The Stelter Company



Charitable Gift Annuity Rates Scheduled to ChangeDon’t Miss This Opportunity to Make a DifferenceDear friend,We have some news we would like to share that can help you boost your retirement income and support our organization. But you must act by Dec. 31 to maximize your benefits. How It Works The concept is simple: You make a donation using cash, marketable securities or other assets, and we, in turn, pay you a fixed amount for life. With this type of gift, you can feel secure knowing you will receive stable payments for as long as you live. And now, if you make your gift by Dec. 31, the gift annuity rates will be an estimated 0.3 to 0.5 percent higher than they will be beginning Jan. 1.Here’s an Example of How You May Benefit Under the current rate schedule, Mary, 79, transfers $25,000 in exchange for a charitable gift annuity. She will receive annual payments of $1,775, a rate of 7.1 percent. If Mary waits to make her gift on or after the new rate schedule is in place on Jan. 1, the same gift amount will provide $1,650 in annual payments, reflecting a 6.6 percent rate. In addition to the opportunity to increase your retirement income as you help shape our future, gift annuities offer you numerous tax benefits, including: A partial income tax charitable deduction now for your gift when you itemizePart of each payment is income tax-free throughout your estimated life expectancyCapital gains tax savings on appreciated property you donateYou are our future. Contact me to discuss how a charitable gift annuity allows you to make a gift and provides you, and another person if you choose, with secure, tax-favored payments for life. With your help, we can continue to make an impact in our communities. Sincerely, [NAME][TITLE][ORGANIZATION]P.S. Request Your Personalized Illustration We would be happy to send you a free, no-obligation illustration showing you the increased benefits you can receive from a charitable gift annuity if you make your gift before the end of the year. Your personalized illustration will include your potential income tax charitable deduction and our annual payments to you for life.California residents: Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or?otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association.?Oklahoma residents: A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association?affiliated with the Oklahoma Insurance Department.?South Dakota residents:?Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division?of Insurance. ................
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