% of Consumers with Scores in a Particular Range

30%

30%

% of Consumers with Scores in a Particular Range

25% 20% 15%

16%

22%

16%

10%

9%

? 2013 FICO

5%

4%

2% 1%

0%

250 - 499 500 - 549 550 - 599 600 - 649 650 - 699 700 - 749 750 - 799 800 - 900

FICO? Credit Score Range

EXB1-D

Score Range Min

250 498 532 553 569 582 592 601 608 615 621 627 632 637 642 646 650 654 657 661 664 668 671 674 677 680 683 686 689 692 694 697 700 703 705 707 710 712 715 717 719 722

FICO? Bankruptcy Score

Score Range Max

497 531 552 568 581 591 600 607 614 620 626 631 636 641 645 649 653 656 660 663 667 670 673 676 679 682 685 688 691 693 696 699 702 704 706 709 711 714 716 718 721 723

Cumulative %

1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 26% 27% 28% 29% 30% 31% 32% 33% 34% 35% 36% 37% 38% 39% 40% 41% 42%

724

725

43%

726

728

44%

729

730

45%

731

732

46%

733

734

47%

735

737

48%

738

738

49%

739

741

50%

742

743

51%

744

745

52%

746

748

53%

749

750

54%

751

752

55%

753

755

56%

756

758

57%

759

761

58%

762

764

59%

765

767

60%

768

770

61%

771

774

62%

775

778

63%

779

779

64%

780

783

65%

784

787

66%

788

790

67%

791

793

68%

794

797

69%

798

801

70%

802

804

71%

805

807

72%

808

810

73%

811

813

74%

814

816

75%

817

817

76%

818

818

77%

819

820

78%

821

824

79%

825

826

80%

827

828

81%

829

829

83%

830

833

84%

834

835

85%

836

837

86%

838

840

87%

841

841

88%

842

843

89%

844

844

90%

845

845

91%

846

846

93%

847

847

848

852

853

856

857

859

860

862

863

870

871

900

? 2013 Experian Information Solutions. All rights reserved. ? 2013 FICO

Minimum FICO? Bankruptcy Score Maximum FICO? Bankruptcy Score

File date: April 2013

94% 95% 96% 97% 98% 99% 100%

EXB1-D

250 900

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