MY CLASSROOM



Credit Card Research ProjectFind a bank or credit union that offers American Express, Discover, MasterCard, and Visa. Find the following information about each one. List the bank or credit union that is providing the card in the “Provider” blank.American Express – Provider_____________________________________Minimum age to get a card.___________Annual Percentage Rate (APR). _____Is interest charged if you pay off in full every month?_______What are the minimum payment requirements?____________________________Is an annual fee charged?_______Are there any other miscellaneous charges?________________________________ ____________________________________________________________________________Is the introductory?interest?rate different? (in other words, does the rate go up or down after an introductory period?)_____________________________Do they offer loyalty points, rewards, cash back, etc.?__________________________________________________________________________________________________Discover – Provider_____________________________________Minimum age to get a card.___________Annual Percentage Rate (APR). _____Is interest charged if you pay off in full every month?_______What are the minimum payment requirements?____________________________Is an annual fee charged?_______Are there any other miscellaneous charges?________________________________ ____________________________________________________________________________Is the introductory?interest?rate different? (in other words, does the rate go up or down after an introductory period?)_____________________________Do they offer loyalty points, rewards, cash back, etc.?__________________________________________________________________________________________________Master Card – Provider_____________________________________Minimum age to get a card.___________Annual Percentage Rate (APR). _____Is interest charged if you pay off in full every month?_______What are the minimum payment requirements?____________________________Is an annual fee charged?_______Are there any other miscellaneous charges?________________________________ ____________________________________________________________________________Is the introductory?interest?rate different? (in other words, does the rate go up or down after an introductory period?)_____________________________Do they offer loyalty points, rewards, cash back, etc.?__________________________________________________________________________________________________Visa – Provider_____________________________________Minimum age to get a card.___________Annual Percentage Rate (APR). _____Is interest charged if you pay off in full every month?_______What are the minimum payment requirements?____________________________Is an annual fee charged?_______Are there any other miscellaneous charges?________________________________ ____________________________________________________________________________Is the introductory?interest?rate different? (in other words, does the rate go up or down after an introductory period?)_____________________________Do they offer loyalty points, rewards, cash back, etc.?__________________________________________________________________________________________________ ................
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