Part 1: Questions



Earth 111: Module 4 Formative Assessment 2 PART 1: Use the map below to answer questions 1.1 – 1.5.The map below is a flood risk map for a section of the city of St. Louis, Missouri. The Mississippi river is in the top right corner, the area in blue shading is the designated floodway, and the area in yellow is the estimated flood area for the 100-year flood (although it is protected from the 100-year flood by a levee system). You are a flood insurance salesman selling insurance to the houses marked by the blue and orange dots.Flood risk map for a section of the city of St. Louis, MissouriGoogle EarthPart 1: Questions *Remember to explain your answers with at least 3-4 complete sentences for each question asked.Which house (blue or orange) would you charge higher rates to for flood insurance? Why? Explain your reasoning.The owners of the blue house do not want to buy flood insurance, because they are not within the 100-year flood risk zone. Do you agree with the homeowners or would you suggest they purchase flood insurance? Explain your reasoning.The 1993 flood discussed above exceeded the 100-year flood at many locations on the Mississippi River. Knowing this, the owners of the orange house argue that they do not need insurance, because the 100-year flood occurred recently. Do you agree with the homeowners or would you suggest they purchase flood insurance? Explain your reasoning.The owners of the orange house also argue that they do not need flood insurance, because the levee system eliminates the risk of flooding. What would you say to the homeowners to convince them that flood insurance is a good investment? The owners of the blue house are real-estate developers and do not understand why valuable riverfront property is set aside as a floodway. Explain whether you as an insurance salesman would agree on housing development in the floodway (think in terms of economic benefit and risk). Explain why the homeowners should value the floodway, especially given the location of their house.Part II: QuestionsFlood risk maps are available throughout the U.S. Visit the FEMA Flood Map Service Center website () and lookup the flood risk map for your community -- a web-based Geographic Information System (GIS) map that contains digitized flood maps for the US. To do this, type in your address into the search bar and click "Search". You can then explore the interactive map for your house, community, and around the country. Use the flood map of your community to answer the following questions.Provide a screen capture of the flood map for your community/town following the directions above. Make sure to give your figure a proper figure caption (see the last page of this assessment for help on how to properly add and reference a figure).Is there a potential flood risk for your community/town? Explain the flooding risk. Is there a floodway established for any rivers that run through your community/town? If so, explain where they are located and why, and their extent. If not, explain if you think there should be (or not) and why. Are there any houses or structures within a flood risk zone in your community/town? Please describe.Visit Flood Tools at (). Type your address into the “Map your Flood Risk” space and hit “GO”. View your flood risk, floodplains, and historical floods based on your address. In a paragraph, describe the flooding risk to your house from this site, then compare/contrast your risk analysis with the FEMA website. In your discussion you should describe and reference at least 1 figure from the above site (see next page for how to properly add and reference a figure). Reference List (include all references used in this assignment; remember to use in-text citations) 7052091486044Figure SEQ Figure \* ARABIC 1. This is my figure caption (Author, 2015).Figure 1. This is my figure caption (Author, 2015).99504547688500Example of how to properly format a figure added to your assessment. Also make sure that you reference your figure in your text. ................
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