Do you need a low intro rate or valuable rewards

CREDIT CARDS

Do you need a low intro rate or valuable rewards1?

Pay Down Balances VISA? PLATINUM CARD

Pay down your other credit card balances faster with a great low introductory rate for an extended time Save on interest Non-rewards

Cash In Your Wallet CASH REWARDS AMERICAN EXPRESS? CARD

3% cash back on the first $6,000 in eligible net purchases made each year at gas stations6 2% cash back on eligible supermarket net purchases6 1% cash back on all other eligible net purchases6 No limit on the total cash back you can earn, and you have five years to redeem for cash back6 $25 cash back awarded after first purchase3 Entertainment access ? Purchase tickets to popular events before the general public8

Rewards to Use the Way You Want VISA? REAL REWARDS CARD

Earn 1.5 points monthly for every $1 you spend on eligible net purchases2 (equal to 1.5% cash back) No caps or limits on the number of points you can earn, and you have five years to redeem for rewards2 2,500 bonus rewards points awarded after first purchase3, redeemable for:

? $25 cash back or ? Merchandise or ? Gift cards or ? Save towards travel PREMIER REWARDS AMERICAN EXPRESS? CARD Earn 4 points for every $1 spent on eligible net restaurant purchases7 Earn 3 points for every $1 spent on eligible net airline purchases Earn 2 points for every $1 spent on eligible net gas purchases Earn 1 point for every $1 spent on all other eligible net purchases No caps or limits on the number of points you can earn, and you have five years to redeem for rewards7 10,000 bonus rewards points after you spend $1,000 in the first 3 months3 (worth $100 cash back) Global Entry or TSA Pre? ? Automatic statement credit reimbursement for whichever program you apply for first.8 Upon approval, enjoy expedited travel screening at participating airports.

Apply now.

Apply online at CreditCards, stop by your nearest Ent Service Center or call (719) 574-1100 or 800-525-9623.

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CREDIT CARDS

LOW RATE

VISA? PLATINUM

CARD

REDEEM REWARDS Cash back3 Merchandise and gift cards Travel REWARDS EARNED Every 100 points equals $1 in redemption value 3% cash back on gas purchases6 2% cash back on supermarket purchases6 4x points on restaurant purchases7 3x points on airline purchases7 2x points on gas purchases7 1.5 points/1.5% per dollar on all purchases (base earn)2 1 point/1% per dollar on all purchases (base earn)6,7 BONUSES Reward bonus ? $25 value awarded after first purchase3 Reward bonus ?$100 value awarded after you spend $1,000 in the first 3 months3 BENEFITS Global Entry or TSA Pre? statement credit8 Purchase tickets for popular events before the general public9 Peace of mind benefits such as Zero Fraud Liability4 and auto rental collision damage waiver5

GET CASH BACK

EARN REWARDS

CASH REWARDS AMERICAN EXPRESS? CARD

VISA? REAL REWARDS

CARD

PREMIER REWARDS AMERICAN EXPRESS? CARD

1The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). 2Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. 3Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. If you're approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6?8 weeks after you have met the spend requirement for your bonus points to be credited to your account. 4Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. 5Certain terms, conditions and exclusions apply. Please refer to your guide to benefits that will be mailed with your new Card for further details and to determine if the Auto Rental Coverage is right for you. 6Cash Rewards Card: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each $0.01 in Cash Back Rewards earned is equal to 1 point. You may simply see "Cash Back" in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned. 7Premier Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned. 8Certain limitations and restrictions may apply. For further details, refer to your Guide to Benefits, which will be provided to you with your Card. 9During the specified sales period, tickets are available exclusively to all American Express Cardmembers. Tickets must be purchased with an American Express Card. Offer is subject to availability. Not all seats are available and blackout dates apply. Offer valid in select cities.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Apply now.

Apply online at CreditCards, stop by your nearest Ent Service Center or call (719) 574-1100 or 800-525-9623.

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