Loan Rates Effective February 24, 2020 - Amazon S3
[Pages:1]Consumer Loan Rates
Fixed Rate Term Loans
New Autos Used Autos
New RVs
Effective Date: January 11, 2023
Term
60 Months 72 Months 84 Months
APR*
5.89% 1 6.14% 1 6.64% 1
From
2016 2016 2016
To
2023 2023 2023
48 Months 60 Months 72 Months
6.39% 1 6.64% 1 7.14% 1
2008 2008 2008
2015 2015 2015
Boat, Motorcycle, RV, and other Rec Vehicles
60 Months
7.89% 1
2016
2023
144 Months
8.29% 1
2016
2023
Additional Information
90 DAYS NO PAYMENT and Up to 125% financing available Vehicle must have less than 150,000 miles 84 mo. Term available to 680* Credit or higher only
90 DAYS NO PAYMENT and Up to 125% financing available Vehicles over 150,000 miles apply Add 2% to vehicles 2007 and older
Used RVs
60 Months 144 Months
8.69% 1 9.09% 1
2008 2008
2015 2015
*Add .50% for older than 2008
New Off Road/Titled Vehicles Used Off Road/Titled Vehicles
Personal Loan 12.12.12 Loan Winter Loan Special Caregiver Loan (Available only to PHS Employee) Care Worker Loan (Available only to UDW Members)
Bike Loan Share Secured Payday Relief Loan
Personal Line of Credit Visa Platinum Credit Card Visa Classic Credit Card Visa New Beginnings Credit Card
Home Equity Line of Credit (HELOC) Owner Occupied
Non-Owner Occupied
Fixed Home Equity Loan
Owner Occupied
Non-Owner Occupied Mortgage Loans
Education Refinance - Fixed Rate Education Refi - Variable Rate In-School - Fixed Rate In-School - Variable Rate
60 Months 60 Months
60 Months 12 Months 36 Months 12 Months
5.99% 1 6.39% 1
2016 2008
Personal Loans
11.74% 1
12.00%
7.99%
14.99% 1
2023 2015
12 Months
14.99% 1
48 Months
7.29% 1
60 Months 6 months
3.99% + Share Rate 25.00% 1
Revolving Lines of Credit
Up to $15,000 13.99%
None
9.99%
None
12.99%
$12
18.00%
Real Estate Loans & Lines of Credit
22 Years 22 Years
7.50% 2 8.00% 2
60 months 120 months 180 months
7.36% 3 7.74% 3 7.96% 3
180 months
Add .50% to APR
Visit for current rates or give us a call.*
Student Loans
Up to 180 months Up to 180 months Up to 144 months Up to 144 months
5.36% to 12.61% 4.86% to 12.11% 4.74% to 8.74% 4.91% to 10.72%
Loan amounts up to $20,000 Loan amounts from $500 to $1200 Special Loan up to $10,000 for you holiday shopping Discount Available (Conditions Apply) Discount Available (Conditions Apply) Loan amounts from $1,000 to $7,500 Loan amounts from $200 to $1,000; $20 app fee
4.99% on balance transfers for Visa Platinum & Classic cards with no transfer fee Rate discount on Classic Card for Credit Scores 680 and better
HELOC index is the WSJ (Wall Street Journal) Prime+Margin 22 Year term=10-year draw period+12-year repayment period Add .50% to margin for Non-Owner Occupied
Fixed Rate & Payment for the life of the loan Max CLTV 75%
1 Rate reflect Relationship Pricing which includes a rate discount of .25% for automatic payment and enrolled in free eStatements. 2 Variable Rate HELOC. The ANNUAL PERCENTAGE RATE (APR) is based on the value of an index, which is the Prime Rate published in Wall Street Journal. The APR can change on the first day of each quarter following the index change. Any increase in the Index may increase the APR and may increase the amount of monthly payment. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Margin will depend upon the borrower's and co-borrower's (if applicable) credit qualification. The Interest Rate will not exceed 18.00%, regardless of the Index. Margin will be disclosed at account opening. This Margin is added to the Index to determine the calculated interest rate. Floor rate is in effect anytime the calculated interest rate is below the assigned Floor rate. 3 Fixed Annual Percentage Rate (APR) based on $100,000 loan amount includes $25 Application fee, $5 Credit Report Fee, $150 Origination Fee, $30 Automated Value Assessment, $11 Flood Cert. and est. Recording Costs of $250. 4 Variable Rate Student Loan. The ANNUAL PERCENTAGE RATE (APR) is variable and may be adjusted quarterly based on the assigned index. Any increase in the Index may increase the APR and may increase the amount of monthly payment. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Index, Margin, Floor, and/or credit approval will depend upon the student borrower's and co-borrower's (if applicable) credit qualification. Applications may apply with a creditworthy U.S. co-borrow which may result in a better chance of approval and/or lower interest rate. The Interest Rate will not exceed 18.00%, regardless of the Index. Margin will be disclosed at account opening. This Margin is added to the Index to determine the calculated interest rate. Floor rate is in effect anytime the calculated interest rate is below the assigned Floor rate. The Floor rate will be disclosed at account opening.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to PFCU membership and underwriting criteria, not every application will qualify. Rates displayed are "as low as." Actual rate may increase based upon borrower's creditworthiness.
All rates are determined by the Board of Directors and may change without notice. Unless otherwise indicated, offered rates are current as of January 11, 2023
6400 SE Lake Road, Ste 125, Milwaukie, OR 97222
(503) 215-6090 | (888) 849-5189 |
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- 2018 2019 federal student loan interest rates
- federal student loan programs
- loan rates effective february 24 2020 amazon s3
- the brookings institution february 2018 borrowers
- loan interest rate fees
- options to change interest rates and other terms on
- loan interest rate fixed fees
- 2018 19 federal student aid at a glance
- loan interest rate variable fees
Related searches
- best home loan rates today
- auto loan rates by credit score
- lowest new car loan rates today
- personal loan rates today
- best auto loan rates today
- current car loan rates for excellent credit
- auto loan rates near me
- best car loan rates available
- personal loan rates calculator
- loan rates for first time home buyers
- 10 year loan rates calculator
- best auto loan rates 2019