(Sample - to be reproduced on lender's letterhead)

Total Initial Monthly Payment 0 IT IS POSSIBLE THAT YOU WILL NOT RECEIVE YOUR FIRST "NOTICE OF PAYMENT DUE" BEFORE THE DUE DATE OF YOUR FIRST PAYMENT. Unless notified otherwise, please remit your first payment, and all future payments, to the following address: DOVENMUEHLE MORTGAGE, INC. P.O. BOX 0054. PALATINE, IL 60055-0054 ................
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