CITY SCHOOLS OF DECATUR Employee Benefits Guide 2018

[Pages:20]CITY SCHOOLS OF DECATUR

Employee Benefits Guide

2018

INTRODUCTION

The City Schools of Decatur offers a comprehensive and valuable benefits program to all eligible employees. Our benefits package is designed to provide security and assistance during a time of need. Please become familiar with the various options and select the best coverage for the upcoming plan year.

Who's Eligible

? All full-time employees (at least 30 hours per week on a continuing basis and employment must be expected at least nine months).

? All teachers employed in a professionally certificated capacity, provided he/she works half time or more (but not less than 17.5 hours a week) and is not considered a temporary employee or an emergency employee.

? A service employee who is employed in a non-certified position; who is eligible to participate in the Teachers Retirement System or its local equivalent; and who works at least 50% of the time necessary to carry out the duties of the position (but not less than 20 hours a week)

? An employee who is eligible to participate in the Public School Employee Retirement System and who works at least 60% of the time necessary to carry out the duties of the position (but not less than 15 hours a week)

Enrollment

? Open enrollment: October - November (specific on-site enrollment dates to be announced) ? New hire: Benefits enrollment must take place within 31 days of hire date ? Plan Year: January 1, 2018 ? December 31, 2018

Changes

? Employee benefit elections are allowed as a new hire and during the annual open enrollment period. The selected benefits will remain in effect throughout the plan year.

? A qualifying life event allows eligible changes to benefit elections throughout the plan year. All qualifying life events must be submitted within 31 days of the event date.

Need Help? Start Here: mybenefits@

866-433-7661

TABLE OF CONTENTS

Eligibility..................................................... 1

Benefits Portal........................................... 2

Disability..................................................... 3

Voluntary Term Insurance........................ 4

Permanent Insurance..........................

5

Dental Insurance...................................... 6

Vision......................................................... 7

Group Voluntary Accident Insurance..... 8

Group Voluntary Critical Illness Insurance.... 9

Flexible Spending Account....................... 10

MedCareComplete.................................... 11

Legal Plan................................................... 12

Employee Assistance Plan.................... 13

SHBP & Legal Notices........................... 14-17

DECATUR CITY SCHOOLS' CONTACTS:

David Adams Director of Human Resources Phone: 404-371-3601 ext. 1012 Email: davadams@

Monique Parker-Bailey Benefits Coordinator Phone: 404-371-3601 ext. 1020 Email: mparker-bailey@

Adena Walker Human Resources Specialist Phone: 404-371-3601 ext. 1014 Email: awalker@

Mary Kathryn Gerkin Human Resources Specialist Phone: 404-371-3601 ext. 1028 Email: mgerkin@

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Decatur City Schools 2018

The Benefits Guide is compiled for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).

BENEFITS PORTAL

Post Enrollment Instructions

ONLY AVAILABLE AFTER OPEN ENROLLMENT

Steps To Log In:

1 2Select "Campus Connect" to login.

Under "Employee Login", select "Login" to access your account.

3 Already have an account? 1. Enter your Username 2. Enter Password 3. Click "LOGIN" 4. Click on the "Start Benefits" button to begin the enrollment process

Company Identifier: DCSD18

New User?

1. Enter First Name 2. Enter Last Name 3. Enter Company Identifier: DCSD18 4. Enter last 4 Digits of SSN 5. Enter Birthdate 6. Click "Next" 7. Create Username and Password, Click "Register" 8. The following page will display your selected

Username. Click "Login" 9. Enter Username and Password on Login Page 10. Click "Start Benefits" to begin the enrollment

Forgot Your Password?

Three Recovery Options: (1) Click "Forgot Your Password" and follow the instructions (2) Email - MyBenefits@ (3) Call - 866-433-7661

The Benefits Guide is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed

Decatur City Schools 2018

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exclusively by the provider contract and associated Summary Plan Description (SPD).

DISABILITY INSURANCE

? Coverage through OneAmerica ? Employee must be actively at work on the effective date ? Annual open enrollment every year for the Short-Term Disability plan with no health questions ? If electing Long-Term Disability outside of initial enrollment period, evidence of insurability (EOI) is required

True Open Enrollment - THIS YEAR ONLY

Short Term Disability

Elimination Period & Duration

Benefits begin either on the 31st, 15th, or 8th day of an injury or illness

Benefit Duration Benefit Percentage (weekly) Maximum Benefit Amount Weekly Pre-Existing Condition

Covers accidents and sicknesses up to either 9, 11, or 12 weeks 60% of your gross weekly salary $1,000 3 months / 6 months

Long Term Disability Elimination Period & Duration

Benefits begin on the 91st day of an injury or illness

Benefit Duration Benefit Percentage (monthly) Maximum Benefit Amount Monthly Pre-Existing Condition

Covers accidents and sicknesses up to Social Security normal age of retirement 60% of your gross monthly salary $5,000 3 months / 12 months

Short-Term Disability Semi-Monthly Rates

Age

Option 1 Option 2

Category (30 day) (14 day)

Option 3 (7 day)

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