CONGRATULATIONS! YOU CAN NOW JOIN NASA FEDERAL …

CONGRATULATIONS! YOU CAN NOW JOIN NASA FEDERAL CREDIT UNION.

WHY JOIN?

THE CREDIT UNION DIFFERENCE When you become a member of a credit union, you also become an owner! Credit unions are cooperative organizations, owned entirely by their members. In fact, a credit union's number one obligation is to serve the changing financial needs of the members who own it.

Credit unions offer a full range of financial services, just like banks and other financial institutions. The difference is that credit unions are not-for-profit organizations and earnings are returned to members in the form of better rates, fewer fees and improved services.

AN EXCLUSIVE BENEFIT FOR YOU AND YOUR FAMILY Your employer recognizes the importance of giving employees meaningful benefits. That's why you are eligible to join NASA Federal Credit Union. Joining is easy. Just $5 opens an account and provides membership that lasts a lifetime.

MAKE THE SWITCH AND SAVE When you switch to NASA Federal, you'll save money with great rates on deposits and loans and you'll get a full range of money management services, around-the-clock loan applications with quick approval and, most importantly, you'll experience out of this world service from professional staff who are always looking out for your best interests.

We're here for you with:

? Free cash when you need it at free and surcharge-free ATMs located conveniently where you live, work, shop and travel, including over 5,500 7-Eleven Store ATMs across the U.S.

? Money in your pocket. As a new member, you're entitled to special bonuses for opening new accounts.

? Plus, much more!

ENJOY LIFETIME MEMBERSHIP

Once you become a member, you're always a member. Even if you change jobs or leave the area, you retain your membership for life and will always be able to take advantage of the outstanding financial products and services available through the Credit Union.

You can also extend the membership privilege to your immediate family and household members. With Internet, phone, ATM, and shared branch banking access, it doesn't matter if your family lives around the block or across the country, they get the same great benefits of membership.

WHO ELSE IS ELIGIBLE? Your Immediate Family: Spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive relationship.

Your Household: Persons living in the same residence, maintaining a single economic unit. (i.e., domestic partners, legal guardianship).

? Unmatched savings plans for the entire family ? our savings accounts offer flexibility and pay great dividends.

? Free Online Bill Pay and eStatements with eChecking ? our free checking designed for those

who want to save time and reduce paper.

? Loans for every need (vehicle, mortgage, home equity, education and signature loans), with fast approval and lower rates than most area banks.

? VISA? credit cards with low fixed rates on purchases, cash advances and balance transfers and no hidden fees or penalty rates.

IT'S EASY TO JOIN

APPLY ONLINE at join

VISIT any branch office ? find a location near you at locations

MAIL your application to: NASA Federal Credit Union P.O. Box 1588 ? Bowie, MD 20717-1588

Click here to download a pdf application today.

? Nationwide account access at a network of more than 3,600 branches in 46 states.

GET MORE CHOICES, BETTER RATES AND GREATER CONVENIENCE FROM YOUR CREDIT UNION

DEPOSIT SERVICES ? Savings/Checking ? Money Market ? Share Certificates ? Individual Retirement Accounts (IRAs) ? Health Savings Accounts

AUTO LOAN SERVICES ? New, Used and Refinance ? RVs, Boats, Motorcycles

OTHER LOAN SERVICES ? Education and Student Loans ? Personal Signature Loans ? Share Secured Loans

CARD SERVICES ? VISA? Check Card with Cash Back ? VISA? Platinum with CURewardsTM ? VISA? Platinum with CashRewards ? First Credit Visa?

INVESTMENT SERVICES* ? Complimentary, No Obligation

Consultation with a Financial Advisor ? Retirement Planning ? Investment Strategies ? Direct Rollovers ? Portfolio and Asset Allocation Reviews ? Insurance Options

MORTGAGE SERVICES ? Fixed and Adjustable Rate Options ? Conventional, Jumbo and

other loan types ? First Time Home Buyers Program ? No Points Options ? Combined First and Second Mortgages ? Reverse Mortgages ? Title Services

HOME EQUITY SERVICES ? Loan ? Line of Credit ? Interest-Only Options

CONVENIENCE SERVICES ? 24/7 Online Account Access ? Online Banking with eBranch ? Online Bill Pay ? eStatements and eAlerts ? Online Check Copies ? Gift Cards ? Online Tax Forms ? Quicken/Money Downloads ? Home Buying and Selling Services ? Car Buying Resources ? Financial Seminars ? Online Calculators

*Investments offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, are not credit union guaranteed and may lose value. NASA Federal Credit Union is in partnership with CFS (Member FINRA/SIPC and SEC Registered Investment Advisor). Financial Advisors are employees of NASA Federal Credit Union and are registered through CFS. Representatives assisting with investment products may also accept member deposits on behalf of NASA Federal Credit Union.

GET NATIONWIDE ACCOUNT ACCESS

As a member of NASA Federal Credit Union, you can conduct financial transactions at more than 3,600 locations and 28,000 free ATMs across the U.S. and Canada. Find a location near you at locations.

In the Washington D.C. metro and surrounding area, you'll find convenient NASA Federal Credit Union Branch Offices and Shared Credit Union Service Center locations in the following communities:

MARYLAND

Annapolis Baltimore Bowie Capitol Heights Clarksburg Columbia District Heights Frederick Gaithersburg Germantown

Glen Burnie Greenbelt Hunt Valley Kensington Landover Laurel Marlow Heights Rockville Silver Spring Upper Marlboro

CONTACT US

MEMBER SERVICE ASSISTANCE 301.249.1800 or 1.888.NASA.FCU 301.249.0587 Fax

CONTACT-24 TELEPHONE BANKING 301.249.1234 or 1.800.424.NASA

WASHINGTON D.C.

14th and I Streets, NW 4th and E Streets, SW 800 K Street, NW 3059 Mt. Pleasant Street

VIRGINIA

Chantilly Chester Colonial Heights Fairfax Falls Church McLean Oak Hall Oakton Reston Springfield Vienna

MAIL P.O. Box 1588 ? Bowie, MD 20717-1588

FOR MORE INFORMATION VISIT

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