Ability To Repay (ATR) - Correspondent Division
manual underwrite subject to FHA guidelines Planet Home Lending Overlays must be applied. Must be manually underwritten to FHA guidelines. Planet Home Lending overlays must be applied • *Approved/Eligible* Finding from DU/Total Scorecard or • *Refer* Finding, or • Downgraded to manual underwrite subject to VA guidelines Planet Home Lending ................
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