Foothill–De Anza Community College District



2021 Voluntary Benefits?To sign up, you must do so online with?BENEFITFOCUS via Single Sign-on?MyPortal.fhda.edu.FLEXIBLE BENEFITS SPENDING ACCOUNTS –?Administered by Discovery BenefitsA) Healthcare Flexible Spending Account (HCFSA)?is a pre-tax benefit account used to pay for eligible medical, dental and vision expenses that aren’t covered by your insurance plan or elsewhere, it’s a smart, simple way to save money while keeping you and your family healthy and protected.?Per?IRS regulation, you must enroll annually.For Healthcare eligible expenses, click?here.B)?Dependent Care Flexible Spending Account (DCFSA) is a pre-tax benefit account used to pay for dependent care services, such as preschool, summer day camp, before or after school programs, and child or elder daycare. Dependent Care FSA is a smart, simple way to save money while taking care of your loved ones so that you can continue to work.?Per IRS regulation, you must enroll annually.For Dependent Care eligible expenses, click?here.?C)?Commuter Transit Account?is?a pre-tax benefit account may be use to pay for public transit—including train, subway, bus, ferry, or vanpool—as part of your daily commute to and from work. It’s a great way to put extra money in your pocket each month and make your commute more convenient and affordable. This program is restricted for Employee to use only.D)?Commuter Parking Account?is a pre-tax benefit account may be use to pay for parking as part of your daily commute to work. It’s a great way to put extra money in your pocket each month and make your commute more convenient and affordable. This program is restricted for Employee to use only.For eligible commuter expenses, click?here.??NOTE:? If you have any questions, please contact?Discovery Benefits?at?866-451-3399.Hartford Products:??A)?SUPPLEMENTAL LIFE?–?underwritten by Hartford*While the basic life insurance benefit was designed to provide a foundation for you and your dependents, we recognize the potential need to increase your family’s protection. Through our benefit program, you have access to voluntary supplemental term life insurance. This program allows you to purchase additional amounts of insurance at favorable group rates with certain amounts of coverage guaranteed. Premiums are paid through after-tax payroll deductions. These benefits are insured by The Hartford. Elections will require Evidence of Good Health for the entire amount of coverage being requested.Hartford required that all applicants who enrolled for the first time, add, or drop benefits for dependent, and/or upgrade the policy with new volume, must complete the attached Evidence of Insurability (EOI) Form and submit to MyBenefits@fhda.edu by?the?deadline, Friday, October 16, 2020 @ 5pm.? No exceptions.?B)?BUY-UP LONG-TERM DISABILITY?–?underwritten by Hartford*Disability insurance replaces a percentage of your income during extended periods of illness or injury that prevent you from performing your regular work. FHDA provides eligible employees with Short- and Long-Term Disability benefits through The Hartford. You will receive a benefit of 66.67% of your pay if you become totally or partially disabled due to illness or injury. The benefit durations and maximum monthly benefit amounts vary. ??Insurance premium is self-funded by the employee through post-tax contribution.?The program is restricted to members with an annual base-salary income of $108,000 or more. ?The benefits coverage is 2/3 of salary up to $10,000 per month less any deductible sources of income such as disability pension, etc.? Any benefits elected during this enrollment period will take effect January 1, 2021, subject to the active work required. ?Evidence of Insurability (EOI) is required.??Hartford required that all applicants who enrolled for the first time must complete the attached Evidence of Insurability (EOI) form and submit to MyBenefits@fhda.edu by Open Enrollment deadline, Friday, October 16, 2020 @ 5pm.? No exceptions.?*NOTE: ? You will have to provide information about your health, including a health questionnaire.??IMPORTANT: ?Failure to complete the required questionnaire for Supplemental Life and/or Buy-up LTD applications by the deadline will void your elections for the optional coverage. ?Please understand that Hartford, not FHDA, reserved the rights to underwrite the policies.?MetLife Products:??A)?CRITICAL ILLNESS INSURANCE??-?Critical illness insurance pays a lump-sum benefit payment for these covered medical conditions: cancer, heart attack, stroke, kidney failure, major organ transplant, Alzheimer's Disease, or coronary bypass graft. ?The payment can be used for co-payments and deductibles, travel to treatment?centers, childcare, or other expenses not?covered by insurance, at the discretion of the employee. ?The cost for critical illness insurance depends on the selected coverage.? The purpose of critical illness insurance?is to help supplement the benefits of traditional medical coverage and address the financial consequences of certain covered conditions.? Your acceptance is guaranteed, regardless of your health. You just need to be actively at work for your coverage to be effective.??There are no medical exams to take and no health questions to answer.?For Frequently Asked Questions, click?here.?B)?ACCIDENT INSURANCE?-?This plan provides protection for 24 hours a day - while on or off the job. ?Accident insurance can help you be better prepared by providing you with a payment to use as you see fit if you experience a covered event. There are no waiting periods for coverage to begin and payment will be in addition to any other insurance you may have. This payment can help you focus more on getting back on track and less on the extra expenses an accident may bring.For Frequently Asked Questions, click?here.?C)?METLAW LEGAL PLAN?–?For $21.45/month, it covers you, your spouse, and dependents. ?You can have?unlimited numbers of personal legal matters with an?attorney of your choice. ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download