HOUSING FOR PEOPLE WITH DISABILITIES IN OKLAHOMA
HOUSING FOR PEOPLE WITH DISABILITIES IN OKLAHOMA: A RESOURCE GUIDE
OFFICE OF DISABILITY CONCERNS 2401 N.W. 23rd , Ste. 90 (Shepherd Mall)
Oklahoma City, OK 73107-2423 (405) 521-3756 Voice 1-800-522-8224 Voice (405) 522-6706 TDD odc.
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Introduction
Housing for People with Disabilities in Oklahoma: A Resource Guide, is an outgrowth of the many consumer inquiries the Office of Disability Concerns has received over a long period of time, dealing with the subject of housing for people with disabilities in the state of Oklahoma. As a result of these numerous inquiries, it was decided that a resource guide be developed so that individuals with disabilities would have housing information compiled into one resource. It is our goal that this publication provides you with the necessary information concerning your future decision in obtaining housing that will meet your needs. This resource guide was made possible by the hard work and dedication of the entire ODC staff. I would like to thank the agencies and organizations that helped us on this project. Your assistance has been invaluable.
Revised February 6, 2008
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Table of Contents
Introduction......................................................................................................................... 3 Table of Contents............................................................................................................ 5 Chapter 1- GETTING STARTED .................................................................................. 7 QUESTIONS & ANSWERS ABOUT BUYING A NEW HOME ............................ 9 CHECKLIST FOR INSPECTING AND BUYING A HOME................................. 21 HOME SAFETY CHECKLIST................................................................................ 22 Chapter 2 - OTHER OPTIONS .................................................................................... 27 HOMES..................................................................................................................... 31 RESIDENTIAL SERVICES FOR PEOPLE WITH DEVELOPMENTAL DISABILITIES ......................................................................................................... 33 LONG TERM CARE ALTERNATIVES AND GUIDE TO CHOOSING A NURSING HOME .................................................................................................... 36 CONSIDERATIONS WHEN CHOOSING A NURSING HOME.......................... 37 IN HOME SUPPORTS:............................................................................................ 40 TERMINAL CARE AVAILABLE: ......................................................................... 40 NURSING HOME CHECK LIST ............................................................................ 42 SPECIAL HOUSING PROGRAMS ........................................................................ 46 HOMELESS HOUSING NEEDS............................................................................. 47 Chapter 3 - FINANCIAL AID AND HOUSING ASSISTANCE PROGRAMS ......... 49 LOANS AND ASSISTANCE .................................................................................. 51 MORTGAGE TAX CREDIT ................................................................................... 75 CREDIT MATTERS ................................................................................................ 76 Chapter 4 - AFTER THE PURCHASE ........................................................................ 81 UNIVERSAL DESIGN: A MEANS TO LIVE INDEPENDENTLY..................... 83 ARCHITECTURAL MODIFICATIONS AND HOUSING REPAIR..................... 88 REVERSE MORTGAGES....................................................................................... 90 UTILITY ASSISTANCE.......................................................................................... 93 TELEPHONE SERVICE DISCOUNTS .................................................................. 96 WHAT YOU SHOULD KNOW BEFORE YOU DIG ............................................ 98 Chapter 5 - FAIR HOUSING: LAWS, EXECUTIVE ORDERS AND QUESTIONS ..................................................................................................................................... 101 FAIR HOUSING--IT'S YOUR RIGHT FAIR HOUSING ACT ....................... 105 COMPLAINTS ....................................................................................................... 109 FAIR HOUSING LAWS AND PRESIDENTIAL EXECUTIVE ORDERS ......... 112 FREQUENTLY ASKED QUESTIONS................................................................. 114 EXAMPLES OF DISCRIMINATORY HOUSING PRACTICES ........................ 117 SECTION 504 COMPLAINT PROCESS .............................................................. 129 SECTION 504 COVERAGE.................................................................................. 131 SECTION 504 ENFORCEMENT: ......................................................................... 133 SECTION 504 FREQUENTLY ASKED QUESTIONS........................................ 133 FAIR HOUSING ACT: SERVICE ANIMALS ..................................................... 144 Chapter 6 - HOUSING FOR PEOPLE WITH DISABILITIES IN OKLAHOMA: A RESOURCE GUIDE .................................................................................................. 147
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