PDF Home Loan Interest Rates - CommBank
Home Loan Interest Rates Owner Occupied
Effective as at 20 June 2024
Variable Rate Product Types
Standard Variable Rate (Complete)
Repayment Type Reference Rate Name
Reference Rate p.a.
With Package LVR tier ^*
LVR 60% or below LVR 60.01% to 70% LVR 70.01% to 80% LVR 80.01% to 90% LVR 90.01% to 95%
Without Package
Principal and Interest
Standard Variable Rate
8.80%
Annual percentage rate p.a.
Comparison rate p.a.
6.49%
6.87%
6.59%
6.97%
6.69%
7.06%
6.94%
7.31%
7.74%
8.10%
8.80%
8.94%
Extra Home Loan
Repayment Type Reference Rate Name
Reference Rate p.a.
LVR tier
LVR 60% or below LVR 60.01% to 70% LVR 70.01% to 80% LVR 80.01% to 90% LVR 90.01% to 95%
Principal and Interest
Extra Variable Rate
8.03%
Annual percentage rate p.a.*
Comparison rate p.a.
6.59%
6.60%
6.69%
6.70%
6.79%
6.80%
7.14%
7.15%
7.84%
7.86%
Digi Home Loan
Available only for customers applying online via NetBank or the CommBank app.
Repayment Type Reference Rate Name
Reference Rate p.a.
LVR tier
LVR 60% or below LVR 60.01% to 70% LVR 70.01% to 80% LVR 80.01% to 90% LVR 90.01% to 95%
Principal and Interest
Digi Variable Rate
8.80%
Annual percentage rate p.a.*
Comparison rate p.a.
6.15%
6.28%
6.17%
6.30%
6.19%
6.32%
-
-
-
-
Interest Only
Standard Variable Interest Only Rate
9.29%
Annual percentage rate p.a.
Comparison rate p.a.
6.98%
7.05%
7.08%
7.15%
7.18%
7.25%
-
-
-
-
9.29%
9.17%
Interest Only
Extra Variable Interest Only Rate
8.59%
Annual percentage rate p.a.*
Comparison rate p.a.
7.15%
6.85%
7.25%
6.95%
7.35%
7.05%
-
-
-
-
Interest Only
Digi Variable Interest Only Rate
9.29%
Annual percentage rate p.a.*
Comparison rate p.a.
6.64%
6.48%
6.66%
6.50%
6.68%
6.52%
-
-
-
-
^ To be eligible for a package you must have an initial total home lending balance of $150,000 (the sum of the account balance of eligible home lending and line of credit accounts) and pay an annual package fee of $395. Package rates shown are based on a discount of 0.70% p.a. on the Standard Variable Rate and a discount of 0.15% p.a. on Fixed Rates in a package. Please refer to the Wealth Package/Mortgage Advantage Fact Sheet for full details. * The associated rate includes a margin below or above the applicable reference rate that applies for new lending only. Rates are subject to change. Fees and charges are payable. Applications are subject to credit approval. Full terms and conditions will be included in our loan offer.
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945
Page 1 of 4 002-842 200624
Home Loan Interest Rates ? Owner Occupied
Effective as at 20 June 2024
Fixed Rate Product Types
Fixed Rate (Complete)
Fixed Rate Period
Repayment Type
1 Year 2 Year 3 Year 4 Year 5 Year
Principal and Interest Interest Only
Principal and Interest Interest Only
Principal and Interest Interest Only
Principal and Interest Interest Only
Principal and Interest Interest Only
With Package^*
Without Package/Reference Rate
Reference Rate Name
Annual percentage
rate p.a.
Comparison rate p.a.
Annual percentage
rate p.a.
Comparison rate p.a.
1 Year Fixed Rate
6.59%
8.29%
6.74%
8.71%
1 Year Fixed Interest Only Rate
6.59%
8.29%
6.74%
8.71%
2 Year Fixed Rate
6.84%
8.19%
6.99%
8.55%
2 Year Fixed Interest Only Rate
6.89%
8.20%
7.04%
8.56%
3 Year Fixed Rate
6.59%
8.00%
6.74%
8.31%
3 Year Fixed Interest Only Rate
6.69%
8.03%
6.84%
8.35%
4 Year Fixed Rate
6.69%
7.92%
6.84%
8.18%
4 Year Fixed Interest Only Rate
6.79%
7.95%
6.94%
8.23%
5 Year Fixed Rate
6.69%
7.82%
6.84%
8.04%
5 Year Fixed Interest Only Rate
6.79%
7.85%
6.94%
8.10%
Other Loan Product Types
CommBank Green Loan
Available for customers with an eligible CommBank home loan or investment home loan to buy and install eligible clean energy products at their secured property. Available only via staff assisted channels excluding broker channels.
Reference Rate Name
Annual percentage rate (fixed) p.a.
Comparison rate p.a.
CommBank Green Home Loan
3.99%
3.99%
^ To be eligible for a package you must have an initial total home lending balance of $150,000 (the sum of the account balance of eligible home lending and line of credit accounts) and pay an annual package fee of $395. Package rates shown are based on a discount of 0.70% p.a. on the Standard Variable Rate and a discount of 0.15% p.a. on Fixed Rates in a package. Please refer to the Wealth Package/Mortgage Advantage Fact Sheet for full details.
* The associated rate includes a margin below or above the applicable reference rate that applies for new lending only.
Rates are subject to change. Fees and charges are payable. Applications are subject to credit approval. Full terms and conditions will be included in our loan offer.
Rates for home loan products and facilities no longer offered for sale are at .au/home-loans/quarantined-products
We're here to help
If you have any questions or want more information:
Book an appointment with a Home Lending Specialist at .au/appointment or contact your Broker.
Call us on 13 2224 Visit .au/homeloans
Things you need to know
Loan to value ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value. Interest Only period switches and extensions can be requested in both years and/or months via selected processes. The reference rate applicable for an Interest Only period applied in years and/or months will be the same as the Interest Only reference rate applicable to your loan type. Talk to your lender for more information. Comparison rate for CommBank Green Loan calculated on a $30,000 secured loan over a 5 year term. Comparison rate for all other loan types calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945
Page 2 of 4 002-842 200624
Home Loan Interest Rates Investment
Effective as at 20 June 2024
Variable Rate Product Types
Standard Variable Rate (Complete)
Repayment Type
Principal and Interest
Reference Rate Name
Investment Home Loan Standard Variable Rate
Reference Rate p.a.
With Package LVR tier ^*
LVR 60% or below LVR 60.01% to 70% LVR 70.01% to 80% LVR 80.01% to 90% LVR 90.01% to 95%
Without Package
9.38%
Annual percentage rate p.a.
Comparison rate p.a.
6.60%
6.97%
6.65%
7.02%
6.70%
7.07%
7.39%
7.76%
7.84%
8.20%
9.38%
9.52%
Interest Only
Investment Home Loan Standard Variable Interest Only Rate
9.64%
Annual percentage rate p.a.
Comparison rate p.a.
6.86%
7.06%
6.91%
7.11%
6.96%
7.16%
7.65%
7.85%
-
-
9.64%
9.64%
Extra Home Loan
Repayment Type Reference Rate Name
Reference Rate p.a. LVR tier
LVR 60% or below LVR 60.01% to 70% LVR 70.01% to 80% LVR 80.01% to 90% LVR 90.01% to 95%
Principal and Interest
Investment Home Loan Extra Variable Rate
8.38%
Annual percentage rate p.a.*
Comparison rate p.a.
6.70%
6.71%
6.75%
6.76%
6.89%
6.90%
7.64%
7.66%
7.94%
7.96%
Interest Only
Investment Home Loan Extra Variable Interest Only Rate
8.94%
Annual percentage rate p.a.*
Comparison rate p.a.
7.26%
6.96%
7.31%
7.01%
7.45%
7.15%
8.20%
7.91%
-
-
Digi Home Loan
Available only for customers applying online via NetBank or the CommBank app.
Repayment Type Reference Rate Name
Reference Rate p.a.
LVR tier
LVR 60% or below LVR 60.01% to 70% LVR 70.01% to 80%
Principal and Interest
Investment Home Loan Digi Variable Rate
9.38%
Annual percentage rate p.a.*
Comparison rate p.a.
6.34%
6.47%
6.36%
6.49%
6.46%
6.59%
LVR 80.01% to 90%
-
-
LVR 90.01% to 80%
-
-
Interest Only
Investment Home Loan Digi Variable Interest Only Rate
9.64%
Annual percentage rate p.a.*
Comparison rate p.a.
6.60%
6.57%
6.62%
6.59%
6.72%
6.69%
-
-
-
-
^ To be eligible for a package you must have an initial total home lending balance of $150,000 (the sum of the account balance of eligible home lending and line of credit accounts) and pay an annual package fee of $395. Package rates shown are based on a discount of 0.70% p.a. on the Standard Variable Rate and a discount of 0.15% p.a. on Fixed Rates in a package. Please refer to the Wealth Package/Mortgage Advantage Fact Sheet for full details. * The associated rate includes a margin below or above the applicable reference rate that applies for new lending only. Rates are subject to change. Fees and charges are payable. Applications are subject to credit approval. Full terms and conditions will be included in our loan offer.
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945
Page 3 of 4 002-842 200624
Home Loan Interest Rates ? Investment
Effective as at 20 June 2024
Fixed Rate Product Types
Fixed Rate (Complete)
Fixed Rate Period
Repayment Type
1 Year 2 Year 3 Year 4 Year 5 Year
Principal and Interest Interest Only
Principal and Interest Interest Only
Principal and Interest Interest Only
Principal and Interest Interest Only
Principal and Interest Interest Only
Reference Rate Name
Investment Home Loan 1 Year Fixed Rate
Investment Home Loan 1 Year Fixed Interest Only Rate
Investment Home Loan 2 Year Fixed Rate
Investment Home Loan 2 Year Fixed Interest Only Rate
Investment Home Loan 3 Year Fixed Rate
Investment Home Loan 3 Year Fixed Interest Only Rate
Investment Home Loan 4 Year Fixed Rate
Investment Home Loan 4 Year Fixed Interest Only Rate
Investment Home Loan 5 Year Fixed Rate
Investment Home Loan 5 Year Fixed Interest Only Rate
With Package^*
Without Package/Reference Rate
Annual percentage
rate p.a.
Comparison rate p.a.
Annual percentage
rate p.a.
Comparison rate p.a.
6.64%
8.80%
6.79%
9.22%
6.64%
8.80%
6.79%
9.22%
6.89%
8.65%
7.04%
9.01%
6.94%
8.65%
7.09%
9.02%
6.64%
8.41%
6.79%
8.72%
6.74%
8.44%
6.89%
8.76%
6.79%
8.30%
6.94%
8.56%
6.89%
8.34%
7.04%
8.61%
6.79%
8.16%
6.94%
8.38%
6.89%
8.21%
7.04%
8.45%
Other Loan Product Types
CommBank Green Loan
Available for customers with an eligible CommBank home loan or investment home loan to buy and install eligible clean energy products at their secured property. Available only via staff assisted channels excluding broker channels.
Reference Rate Name
Annual percentage rate (fixed) p.a.
Comparison rate p.a.
CommBank Green Investment Home Loan
3.99%
3.99%
^ To be eligible for a package you must have an initial total home lending balance of $150,000 (the sum of the account balance of eligible home lending and line of credit accounts) and pay an annual package fee of $395. Package rates shown are based on a discount of 0.70% p.a. on the Standard Variable Rate and a discount of 0.15% p.a. on Fixed Rates in a package. Please refer to the Wealth Package/Mortgage Advantage Fact Sheet for full details.
* The associated rate includes a margin below or above the applicable reference rate that applies for new lending only.
Rates are subject to change. Fees and charges are payable. Applications are subject to credit approval. Full terms and conditions will be included in our loan offer.
Rates for home loan products and facilities no longer offered for sale are at .au/home-loans/quarantined-products
We're here to help
If you have any questions or want more information:
Book an appointment with a Home Lending Specialist at .au/appointment or contact your Broker.
Call us on 13 2224 Visit .au/homeloans
Things you need to know
Loan to value ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value. Interest Only period switches and extensions can be requested in both years and/or months via selected processes. The reference rate applicable for an Interest Only period applied in years and/or months will be the same as the Interest Only reference rate applicable to your loan type. Talk to your lender for more information. Comparison rate for CommBank Green Loan calculated on a $30,000 secured loan over a 5 year term. Comparison rate for all other loan types calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945
Page 4 of 4 002-842 200624
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- pdf nys mortgage tax rates new age title
- pdf home loan interest rates commbank
- pdf consumer handbook on adjustable rate mortgages
- pdf wholesale rate sheet fremont bank
- pdf appendix 1 0 mortgage insurance premiums upfront mortgage
- pdf higher priced mortgage loan workflow faq
- pdf refinancing section overview edu
- pdf calculating mortgage loans texas a m university
- pdf becu mortgage rates
- pdf mt 15 mortgage recording tax return 5 19
Related searches
- personal loan interest rates today
- va loan interest rates today usaa
- current home loan interest rates today
- car loan interest rates by credit score
- boat loan interest rates 2019
- personal loan interest rates comparison
- unsecured loan interest rates today
- boat loan interest rates today
- personal loan interest rates calculator
- farm loan interest rates today
- car loan interest rates calculator
- car loan interest rates comparison