DC Government Employee Benefits Guide 2019

[Pages:46]DC Government Employee Benefits Guide

2019

Table of Contents

Welcome

2 Benefits Overview

21

About this Guide

Enrollment

Federal Employee Health Benefits Program (FEHB) District of Columbia Employee Health Benefits Program (DCEHBP) What's New for 2019 How to Enroll ALEX, THE Virtual Benefits Counselor

Benefits at a Glance

Eligibility Dependents Medical Benefits 2019 Plan Rates: Medical 2019 Plan Rates: Dental 2019 Plan Rates: Vision

3 Medical Benefits

22

4

Plan Comparisons at a Glance Short-Term Disability Insurance

23 27

5 Long-Term Disability Insurance

28

6 Group Life Insurance

29

7 Federal Employees'Group Life Insurance

30

8 Indemnity Coverage

31

9 Employee Assistance Program

32

10 Flexible Spending Accounts

33

11 Commuter Benefits

34

11 Civil Service Retirement for Employees Hired Before October 1, 1987

35

12 401(a) Defined Contribution Pension Plan

36

13 457(b) Deferred Compensation Plan

36

14 Retirement Plans at a Glance

37

15 Annual & Sick Leave

38

Benefits You Can Enroll In

16 Family & Medical Leave

39

Benefits You Can Enroll In: New Hire, Qualifying Life Event, Open Enrollment

17 Contacts

40

Benefits You Can Enroll In Anytime

18 DCHR Benefits & Retirement Administration

41

Wellness Resources

19 Office of Pay & Retirement Services

41

Plan Providers: Insurance

41

Plan Providers: Work & Life Benefits

42

Welcome

2

Are you enrolling in your employee benefits for the first time or making changes to your current benefits?

The following sections contain information on a range of employee benefit and related topics, including:

Enrollment Benefits at a Glance Premium Rates Wellness Resources Benefits Overview DCHR & Provider Contacts

About this Guide

The DC Department of Human Resources (DCHR) manages benefits programs that enable the District to attract, support and retain a wellqualified and diverse workforce. DCHR is committed to providing the highest level of customer care in administering employee benefits.

This guide provides comprehensive information about your benefits as a DC Government employee. Use this guide as your go-to resource for:

Enrolling in benefits for the first time Making changes or updating your benefits during Open Enrollment

or a qualifying life event Learning more about your benefits throughout the year

Disclaimer

This Guide is not a contract. Its purpose is to provide summary information about employee benefits. It does not fully describe each benefit. Please refer to the Summary Plan Descriptions and benefits provider materials for details of each benefit. Every effort has been made to ensure that the information contained in this Guide is accurate. The provisions of the actual contract will govern in the event of a discrepancy.

3

Enrollment

Federal Employee Health Benefits Program (FEHB)

District of Columbia Employee Health Benefits Program (DCEHBP)

Open Enrollment 2019 What's New for 2019 How to Enroll ALEX, the Virtual Benefits Counselor

4

Enrollment

FEDERAL EMPLOYEE HEALTH BENEFITS PROGRAM (FEHB)

Enroll in, change, or cancel an existing enrollment in a dental plan under the Federal Employees Dental Vision Program (FEDVIP) Program.

Benefits for Employees first Hired Before October 1, 1987

Enroll in, change, or cancel an existing enrollment in a vision plan

under the FEDVIP Program.

Enroll in a flexible spending account, a health care and/or dependent Enroll in, change, or cancel an existing enrollment in a health plan

care account under the Federal Flexible Spending Account Program

under the FEHB Program.

(FSAFEDS). Unlike with other programs, employees MUST reenroll

in FSAFEDS each year to participate. Enrollments DO NOT carry over from year to year.

Please Note: The maximum annual election for a Health Care Flexible Spending Account and the Limited Expense Health Care Flexible Spending Account is $2,650 for the 2019 Benefit Period. The maximum

2019 Premium Rates for Federal Employees

2019 FEHB and FEDVIP premium rates and enrollment forms can be found on the US Office of Personnel Management (OPM) website at insure.

annual election for a Dependent Care Flexible Spending Account is

$5,000 for the 2019 Benefit Period. The minimum annual election for

the flexible spending accounts is $100 for the 2019 Benefit Period.

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Enrollment

DISTRICT OF COLUMBIA EMPLOYEE HEALTH BENEFITS PROGRAM (DCEHBP)

Outside of the regular enrollment period, you can only change your benefits if you experience a qualified life event. Qualified life events include:

Benefits for Employees hired on or after October 1, 1987

Marriage, divorce or legal separation

Review the changes for 2019, so you understand how they impact Birth or adoption

your 2019 benefits.

A dependent that becomes ineligible for coverage

Review your current benefit choices. Ask yourself,"does this coverage Death of your dependent

meet my expected needs?"If not,"what should I change?"

Loss/gain of coverage elsewhere for employee or

Log in to Employee Self Service at to enroll in new spouse/domestic partner

plans or make changes to your current coverage.

Change in work status for you or your spouse/domestic partner

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