West Chester University
*Interest rates for loans first disbursed for 20-21 on or after July 1, 2020 are as follows:Federal Loan Type:2015–16Interest Rate2016–17Interest Rate2017-18Interest Rate2018-19Interest Rate2019-20Interest Rate*2020-21InterestRateDirect Subsidized Loans (Undergraduate)4.29%3.76%4.45%5.045%4.53%2.75%Direct Unsubsidized Loans (Undergraduate)4.29%3.76%4.45%5.045%4.53%2.75%Direct Unsubsidized Loans (Graduate)5.84%5.31%6.00%6.595%6.08%4.30%Direct PLUS Loans (Graduate and Parents)6.84%6.31%7.00%7.595%7.08%5.30%Federal Direct Loan Fees for FY 2019 and FY 2020 Loan Type First Disbursed Loan FeePercent Fee Example Direct Subsidized Loans and Direct Unsubsidized Loans FY 2019First disbursed on or afterOctober 1, 2018 and beforeOctober 1, 2019 1.062$58.41 on a$5,500 loan FY 2020First disbursed on or afterOctober 1, 2019 and beforeOctober 1, 2020 1.059 $58.24 on a$5,500 loan Direct PLUSLoans (Parentand Grad/ProfStudent) FY 2019First disbursed on or afterOctober 1, 2018 and beforeOctober 1, 2019 4.248 $424.80 on a $10,000 loan FY 2020First disbursed on or afterOctober 1, 2019 and beforeOctober 1, 2020 4.236 $423.60 on a$10,000 loan Loan fee calculations that result in more than two decimal places must betruncated (not rounded) to two digits after the decimal point (cents). ................
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