CARDHOLDER AGREEMENT and BILLING RIGHTS

• Cash Advance Transaction Fee. For each Cash Advance, we will charge the greater of: (a) $10; or (b) 4% of the amount of the Cash Advance. • Balance Transfer Fee. For each Balance Transfer, we will charge the greater of: (a) $10; or (b) 4% of the amount of the Balance Transfer. • Late Fee. ................
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