Auto Loans Brochure - Wright-Patt Credit Union

AUTO LOANS | WPCU Delivers the Vehicle That's Right for You!

"I love WPCU's `can do' attitude. These things, like looking for a car and dealing with your financial situation, are a part of life that you have to deal with. WPCU makes them easy ? that's helping you through life."

- Shawn B., Member since 2003

WRIGHT-PATT CREDIT UNION? (WPCU?) CAN GIVE YOU A GREAT DEAL!

Whether it's your first set of wheels, sports car, or minivan, buying a new vehicle is usually a big event. WPCU has a wide range of available loan terms ? dependent upon your creditworthiness, year of the vehicle and loan amount. So whether you are buying or refinancing a new or used vehicle, WPCU can give you a better deal!

CONVENIENT FINANCING

We make getting an auto loan simple and painless by offering multiple ways to apply for a vehicle loan, including in-person, online and through one of WPCU's select dealerships ? choose the best option that best fits your needs. WPCU's relationships with area automotive dealerships allow members to shop and set up financing without leaving the dealership. These relationships afford members the opportunity to take advantage of this great financing option, while saving precious time and energy. Plus, WPCU doesn't charge an application fee to close your loan at the dealership!* This means more time for you, and less energy wasted running back and forth to find the best deal in financing.

Additionally, there are several convenient payment options available, including direct deposit allocations, payroll deduction, automatic transfers from savings or checking accounts, transferring funds using our free Online or Mobile Banking, by mail, or in person.

TRUSTAGE?1

Insurance is part of a solid financial plan. From finding a policy that fits your budget to making sure your coverage is adequate, dependable insurance can help give you peace of mind today and financial relief when you need it. That's why we've joined with a dedicated team of insurance professionals from carefully selected insurance

companies to bring you the TruStage? Insurance Program and as a member, you may qualify for special discounts on auto insurance, online services and 24/7 claims service through the TruStage? Auto Insurance Program.

If you haven't compared insurance rates lately, it's a great time to start and take a look. Your WPCU membership could result in some nice savings.

GUARANTEED AUTO

PROTECTION

Purchasing a new vehicle is an important life decision. But did you know that if this vehicle was totaled or stolen, your insurance company might not pay off the entire loan balance?

That's because your insurance company settlement is based on the vehicle's actual cash value. And because of the way cars depreciate, the outstanding loan balance can be higher than the actual cash value, resulting for you to be responsible for paying off the remaining loan balance for a vehicle you can no longer drive.

WPCU offers a product called Guaranteed Auto Protection (GAP) that can save you from suffering such a financial loss. GAP would pay the difference between your insurance settlement and your loan balance and may even pay up to $1,000 of your insurance deductible as part of the deficiency balance.

WPCU.coop

/WPCU

/WrightPattCreditUnion

/WrightPattCreditUnion

/WPCU

Federally insured by NCUA

Save Better. Borrow Smarter. Learn A Lot!

Equal Housing Opportunity

WPCU.coop | (800) 762-0047 | TTY: (800) 750-0750 or 711

?

For Example:

Without GAP, you remain liable for the deficient balance.

If you are interested in obtaining GAP on your vehicle loan, simply ask if it can be included in the financing of your loan during the application process.

ROUTE 66 EXTENDED AUTO

WARRANTY2

At WPCU, we know car repairs can be expensive. That's why we've partnered with Route 66 to save you even more money. The Route 66 Extended Auto Warranty will provide you full comprehensive protection during your travels.

The Route 66 Extended Auto Warranty will not only protect your budget from costly car repairs, but you'll also receive these benefits:

? Zero Deductible-No Out-of-Pocket Expenses ? 24/7/365 Roadside Assistance ? Rental Car Services ? 30-Day Money Back Guarantee

By purchasing the warranty before your manufacturer's warranty expires, you will have seamless, uninterrupted coverage. Unlike many other warranties, the Route 66 Extended Auto Warranty can be purchased at any time. Whether you purchased your car ten years ago or you're purchasing it today, this warranty is right for you. Don't let car repairs drain your budget.

All loans are subject to credit review and approval.

*Loan application fee applies if applicant is not a current member of WPCU at the time of loan application.

1TruStage? Insurance products and programs are made available through TruStage? Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by Wright-Patt Credit Union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. ?2024, TruStage. All Rights Reserved.

2The Route 66 Extended Warranty is provided by Route 66 and is not an insurance product. For a complete list of terms and provisions, see the Route 66 Service Agreement available at any Member Center. The purchase of an Extended Warranty is voluntary and is not required as a condition of loan approval. The Extended Warranty services are (1) not federally insured; (2) not obligations of the credit union; and (3) not guaranteed by the credit union or any affiliated entity. Please contact WPCU for more details. Wright-Patt Credit Union does not warrant, guarantee, or ensure any service or product offered by any insurance companies. WPCU and insurance companies are separate entities.

Go to for rates, fees and other cost information related to our car loans.

?2024 Wright-Patt Credit Union, Inc. All Rights Reserved.

WPCU.coop

/WPCU

/WrightPattCreditUnion

/WrightPattCreditUnion

Federally insured by NCUA Equal Housing Opportunity

Save Better. Borrow Smarter. Learn A Lot! WPCU.coop | (800) 762-0047 | TTY: (800) 750-0750 or 711

/WPCU

042024AB

?

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download