Self Help Banking Court



Self Help FOIA Banking

Basic documentation is very helpful when dealing with any financial institutions.

When attempting to find information sometimes the web is most helpful. I f you can not find the information online you can find out who to write to, via FOIA or Privacy Act to get documentation that can become very enlightening for you and a court.

Some ideas are:

I. SEC: go into the company search engine and see what you find.

A. Look for an application or Registration form the bank filed w the SEC. This is a lot of times is called an 8A form. If not look for it by name instead of form number.

B. Now another form that will be most helpful is a 424 Form. This is the bank's Prospectus. It tells what they are selling etc. This is very helpful for it will tell you who really is holder of the right, title, and interest (ownership) of the security. This one spells it right out.

C. Please take time and read as much as possible so you know what is really going on. These forms are sometimes over 100 pages long so it may take time to sift through. Please also feel free to search for other doc because you never know what else you may find. The point here is to find out EXACTLY who you are dealing with. Is it an agent? Is it a Servicer etc?

II. FDIC you may wish to visit: first to find out who exactly the company is and WHO owns them. Ie: Holding company and owners names. Then go into: There are several forms that may come in very handy here too.

A. Look for an RC-T for starters. This will let you know if the bank even has fiduciary rights to begin with. This will prove 2 things. How can a company/bank have, or not have, fiduciary powers unless they are an agent for someone else????? Great question eh? Also once this is established a lot of times you will find they do not have fiduciary rights. Well if this is true, again their form not yours or the FDIC’s, why are they in court stating you owe THEM anything to begin with? Did they lie on the form to the FDIC or are they lying now???

III. Federal Reserve Bank this will confirm the FDIC and the FRB are the same and accurate according to what the Finance Co sent to the Fed. ?$GRP$=INSTSEARCH&REQ=DOM&MODE=SEARCH

A. Look for similar documents that are also found on the FDIC site.

IV. Mortgages: See HUD this one is in writing only. Have not found any online help for these forms.

A. This form is an application to be a GSE issuer.

B. The Directors auth and signature forms.

C. The Commitment and guarantee from the Comp. to the GSE.

D. This one is a master Servicer agreement between the Comp. and the GSE.

E. The Release of docs between the Comp. and the GSE.

F. The Principle P&I Servicer form by a Comp. to a GSE.

G. The Debit Authorization. Where did it go?

H. The release of interest? Whose interest and who has it now?

I. The Certificate and Agreement

J. Mater Custodial agreement between the bank and the GSE.

K. The Servicers Escrow Custodial account between the Comp. and the GSE.

L. The Deposit agreement. This one actually states the Comp. has release all right, title and interest over to the GSE. Who owns it again?

V. The privacy Act Master is a blanket Privacy Act request for the bank to, in good faith, release a ton of docs and info re the account. Because 31 CFR 202.0 states that any bank that deals in public money, I believe this is federal reserve notes, then the bank is actually an agency of the US meaning the bank must also comply with 5 USC 552 and 552a just like the governmental agencies do. There have been requests made with no reply at all as to if 31 CFR means all banks are agencies of the US government. Wonder why they will not answer the question? Even if they do not answer or say they do not have to it still shows your good faith. If one wishes to they could attempt to sue the bank for violation of 16 CFR 4.13 by means of the Sherman Act via 31 CFR 202.2 and force the bank to comply with Privacy Act. It has never been attempted to our knowledge but anyone who attempts please share the results.

Now with the information gathered from above one can have 1st hand knowledge of information the Bank/Comp supplied the US governmental agencies with proving the bank/Comp lied to the US governmental agencies or they are lying to a court bring such suit to court to begin with.

If someone lies to the US governmental agency the agencies would be compelled by evidence like certified court transcripts to sanction the bank.

If the bank/Comp is lying to the court they will have sanctions from the court and it will be very difficult for the bank to proceed with any complaint.

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