Month Day, 2014 - North Jersey Federal Credit Union



Home Equity / Mortgage Processor

North Jersey Federal Credit Union has an opening for a HE / Mortgage Processor in its Totowa branch.

Job Summary:

Answer questions from members on real estate loans and rates. Gather and analyze financial information on members for the purpose of determining qualifying status for mortgage loans. Provide member with applications, interview for routine loans or to obtain additional information, and set appointments with mortgage officer. Review real estate loan documents for accuracy.

Essential Functions:

• Assist in interview of applicant and requests specified information for real estate loan application.

• Process applications and verify accuracy for second mortgage open-end and closed-end loans. Follow-up with members to obtain any documentation.

• Order the credit report, appraisal, title search and any other documents necessary to complete the processing of the R/E loan application.

• Correspond with or interview applicant or creditors to resolve questions regarding application information.

• Request flood certification to determine if property is or is not in flood zone.

• Ensure Note and Disclosures are complete and accurate according to policy.

• Confer with the Underwriter and/or Branch Manager to aid in resolving mortgage application problems.

• Establish repayment and interest schedule based upon loan guidelines and rates.

• Prepare closing package, researching and resolving all items in the closing package to ensure closing process is on-time and documentation is complete and accurate.

• Calculate closing costs and provide a good faith estimate to members.

• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

The above listing is not exhaustive and may be supplemented as needed

Experience: Six months to two years of similar or related experience.

Education: A two-year college degree or completion of a specialized course of study at a business or trade school a plus.

Skills: Needs to possess excellent oral communication skills, good hearing, corrected vision, ability to operate necessary office equipment.

We offer a great benefit package including Medical, Dental, Rx, Vision, Life Insurance and Retirement Plan.

Qualified candidates should send resume and cover letter with salary requirements to HR Department North Jersey FCU, 711 Union Blvd Totowa, NJ 07512 or email: hr@.

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