Best-Ever Consumer Compliance Checklists
If secured by consumer’s principal dwelling, determine whether the APR exceeds the APOR by: ( 1.5% - first mortgage ( 2.5% - jumbo mortgage ( 3.5% - junior mortgage WHEN APPLICATION FORM IS PROVIDED. If (i) adjustable rate, (ii) secured by borrower’s principal dwelling and 10 (iii) greater than one year, give ARM disclosures: ................
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