Public Service Loan Forgiveness Application for Forgiveness

Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application

William D. Ford Federal Direct Loan (Direct Loan) Program

OMB No. 1845-0110 Form Approved Exp. Date: 12/31/2026

WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097.

Section 1: Borrower Information

Please enter the following information:

Social Security Number (SSN):

Date of Birth:

Name:

Address:

City:

State:

Telephone ? Primary:

Email:

Zip Code:

For more information on PSLF, visit publicservice. To apply online, visit PSLF.

Section 2: Borrower Request, Understandings, and Certification

I request (1) that the U.S. Department of Education (the Department) consider this form an application for loan forgiveness to determine whether I qualify for PSLF or TEPSLF, and discharge any qualifying loans that I have, and (2) if none of my loans qualify for PSLF or TEPSLF forgiveness when I submit this form, determine how many qualifying payments I have made toward PSLF and TEPSLF.

I believe I qualify for forgiveness now and request a forbearance while my application is being processed. I understand this period of forbearance will not count toward forgiveness, if the Department determines I am not yet eligible for forgiveness.

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Borrower Name:

Borrower SSN:

I understand that:

1. To qualify for forgiveness, I must have made 120 qualifying payments on my Direct Loans while employed full-time by a qualifying employer. Neither the 120 qualifying payments nor the qualifying employment have to be consecutive.

2. To qualify for forgiveness, I must be employed full-time by a qualifying employer when I apply for forgiveness.

3. If the Department determines that I appear to be eligible for forgiveness, the Department may contact my employer before granting forgiveness to ensure that I was employed by the employer at the time I applied for forgiveness.

4. If I am eligible for forgiveness, the amount forgiven will be the principal and interest that was due on my eligible Direct Loans when I made my final qualifying payment. Any amount that I pay on those loans after I have made my final qualifying payment will be treated as an overpayment. I must continue to make payments on any of my other loans.

5. If I am not yet eligible for forgiveness, I will be notified of the determination, why it was made, and how many qualifying payments I have made toward PSLF and TEPSLF. If I requested my loans be placed in forbearance while this determination was being made, they will be placed back into repayment.

I certify that all the information I have provided on this form and in any accompanying document is true, complete, and correct to the best of my knowledge and belief.

Borrower's Signature:

Date (mm/dd/yyyy):

Pages 1 and 2 of this form must be completed in their entirety.

Section 3: Before You Begin

? We highly recommend that you complete this form online by going to pslf. Doing so allows you to search for your employer using the PSLF Employer Database to prepopulate this form, provide your own electronic signature, request that your employer sign electronically, and, once your employer signs electronically, submit this form directly to the Department on your behalf.

? You should complete this form annually or any time you change employers or have a change in your employment status.

? Review the instructions in Section 6 before you complete the remainder of this form.

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Borrower Name:

Borrower SSN:

Section 4: Employer Information (to be completed by the borrower or employer)

1. Federal Employer Identification Number (FEIN/EIN):

2. Employer Name:

3. Employer Address:

Street:

City:

State:

Zip Code:

Employer Website (if any):

4. Employment Period:

Employment or Certification Begin Date (mm/dd/yyyy):

Employment or Certification End Date (mm/dd/yyyy):

OR

Still Employed

5. Employment Status: Full-Time

Part-Time

6. Average hours per week:

(round up to nearest whole number)

Check this box if your employer cannot be contacted because the organization has closed or is unable to certify your employment, and skip to Section 5B.

Section 5A: Employer Certification (to be completed by the employer)

Terms in Bold are defined in Section 7.

By providing an acceptable signature below, I certify that (1) the information in Section 4 is true, complete, and correct to the best of my knowledge and belief (see Section 6 for instructions), (2) I am an authorized official of the organization named in Section 4, and (3) the borrower named in Section 1 is or was a direct employee of the organization named in Section 4; or is or was employed under a contract in a position or providing services that, under applicable state law, cannot be filled or provided by a direct employee of the organization named in Section 4.

If any of the information is crossed out or altered in Section 4 or 5A, the authorized official must initial those changes.

Official's Name: Official's Title:

Official's Phone:

Official's Email:

Authorized Official's Signature:

Date (mm/dd/yyyy):

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Please omit pages 4?16 when mailing or faxing back.

Section 5B: Alternative Documentation For Employment Certification (only if Section 5A cannot be completed)

If you cannot obtain certification from your employer because the organization is closed or because the organization is unable to certify your employment and indicated that by checking the box above on this form, you can submit alternative documentation that may allow your employment to be certified. See Section 6 for more information. If this form is submitted without the necessary supporting documents, we will contact you to request additional information before your employment can be certified.

Section 6: Instructions for Completing This Form

When completing this form, type or print using dark ink. Enter dates as month/day/year (mm/dd/yyyy). Use only numbers. Example: March 14, 2023 = 03/14/2023. If you need to correct any answer on this form, cross through the original answer, provide the correct answer, AND initial the change. If this form is completed using the PSLF Help Tool at pslf, you can request that your employer sign it electronically and submit it directly to the Department. If this form is being completed manually or was generated to sign manually, it must be signed using an acceptable signature and submitted to us. Terms in BOLD are defined in Section 7.

Notes for completing Section 4:

Question 1: The Federal Employer Identification Number (FEIN/EIN) is a 9-digit number that can generally be found in box b of your IRS Form W-2 (W-2). However, if your employer uses a Professional Employer Organization (PEO) or you are employed under a contract in a position or providing services that, under applicable state law, cannot be filled or provided by a direct employee of the qualifying employer, you will need to obtain the FEIN/EIN of the qualifying employer directly, because the FEIN/EIN on your W-2 or 1099 may be that of a different organization. An FEIN/EIN that is found using an internet search or on an IRS Form other than a W-2 (for example an IRS Form 1099), may not be the FEIN/EIN that an employer uses for payroll purposes and will not be included in the PSLF Employer Database.

Question 2: If this form was generated by the Help Tool, the employer name selected from the PSLF Employer Database or name you manually entered will be pre-populated. If this form is being completed manually, enter the name of your employer as it appears on your W-2 (unless your employer uses a PEO, in which case provide your non-PEO employer's name).

Question 3: If this form is being completed manually, enter the address of your employer. If your form was generated by the Help Tool, that information will be prepopulated on this form.

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Question 4: Employment or Certification Begin Date Enter the date that you began your employment with the employer whose FEIN/EIN appears in Question 1:

? If this is the first time you are submitting this employer for certification, or

? If you have continued to be employed in the same employment status (Question 5) since you began employment with this employer.

Enter the begin date that you would like to be evaluated with the employer whose FEIN/EIN appears in Question 1:

? If your employment status has changed since you last had your employment certified with this employer, or

? If you have had a break in employment since you last had your employment certified with this employer.

Enter the date that you:

? Ended employment with the employer whose FEIN/EIN appears in Question 1, or

? Ceased to be in the employment status reported in Question 5.

Check the box labeled "Still Employed", if you are still employed with the employer whose FEIN/EIN appears in Question 1 at the time you are completing this form.

Question 5: Check the Full-Time box if you worked an average of 30 hours or more per week for the period of time being certified in Question 4 or otherwise meet the definition of Full-Time provided in Section 7. If you worked an average of less than 30 hours per week, check the PartTime box.

Question 6: Provide the average number of hours you worked per week during the period being certified rounded up to the nearest whole number. This should include vacation, leave time, or any leave taken under the Family Medical Leave Act of 1993, but should not include time spent performing volunteer services.

Notes for completing Section 5A:

The Authorized Official must review the information provided in Section 4 for accuracy. As part of this review, they should ensure that the FEIN/EIN provided in Question 1 belongs to their organization OR is the FEIN/EIN that is used for payroll purposes, that the employee named in Section 1 is or was a direct employee of their organization for the period being certified, OR is or was employed under a contract in a position or providing services for their organization that, under applicable state law, cannot be filled or provided by a direct employee of their organization. If the Authorized Official needs to correct any answer in Section 4, they must cross through the original answer, provide the correct answer, AND initial the changes.

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