Cut Social Security's Estimate If You Stopped Working Early

Social Security benefits are based on earnings over your career, with pay from past years indexed to reflect wage inflation over time. For most people, the 35 years with your highest indexed wages go into the calculation. Since you have more than 40 years of earnings, your lowest-earning years would be dropped. (If you had worked fewer than 35 years, one or more of the figures used in the ... ................
................