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CXIX Edition June 2009

Gasoline Retailers Association of Florida

214 Stevenage Drive Longwood, Florida 32779



e mail pat@

407-774-9700 SSDA/NCPR-AT

Pat Moricca President Member Service Station Dealers of America

INDEPENDENT BRANDS

VISIT OUR WEB SITE FOR THE LATEST GASOLINE

INDUSTRY INFORMATION AND BENEFITS



Gasoline Retailers Association of Florida is a non-profit association representing Independent Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck Stops and Associates throughout Florida. Our goal is to improve the interests of these independent businesses and the motoring public. Cooperation with insurance companies provides benefits for our members. These benefits include money-saving programs for group health, workers' compensation, casualty and property and gasoline tank liability insurance. Benefits also include financing to purchase your gasoline station property and much more.

The problems facing our industry today affect every dealer, no matter how large or small. And, since no one individual could possibly begin to solve these problems alone, it remains that each should join in a collective effort to protect his/her business investment.

Join the Gasoline Retailers Association of Florida and help in the fight to keep the

Motor Fuel Marketing Practices Act of Florida (Below Cost) law.

Make an important investment in your business future for less than $1 a day.

Reminder! Time is running out!

Important Notice: Storage Tank Upgrade Deadline

Many gasoline stations around the state of Florida may be forced to shutdown that requires them to have a double-walled underground gasoline storage tank by the end of the year deadline December 31, 2009.

Don’t wait for an extension; the department has never issued an extension for an equipment upgrade deadline since the storage tank rules were adopted in 1984.

Pat Moricca We strongly encourage you to get your upgrades done early! Last-minute upgrades could easily result in higher cost due to increased demands for storage tanks, piping and installation services. Last-minute upgrades could also result in unexpected delays and ultimately expose you to fines and penalties from the Florida Department of Environmental Protection's (FDEP).

For more information: contact our office @ 407-774-9700

State of Emergency

Executive Order 09-114 is in effect

The Governor issued Executive Order 09-114 on May 14. This is a statewide emergency declaration due to wildfires in Volusia County and drought conditions in Central, South and Southwest Florida. The order is in effect until July 13.

Price gouging statute is in effect statewide.

If any of you who incurred the expense of complying with the generator law can not raise retail petroleum prices during state of emergency to aid in recovering that investment. That will get you charged with price gouging; so make sure every “i” is dotted and every “t” is crossed. Documentation of all your expenditures needs to be thorough.

As I have mentioned on many occasions it is absolutely imperative that you maintain accurate records and have them available to respond to inquiries that will no doubt be made in advance of possible subpoenas. Those records should extend back to 30 days prior to the original declaration. Comply with any requests you may receive.

The law requires you to maintain the same margin of profit for each grade of gasoline whether prices go up or down. The ‘State of Emergency’ will end on July 13, 2009 unless the Governor extends the ‘State of Emergency’ with a new Executive Order.

For information contact Pat Moricca @ 407-774-9700

Chevron and Shells 1Q profit

The San Ramon, Calif.-based company said net profit for the first three months of 2009 amounted to $1.84 billion and for the first quarter, Shell said its profits was $3.5 billion,

Chevron, ExxonMobil Corp. ConocoPhillips, BP PLC and Shell collectively earned about $13.3 billion in the first quarter; less than the first quarter of 2008 but still a heafty profit.

Competition At Work

Seattle –Starbucks Corp. is dropping prices on some items in some markets; the strategy is struggling with slowing sales and increased competition. Starbucks had a 77 percent drop in earnings for the quarter ending March 29, with same-store sales falling 8 percent during the quarter. The pricing cuts come right around the time that McDonald’s is getting ready to launch its national advertising campaign for its McCafe coffees, which are coming out across the country. McCafe offers espresso-based drinks in many markets for under $3.

Not to be outdone, Dunkin’ Donuts announced that all participating shops in the New York Tri-State area will roll back prices for its entire line of latte beverages. The rollback applies to all sizes, flavors and varieties of hot and iced lattes, including the Latte Lite, the chain’s DDSMART menu option made with skim milk and Splenda.

Latte prices will be reduced by roughly 15 percent, the company reported.

This rollback allows consumers in the New York Tri-State area to purchase a latte for less than $2.

In the gasoline industry, there isn’t any competition at the wholesale level. The oil companies increase and decrease gasoline prices in concert.

From April 24th to May 15th wholesale gasoline prices increased approximately 38 cents a gallon and 61 cents a gallon from the first of the year.

The consumer has felt the pain of outrageous high gasoline prices and should continue conserving. Each time gasoline prices rise, the consumer should drive less and maybe OPEC and the oil companies will get the message. The consumer has the strongest message to lower gasoline prices, conserve.

Contact your elected official (congress, senator, state legislators) and complain about high gasoline prices!

Gas Prices: Why The Recent Increases? 

Alexandria, Va. – In May, retail gas prices have jumped more than 35 cents per gallon (from a weekly average of $2.078 on May 4 to $2.435 on May 26, according to U.S. Energy Information Administration (EIA) data, and consumers and reporters want to know why.

Here is what’s going on:

Crude oil prices are on the rise. The latest numbers from EIA show that spot WTI crude oil prices have jumped about $13 in the past month. A barrel of oil contains 42 gallons, making each $1 increase per barrel the equivalent of a 2.4 cent increase per gallon. That means crude oil prices have contributed more than 30 cents per gallon to the retail price of gasoline in the past month.

Wholesale gas prices have increased even faster than crude oil prices. The latest data from EIA shows that RBOB regular spot prices have increased more than 45 cents per gallon from April 22 ($1.3755) to May 19 ($1.8325). (RBOB is the NYMEX traded wholesale gasoline commodity and is used to produce reformulated gasoline, which represents more than 30 percent of the gasoline consumed in the nation.)

Retail prices have lagged behind wholesale prices. Retail prices have increased 38 cents or 7 cents less than wholesale prices — since April 20, according to EIA data.

The end result is that retailers are not profiting from higher prices. In fact, they are being hurt. The latest numbers from the OPIS Retail Fuel Watch, dated May 21, shows that the average weekly markup on a gallon of gas was 9.4 cents per gallon. The average markup over the past 30 days is even lower 8.7 cents per gallon. NACS estimates that breakeven for gas is 11 to 14 cents per gallon, so retailers have reduced their margins to the point where they have likely lost money selling fuel for the past 30 days — if not longer. This continues a trend that has gone on throughout 2009.

The April 2 OPIS Retail Fuel Watch called retail margins for the first quarter of 2009 “abysmal” and noted that it “had the worse rack-to-retail margins on record” only 9.8 cents per gallon. This is not new. EIA has developed a formula to demonstrate that retailers suffer when wholesale prices increase.

There are two factors that have contributed to rising prices:

Demand is picking up. Since May 1, weekly demand for finished gasoline is up 3.5%. This increase is not uncommon and coincides with the longer days, the end of the school year and the onset of summer activities and vacations.

The seasonal transition to summer-blend fuel is almost complete. Gasoline sold in the summer must meet more stringent environmental controls than that sold in winter. These fuels are more complex and expensive to produce, and fewer gallons can be produced from each barrel of oil. The transition period concludes June 1 when all gasoline sold at the retail level must meet specific requirements, where appropriate. This affects prices across the country. Since the final implementation of the Clean Air Act Amendments in 2000, retail gas prices have risen by an average of 52 cents from the first week in February to their seasonal peak. These increases have ranged from a low of 20.1 cents in 2003 to a high of $1.126 in 2008. This year they have risen by 54 cents per gallon since February 2.

'Hot Fuel' Settlement Leaves Consumers Out in Cold

Agreement likely to achieve little more than payday for trial lawyers, says NATSO

Alexandria, Va. -- A proposed settlement agreement with Costco over "hot fuel" is the latest attempt by trial lawyers to mislead the public, according to Lisa Mullings, CEO of NATSO, the national association representing travel plazas and truckstops.

The proposed class-action lawsuit claims that when consumers buy gasoline in warm-weather states, they get less than they pay for because warmer fuel expands according to trial lawyers. Costco has agreed to "fix hot fuel" in at least 14 states within five years. By that time, they insist, devices installed on Costco fuel pumps will dispense more or less gasoline depending on the temperature. "The trial lawyers can continue their charade, but the cats out of the bag on ATC, it would cost consumers more" Mullings said. She continued, "Despite all the hype, the mere existence of this agreement does not require Costco to install these devices. We believe this is simply a ploy by trial attorneys to induce other defendants into settling frivolous litigation." She noted:

* ATC is not permitted by law. The settlement agreement puts the burden of obtaining legal approval for ATC squarely on the plaintiff's lawyers, not on Costco.

* The agreement states that as long as Costco believes that the devices cannot be installed under any state's law, they do not have to install them in that state. If the settlement agreement directly or indirectly results in higher fuel costs for Costco in any state ("determined solely in the good faith subjective judgment of Costco" in provision 4.8 [emphasis added]), Costco is able to unilaterally rescind or cancel the agreement for that state.

* If any other defendant secures "a more favorable settlement," Costco ("in its sole discretion") can modify its agreement to take advantage of the more favorable terms, according to provision 4.7.

Hot Fuel is Hot Air

Alexandria, Va. -- The National Association of Truck Stop Operators (NATSO), along with the Partnership for Uniform Marketing Practices (P.U.M.P.) coalition, have recently opened a website, , to rebut claims by trial lawyers and others who exaggerate retail fuel temperature facts. The P.U.M.P Coalition was formed in 2007 to ensure fair competition, cost-effective distribution and equitable treatment of consumers in addressing the issue of temperature variation in the sale of gasoline and diesel fuels. Meanwhile, the Northeastern Weights & Measures Association (NEWMA) recently voted to oppose both mandatory and permissive automatic temperature compensation (ATC) for retail fuel dispensers. The decision comes a week after the Central Weights & Measures Association (CWMA) voted to outright oppose both the mandatory and permissive use of ATC. NEWMA also circulated a proposal to ban ATC for retail fuel dispensers and intends to submit its proposal to the National Conference on Weights & Measures (NCWM).

The NCWM will meet July 12-16 in San Antonio, Texas, to decide the fate of ATC for retail fuel dispensers. Two votes will occur: one on permissive ATC use and the second on mandatory ATC use. It will be important that petroleum marketers nationwide attend the meeting to ensure that weights and measures officials understand why retail ATC will have a negative consequence for consumers.

Market oversight

It seems fairly obvious that oil speculators have crept back into the market place. That can be the only explanation for the run-up in crude prices over the past several weeks. Last week in the Senate they once again dragged their feet on a credit card bill. Senate President Harry Reid was supposed to have it on the calendar the prior week.

There is also a strong possibility that the final draft will have language titled “Energy Markets Transparency Act of 2009” which is a step in the right direction to curb oil speculation.

Valero Opens Port Everglades Fuel Terminal

Port Everglades: Valero Energy Corp. held a grand opening and customer appreciation event last week at a new fuel products terminal here that the company said will further enhance Valero’s fuel supplies along Florida’s East Coast.

The opening of the terminal owned and operated by Valero’s business partner, Vecenergy follows the expansion of a similar fuel terminal in West Palm Beach in December 2007. Valero’s involvement in both projects marks the expansion of its marketing efforts in South Florida, according to the oil company.

The Port Everglades fuel products terminal, which is supplied in part by Valero’s Gulf Coast and East Coast refineries, will serve both branded and unbranded customers for gasoline and diesel products, as well as provide jet fuel to the area. Valero also noted that it sells "recreational" gasoline at the Port Everglades terminal to cater to customers of the marine industry, which prefers conventional gasoline.

Victory for Small Franchisees

N.J. assembly and senate pass first right of refusal legislation

Springfield, N.J. -- Legislation (A-3726/S-2553) that will help prevent the sale of hundreds of small motor fuel franchisees and offer those franchisees the ability to purchase their own stations has met with successful legislative completion, said the New Jersey Gasoline, C-Store, Automotive Association (NJGCA).

More commonly known as the "First Right of Refusal Act," this legislation affords franchisees the right to purchase their own stations in any assignment, transfer or sale of a franchised location. This legislation states that when Big Oil is ready to get out of the retail marketing chain, Big Oil must give their franchisees the "First Right of Refusal Act," the station at an amount equal to or greater than any other offer for a franchised premise. It is time to end the abuse of Big Oil upon these small franchisees," said Sal Risalvato, executive director of NJGCA.

"First Right of Refusal is simply a courtesy placed into statute," Risalvato added. "Unfortunately Big Oil continuously falls far short of showing any courtesy towards its franchisees." He argued, "Franchisees have purchased the rights to operate these businesses. These franchisees have spent hundreds of thousands on the business and placed their blood, sweat and tears into making these business what they are today. It is time to afford franchisees the right to purchase their stations."

Risalvato concluded, "Gov. Corzine must sign this legislation immediately. There is very strong evidence that at least one Big Oil company will be closing on a deal this week, and without the signature of the governor, the work of the past week will be impaired. New Jersey has the chance to lead the way in the most comprehensive protection for small businesses offered in decades. We led the way in passing the New Jersey Franchise Practices Act in the 1970s and today we illustrated that New Jersey is leading the country forward again."

Florida's Crist signs tobacco "execution order"; other states mulling tax increases

Tallahassee, Fla. -- Florida Governor Charlie Crist didn't try to hide his motives when he signed into law a $1-per-pack cigarette tax hike Wednesday, reported The Orlando Sentinel. "I view it more as a health issue than a tax issue," said Crist, a Republican who broke with a career-long opposition to tax increases. "Ronald Reagan used to say if you want to kill something, tax it. It wouldn't be bad if we killed smoking." As of July 1, Florida's new cigarette tax is $1.34 per pack. An equivalent increase applies to smokeless and pipe tobacco, but not cigars. The extra $1 tax is expected to generate more than $900 million a year, to be used to offset Medicaid costs and fund cancer research, said the report.

With the increase, Florida's cigarette tax goes from sixth-lowest in the nation to slightly above the national average of $1.23 a pack, the report added. Florida's neighbors have some of the lowest levies in the nation: Georgia (37 cents), Alabama (42 cents) and South Carolina (7 cents).

David Sutton, a spokesperson for New York City-based Altria Group Inc., the parent company of Philip Morris, Richmond, Va., told the newspaper that Florida's tax hike would prompt many consumers to seek tax-free ways to buy their smokes, whether on an Indian reservation or the Internet. "Obviously, it's a big hit to our consumers and to retailers as well," he said. "You've got a very difficult economy out there."

Crist, who is running for U.S. Senate, had never supported a tax increase in his political career dating back to his time in the state Senate in the 1990s, the report said. At a news conference, the governor said the budget doesn't include any "broad-based tax increases," noting most Floridians don't smoke.

Other states are moving toward increased tobacco levies. Among them are Texas, Wisconsin, Vermont and California. In Texas, the state Senate voted to raise state taxes on smokeless tobacco, with some of the money going to help pay for a program to encourage doctors to practice in rural areas, said the Associated Press. Instead of basing the tax on price, smokeless tobacco would be taxed by weight. The change is expected to raise about $105 million.

Senate Passes Credit Card Bill

Washington, D.C.: The Senate voted yesterday to prohibit credit card companies from arbitrarily raising a person's interest rate and charging many of the exorbitant fees they’ve been passing along to cash-strapped consumers.

The bill passed by an overwhelming bipartisan vote of 90-5. With the House on track to endorse the measure by week's end, President Barack Obama could see a bill on his desk by the end of the week.

Under the bill, the credit card industry would have nine months to change the way it does business: Lenders would have to post their credit card agreements on the Internet and let customers pay their bills online or by phone for free. They'd also have to give consumers a chance to spare themselves from over-the-limit fees and provide 45 days notice and an explanation before interest rates are increased.

Some of these reforms are already on track to take effect in July 2010, under new rules by the Federal Reserve. But the Senate bill would put the changes into law and go further in restricting the types of bank fees and who can get a card.

For example, the Senate bill requires anyone under 21 seeking a credit card to prove first they can repay the money or that a parent or guardian is willing to pay off their debt if they default.

Statehouses target bottled water to reduce waste

Albany, N.Y. - A push by environmental groups to wean Americans from their water bottles is gaining momentum in statehouses.

In Maine, a proposal by lawmakers to impose a 1-cent-per-gallon tax, saying it's unfair because out-of-state competitors wouldn't have to pay the fee.

In New York, legislators recently expanded the state's 20-year-old bottle deposit law to include water and Gov. David Paterson told state agencies to cut spending and help the environment by switching from bottled to tap water.

New York becomes the third state, after Virginia and Illinois, to cut spending on bottled water. Last June, the U.S. Conference of Mayors passed a resolution calling on city governments to stop buying bottled

water and at least 60 cities have done so.

The corporate watchdog group's "Think Outside the Bottle" campaign has asked the nation's governors as well as mayors, restaurateurs, universities and individuals to turn away from bottled water and support public drinking water supplies.

Four billion pounds of water bottles end up in landfills or incinerators in New York annually, Paterson said. That number should decline when the state's new 5-cent deposit on water bottles takes effect June 1.

Water is the second-largest category in the bottled soft drink market behind carbonated drinks. Nelson Co., which tracks consumer trends, said U.S. bottled water sales fell 3.3 percent last year. France's Groupe Danone says its 2008 profits shrank 69 percent in part because of declining sales of Evian water.

Join the Gasoline Retailers Association of Florida and help Keep Below Cost law

“Lifeline of the Gasoline Industry, the Independent Gasoline Dealer.”

Luis Konski, P.A. Petroleum Marketing Practices Act Federal Statute (PMPA)

Fowler Rodriguez Valdés-Fauli Motor Fuels Marketing Practices Act Florida Statute (MFMPA)

355 Alhambra Circle, Suite 801

Coral Gables, FL 33134 Direct: 786.364.8418

lkonski@frvf- Fax: 786.364.8401

Barry S. Balmuth, P.A.

Centurion Tower-Eleventh Floor

1601 Forum Place, Suite 1101

West Palm Beach, Florida 33401

For complete information go to

or contact toll free 866-452-9400

Residents trying to hang onto their homes in a working-class neighborhood of New London, Conn., are waging a battle in the Supreme Court over their city government's attempt to seize property for private economic development. Susette Kelo and several other homeowners filed a lawsuit after city officials announced plans to bulldoze their residences to clear the way for a riverfront hotel, health club and offices. The residents refused to move, arguing it was an unconstitutional taking of their property.

Membership Does Not Cost, It Pays

Meadowbrook Insurance Group Workers’ Compensation dividend program

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’ compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers Association of Florida membership.

For more Information contact:

Cindy Winternitz 800-575-1816 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has produced a dividend on paid premiums for eight out of the last nine years.

7% Dividend for Gasoline Retailers Association of Florida – Meadowbrook Workers’ Compensation program on paid premiums

Compatible Software Systems of Florida

*How would you like to raise the ACTUAL PROFIT in your store by 10%?

*How would you like to know EXACTLY how much you are making in your store every day?

*How would you like to be able to say good-bye to monthly accounting fees?

*How would you like to do all of this and more and have it pay for itself in just 90 days?

We are your complete service station and convenience store back room scanning systems provider. Let us show you how easy these things can be.

For more information contact Kevin Headlee today.

E mail: cssfl@ or 941-650-8920

Wayne Dresser Gasoline Station Maintenance and Repair

Wayne Services Group (WSG) is an Authorized Service Organization that provides maintenance and repairs for Wayne dispensers and POS systems at retail gasoline stations throughout Southeast Florida for many years.

Working on both Wayne and non-Wayne equipment Wayne Services Group of dedicated and certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

WSG is certified on all Wayne dispensers and POS systems and many other manufactured products used by today’s service stations.

Pricing and monthly service contracts, contact Ryan D’Souza at: 954-742-1735.

ryan.dsouza@

Gilbarco Veeder Root Gasoline Station Maintenance and Repair

Guardian Fueling Technologies is an Authorized Service Organization that provides maintenance and repairs for Gilbarco Veeder Root and POS systems at retail gasoline stations.

Working on Gilbarco Veeder Root and non- Gilbarco Veeder Root Equipment and Project Sales Guardian Fueling Technologies certified Service Technicians help station owners and managers keep their fueling equipment and POS systems up and running 24/7.

For information contact Carlos Fox at: 954-432-0622 Cell: 954-536-6145

cfox@

American Equipment Finance

258 King George Road

Warren, NJ 07059

American Equipment Finance LLC is an innovative and rapidly expanding commercial finance company, operating in multiple locations across the United States to serve your needs. American Equipment Finance LLC provides instant access to capital for businesses - both large and small seeking to acquire assets necessary to expand and grow.

In addition AEFLLC develop, implement, and manage Customer Finance Programs (CFP’s) for Manufacturers, Dealers and Distributors that wish to offer their customers instant access to funds for the purchase of their products and services (finance underground tanks, dispensers, POS systems & the related construction costs that go along with an upgrade, renovation or re-imaging of a service station or a C-store?)

For information contact Len Baccaro @ (800) 785-3060 ext 202

E mail lbaccaro@ Web site

Affordable ‘Health Insurance’ Program LOOK

Our partnership with Benefits Now LLC is based on the mutual goal of bringing value and service to participating Gasoline Retailers including automotive repair shops, automotive suppliers and specialty business, tire dealers, towing operators’ truck stops and associates throughout the state of Florida and their employees.

I am confident that you will find Benefits Now LLC programs and services beneficial to you.

For Information, contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 212 or Pat Moricca @ 407-774-9700

WatchDog

Pump Calibration LL

Florida-New Jersey-Connecticut-Maryland-Pennsylvania

Simple Pump Calibration Identify Bad Meters

*Stop Losing Money!

*Why is WatchDog Different From All The Rest

*What is “Real Time” Calibration?

*What is The Definition of Calibration?

*Why is “Real Time” Pump Calibration Important?

*Does Simple Pump Calibration Identify Bad meters?

*Calibration is NOT new, it is the high cost of fuel that’s new!

How Much is Your Station Losing

The Solution! Contact Kevin Madison 800-322-0106

P.O. 138426 Clearmont, Florida 34713

Petrofuse USA Your Tank & Piping Double all Solution

FYI our process can be used on ASTs as well as USTs.

Petrofuse ZP LTD established in 1995 in the UK, commenced approvals in 2001 in the US and works in 2006.

We are one of the industry leaders in the relining of existing fuel storage tanks.

Petrofuse ZP double wall piping system is one of the finest in the world.

Petrofuse ZP coat four lining system for USTs works with fiberglass or steel tanks.

Petrofuse ZP double walled tanks system (secondary containment) is designed to contain leaks from the inner tanks.

Petrofuse ZP includes leak detection monitors.

All Petrofuse ZP products are warranted.

Compliant with API1631 and compatible with E85 (85% Ethanol)

For additional information please contact:

Roger Rolewicz, VP of Sales rogerrolewicz@ Cell: 813-240-1560

EPAY MANAGEMENT

From high-speed payment processing and robust reporting solutions, to customized prepaid cards and fleet management programs, ePay Management can successfully address your unique challenges as a petroleum and convenience store operator.

Whether you're looking for payment solutions for stand-alone terminals or integrated pay-at-the pump systems, you can count on ePay to help you keep up with your customers' demands.

From point of sale to settlement, ePay Management provides fast and reliable payment processing for credit, debit, EBT, checks, Internet payments, fleet, prepaid and loyalty cards.

Contact Joe Natoli

E-Pay Management

Toll-Free: 1-877-493-3729 / 1-607-316-1117

E mail jnatoli1954@

U.S. Department of the Treasury

Financial Crimes Enforcement Network

[pic][pic]

FenCEN’s Web site is located at:

FOR IMMEDIATE RELEASE (703) 905-3770

December 4, 2006

FinCEN Announces Launch of FinCEN Updates E-mail Subscription News Service

The Financial Crimes Enforcement Network (FinCEN) today announced the launch of FinCEN Updates – a new, free

e-mail subscription management service designed to keep the financial industry, the media and the public informed of news, rulemakings, advisories and other developments at FinCEN. This new secure e-mail subscription management service permits users to customize their updates, which enables them to receive e-mails related to the topics to which they have subscribed.

FinCEN Updates allows users to choose their subscription preferences. Subscription items include advisories, guidance, news releases, rulings, enforcement actions, and current career opportunities at FinCEN. Users can add or delete subscription items themselves, and have the option to password protects their accounts for increased security. Users can opt to have FinCEN Updates sent immediately, daily, weekly, or monthly to their e-mail accounts or directly to a wireless device.

FinCEN selected the GovDelivery® E-Mail Subscription Management service to monitor designated website content and to send an e-mail to alert subscribers when there is new information posted on FinCEN’s public websites. Subscribers will receive e-mails from the Financial Crimes Enforcement Network at the address fincenupdates@.

To subscribe to FinCEN Updates, visit FinCEN’s website at or subscribe directly at .

Contact Larry G. Schmaltz, P.E. @ 813-248-8558, ext 305

Insurance Office of America

Insurance Recommendations, the last minute policy renewal quotes:

By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower cost policy. Below are a couple tips to help you get the best deal on insurance.

Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one additional agent/company. You will need to know your current policy coverage and terms to get competitive information. Gasoline Retailers Association of Florida’s/Insurance Office of America’s money saving programs and a complete insurance package to meet your business responsibility.

Contact Glen Esbjorn from the Insurance Office of America for your insurance needs @ (800) 242-6899 (407) 788-3000 or Pat Moricca @ (407) 774-9700

“The Official Insurance Broker of the Jacksonville Jaguars”

S. O. S.

Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this cycle of violence through our shelter and community outreach programs. Our crisis line and shelter programs provide victims and their children with the resources they need to begin healing from past and preparing for their future. Believing that education and awareness are vital tools for change, we provide educational programs in Seminole County Schools and other community organizations. 24-Hour Crisis Line 407-330-3933.

Safehouse of Seminole needs your donations

Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration number is SC-05086.

Safehouse of Seminole Wish List:

Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday Needs – Miscellaneous Items for everyday Needs!

Contact the Safehouse of Seminole @ 407-302-5220 for a copy of their Wish List.

Please make checks payable to and mail to

Safehouse of Seminole PO Box 471279, Lake Monroe, FL, 32747-1279

Name__________________________________Telephone_______________________

Address_______________________________________________________________

City______________________State_________________________Zip______________

SUPPORT ASSOCIATE MEMBERS WHO SUPPORT OUR ASSOCIATION

Benefits Now LLC Health Ins. for information contact Sharon W. Cockrell @ Toll free1-800-253-8036 ext 200

*Meadowbrook Insurance Group Workers’ Comp. Dividend Program Contact: Cindy Winternitz (800) 575-1816

*Insurance Office of America Property & Casualty Liability Underground Storage Tank Insurance

Contact: Glen Esbjorn (800) 243-6899-1855 W.S.R. 434-Longwood, FL 32750

*Chokshi Accounting & Tax Services, Inc. 682 Maitland Avenue Altamonte Springs, FL 32701 407-332-8311

*RPM inc. Receipts-Printing-Marketing 1536 Bonair St. Clearwater, FL 33755 1-800-398-0987

American Equipment Finance 258 King George Road Warren, NJ 07059 Len Baccaro @ (800) 785-3060 ext 202

WatchDog Pump Calibration LLC P.O. 138426 Clearmont, Florida 34713 Contact Kevin Madison 800-322-0106

Wayne Services Group (WSG) Wayne Dispensers 5150 NW 109th Ave Suite 1 Sunrise, Florida 33351 Ryan D’Souza 954-742-1735

Guardian Fueling Technologies Gilbarco Dispensers 1883 W. State Road 84 Suite 106 Ft. Lauderdale, FL 33315

Carlos Fox (954) 432-0622

Petrofuse ZP Tank Systems Roger J Rolewicz 813-240-1560

GASOLINE SUPPLIERS

Art McKee

Lewis & Raulerson, Inc.

P. O. Box 59

Waycross, Georgia 32502

(863) 401-3937

Eduardo Rodriguez

Macmillan Oil Company Of Fl. Inc.

2955 east 11 avenue

Hialeah, Fl. 33013

Office (305) 691-7814

Cell (305) 283-8580

INVESTIGATIVE SERVICES

Corporate Defense Strategies Inc. / Information Research Specialist Inc.

Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five years experience in loss prevention and corporate security.  Our investigators are also experts in corporate theft investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment recovery.  In addition, CDS is a member of many national investigative associations.

Toll free (888) 361-3800

Fax - (407) 324-9856

e-mail- CDSInvest@

Web Site- Corporate Defense Strategies Inc.

INDEPENDENT DEALER PURCHASING SERVICE

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Trucks Wholesale

For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on your next vehicle purchase or lease.

No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856 E-mail: idpsgrp@

Equipment for Sale

All items except the water filter are used but in good condition.

1. Wall mounted Elkay water coolers Model EBFSA81D

2. 3 Head Bunn Cappuccino Machine Black Cabinet Model FMD3

3. Qty 5 Coffee Air pots with stands Luxus 1 Gallon Model L35-10

4. Creamiser 2 product refrigerated cream dispenser Model 200

5. Countertop Stainless Steel Cup Dispenser with cup holder tubes

6. Bunn 2 flavor Gourmet Ice frozen slush dispenser Model CDS 2----Sold

7. Everpure Model EV9328-06

Water Filter System for a combination of drink machines, ice maker and coffee this will treat the water for an entire store setup!

Combination system provides quality ingredient water for fountain, coffee and ice machines.

New and improved MC2 cartridges feature Micro-Pure media II with antimicrobial protection to inhibit any potential bacteria growth.

System features three quick-change MC2 filter cartridges, a 20" coarse prefilter, and an SR-X Scale Reduction Feeder.

Manifold features water shut-off, flushing valve, inlet and outlet pressure gauges.

Capacity:  27,000 gallons (102,600 L) Flow Rate: 5.7 GPM

Certifications: NSF 42, NSF 53 This item is new in box

We would sell all as a package or individually.

Contact Kevin Headlee * Creekwood Crossing BP * Cell 941-650-8920 * Office 941-756-2458 * Fax 941-755-8521

creekwoodbp@

GASOLINE RETAILERS ASSOCIATION of FLORIDA

WELCOMES ALL NEW MEMBERS

MEMBERSHIP DOES NOT COST, IT PAYS

Down Syndrome Association of Central Florida

The Down Syndrome Association of Central Florida is the leading voice for individuals with Down syndrome and their families. We offer hope, encouragement and acceptance through advocacy, education and awareness so that each may realize their potential as members of our community.

For information, 407-540-1121 web site

Altamonte Springs Special Needs Cheerleading - Sparklers

Through successful sports training and competition, City of Altamonte Springs Special Needs Cheerleading - Sparklers develop physically, socially, and physiologically. The positive experiences the athletes have and ongoing, City of Altamonte Springs Special Needs Cheerleading - Sparklers programs builds confidence and self image, which carries over into all aspects of their lives.

Altamonte Springs Sparklers information contact Ranwa Nin El-khoury C(407)929-7254 W(407)571-8814 F(407)571-8809

St. Mary Magdalen Catholic Church

Altamonte Springs Florida

A Unique Stars Theatre Program

Fr. Tom Smith’s

“Angels Among Us”

With 29 Unique Special Angels of all Ages

Katie Byrnes Terry McDonald

Katie Moricca Eileen Jefferson

Joe Nasehi Erin Maciarz

Meggan Van Loon Eddie Penedo

Kristin Costanzo Lisa Ramos

Shawn Seaver Nataly Hernandez

Angel Resende Kimberly Culley

Courtney Coil Adriana Kenney

John Ferry Alicia Cepero

Patti Wittick Bret Jones

Michael Martin Mark Preston

Joshua Borbolla Dustin Parramore

David Chernega Charbel Elkhoury

Eden Fulmer Tammy Schlier Krystn Faller

CAST

Father Tom - Diane Della Piazza

Lisa Cioffi - Frank Corso

Produced and Directed by Elsie Doughty

A must-see!

For information, please contact

Father Tom Smith @ (407) 695-1720

‘Angels Among Us’ shows have received GREAT REVIEWS. Comments from people; I never saw any performance like it; I was moved by the special angels; Everyone should see the show; It brought tears of joy to my eyes; It is a heart-warming experience that makes you feel better as a human being; A classic and much more.

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