2022-2023 Federal Student Loan Cancellation
2022-2023
Federal Student Loan
ly
p
p
Cancellation
A
o
t
How
If you have federal student loans, you may be eligible for
debt cancellation. You can apply by following these simple steps:
1. Visit
Apply online in
less than 5 minu
tes!
M
the Department of Education¡¯s website:
.
?Y
ou will NOT need any log-in information to apply.
?T
he application is available in both English and Spanish.
?T
he application will be available until December 31, 2023.
2. Complete
M
the online application by providing the requested information.
The online form takes less than 5 minutes to complete.
You need to enter your name, social security number, date of birth, and contact information.
3. Confirm
M
that you meet the requirements for cancellation.
The program is open to most federal student loan borrowers whose annual income for 2020 or 2021
was below $125,000 (for individuals) or $250,000 (for couples or heads of households).
4. Sign (electronically)
M
If you meet the requirements for cancellation, ¡°sign¡± your name
and certify that the information is correct.
Certifying ¡°under penalty of perjury¡± means that you are swearing to the government,
under possible criminal penalties for lying, that the information you provide is accurate.
5. Submit
M
For most people, this is the end of the process!
For a small number of people, the Department of Education may reach out to you to confirm your income.
If they do, they will provide you with information to log into your Federal Student Aid account to submit
your 2020 or 2021 tax documents.
If you still have questions, visit Legal Aid¡¯s FAQ page
(StudentLoanFAQ) or call the Student Loan Information
Line at 216.861.5899 (Cuyahoga County) or 440.210.4532
(Ashtabula, Geauga, Lake, and Lorain Counties)
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