rating | | | |
|Large Deductible | | | |
|Retrospective Rating | | | |
|Schedule Rating | | | |
|Small Deductible | | | |
|Wrap-up Rating | | | |
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|RATE/LOSS COST SUPPORTING INFORMATION | | | |
|Competition | | | |
|Expenses | | | |
|Experience | | | |
|Judgment | | | |
|Credibility | | | |
|Profit Loading | | | |
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|RETURN ON EQUITY/ INVESTMENT INCOME | | | |
|RATE, RULE, RATING PLAN, CLASSIFICATION, AND TERRITORY | | | |
|FILING REQUIREMENTS | | | |
| | | | |
|SUPPORTING DATA | | | |
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|TRENDING | | | |
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|OTHER | | | |
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