1997 - New York Life
CALCULATION OF RMDS USING THE IRS LIFE EXPECTANCY TABLE. How to Calculate an RMD. Prior to 2006, RMDs under deferred annuity contracts were calculated by dividing the cash value as of December 31 of the prior year by the appropriate IRS factor. However, beginning in 2006, final IRS regulations generally provide that RMDs under deferred annuity ... ................
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