HMDA REFERENCE GUIDE - Sterling Compliance LLC

Rate Spread Difference between the APR and average prime offer rate for a comparable transaction MODIFIED 1003.4(a)(12) Comments 4(a)(12)-1 through 8 HOEPA Status Indicates whether the loan is a high-cost mortgage under the Home Ownership and Equity Protection Act EXISTING 1003.4(13) Comment 4(a)(13)-1 ................
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