The Income Generation - Sound Income Strategies

SOUND INCOME STRATEGIES REPORT

The Income Generation

Special Report on Purpose-Based

Investment for Americans Born Before 1966

Inside:

? Why mutual funds hurt investors ? Where to invest now that best suits your purpose ? What Wall Street wants you to believe ? How to give yourself a raise

Special Report

The Income Generation

What Americans Born in 1966 or Before Need to Do Right Now to Secure Their Financial Future

Portfolio failure is the unspoken crisis that has dismantled retirement plans since the beginning of this century. The 50-year-old who invested in the stock market in the summer of 2000 and expected to retire at 65 may have had to let that birthday pass and continue working. The reason? They've of course been violently derailed by the stock market. As of the close of 2016, they earned an average of just 1.9% per year in stocks.1 The expected return necessary for them to retire may have been between 8% and 13%. That's quite a difference. What's even worse is that during that period where they had rollercoaster swings and they averaged just 1.9%, the cumulative inflation rate was 39.4%.2 And, the problems keep mounting. Indications are that this crisis can continue to grow rapidly as those planning to retire over the next 20 years discover the harsh reality of portfolio failure. This special report titled "The Income Generation" was authorized to provide understanding so readers--particularly those who plan to retire--discover positive actions they can take in order to avoid their own portfolio failure crisis. If you're 50 years old or older, the following critical information was written for you:

Background

Discarding 401(k) statements without looking at them is what some so-called "experts" advise investors to do. The strategy parroted by these "experts" is that you

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should buy and hold--and that you should always invest in the stock market. The stock market, they say, always goes up over time. So, looking at statements can only cause you to make an emotional decision (not to hold).

Mutual fund companies are part of the clan that broadcasts this self-serving advice to their customers. If you follow what Wall Street tells you, there is no reason to open your statements. They want you to own stocks or stock funds, hold them for a very long period, and not let market swings bother you.

But, is covering your eyes really the best advice for anyone over 50?

What if you don't have long before you need to use your money? What if you're a member of the group of investors born in 1966 or before who can't wait 25-30 years to recover from natural downturns of the stock market?

If you're part of the group with 20 perilous years or less until retirement age, you've had to lick some serious investment wounds many times. And, if the stock market behaves in accordance with its long-term and short-term historical cycles, it's going to take even more blood from you.

But this time, you're older and don't have the decades it takes to heal from more financial damage.

You would have to forever scale down and rewrite how you intend to live out these years.

Americans born in 1966 or before are part of "The Income Generation." If you fit this description, you may have financial needs that are not being addressed. And, you're not alone. There are an estimated 123.5 million people in this group, and they've been largely ignored by Wall Street, mutual funds, the brokerage community, and certainly, Washington.

In fact, even friendly financial advisors have not yet grasped the idea that the advice they're giving is just parroting Wall Street. And, the story Wall Street wants you to swallow does not serve you well.

The truth is it could even cost an enormous chunk of your assets and personal security.

For every American born in or before 1966, there is a more secure, less stressful, and perhaps even more lucrative method of providing for yourself in retirement. If you're part of The Income Generation, you'd be well-served by studying every word in this special report.

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Reality matters to real people

Investment theories are great for discussion at backyard barbecues. At our offices in Connecticut and Florida, we have intellectual discussions on portfolio theory all the time. But, the reality is that at the end of the day, there is only one investment strategy we use for our personal accounts, and only one strategy we recommend to Income Generation family and friends.

Our firm specializes in developing workable retirement strategies for people of The Income Generation. Until the disruptive volatile markets that accelerated in August 2015, we'd been keeping our plans and methods secret--"Clients only" was our policy. We wanted to avoid copycats with less or no expertise competing with us.

However, in light of recent economic and market events, we now feel obligated to become more outspoken.

We're even training competing firms in our philosophy and methods. If you're a financial advisor, we especially encourage you to read this report and do your own research. As mentioned before, members of The Income Generation account for about 123.5 million Americans. Most can benefit from what we do, yet we can't serve them all.

Contact us so we can help you. If you were born before 1966, we encourage you to invest for your own benefit, not Wall Street's.

The stock market isn't a scam, but...

The stock market is what it is: a huge exchange of partial ownership in certificates of corporations.

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David J. Scranton

David Scranton is the founder and CEO of Sound Income Strategies, LLC, a Registered Investment Advisory firm specializing in the active management of individual fixed-income securities.

Scranton adopted his progressive business model prior to the 2000-2003 market crash, which has enabled him to protect many of his clients from damaging losses. A highly sought-after market expert who frequently shares his insights on CNBC, Fox Business, and other outlets, Scranton is also host of The Income Generation on the Newsmax Channel and author of the acclaimed book Return on Principle: 7 Core Values to Help Protect Your Money in Good Times and Bad.

Prices of these stock certificates don't necessarily reflect corporate profits, or even future earnings. In the stock marketplace, prices are driven by speculation, emotions, and cycles of economic activity. Prices are driven by investors who believe they can make more (greed), or investors who decide to get out before they've lost money (fear).

But, they're also driven by non-human computer trading, based on complex math decision models. These models, if triggered at the same time, can make portfolio-crushing changes in the blink of an eye. Even the most seasoned market veteran isn't prepared to understand this speed of light environment.

The Income Generation can't afford to fail if they ever want to retire. As the saying goes, "Failure is not an option." But, most have never been shown the tools they need to succeed. The knowledge base of most in The Income Generation comes from what they read in finance magazines, the business section of the news, paid-for advertisements, or investment television shows whose purpose is to sell advertising space.

Selling ad space to companies selling investment products can get in the way of unbiased reporting; it can even affect what strategies are reported to you, and more important, which are not.

And what about financial advisors...

It probably comes as no secret that financial advisors get their information from the same places as do members of The Income Generation. And, for the advisors who say something outside of conventional wisdom and Wall Street axioms, they find that their potential for business growth shrinks-- especially if what they're explaining is completely foreign to their prospects. Unless they're very good at shouting their message above the noise of every other outlet, they grow slowly while watching the business of mainstream planners swell.

"They've learned that they can just tell their clients, `It's the market's fault,' and then advise, `Buy and hold; the market always goes up,' which bails you both out."

To put it another way, financial advisors who swim with the current rather than against it, and ignore the flow toward treacherous rapids and falls, will attract more clients than those who take a better direction. The truth be told, these advisors learned that they can just blame any damage on the market (not themselves) and

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