Essex Wholesale
ESSEX WHOLESALE SUBMISSION DOCUMENT CHECKLIST:All Loan types require these forms ANDAlong with these by Product ESSEX Submission FormAnti-Steering completed and signed by both loan officer and borrower (Lender-paid loans only) Can be E-SignedProcessing Invoice(only if 3rd party contract Processor)Credit Authorization signed or verbal cert to run borrowers credit dated on or before credit reportNote: We require all initial disclosures e-signed before moving file to underwriting.Credit Package Requirements:DU/LP if previously run RELEASED to ESSEX or Run on our TPO siteTri-merge Credit Report(s) dated within 60 days of submission date. ** NPS - VA FHA USDA in Community property states require spouses credit** VOE - full 2 years – GAPS longer than 6 mos. Pay Stubs Most recent 30 days of payW-2’s for ALL Jobs in last 2 yrs.Other Income Verification such as, award letters, etc.Self-Employed- most recent 2 years complete personal tax returns Bank Statement(s) most recent 2 mos. to verify ALL funds needed–Check for DEPOSITSEMD – Earnest Money Deposit Receipt Purchase Contract, all Counter Offers and Addendums Escrow Instructions if not using PCVestingTitle Report Prelim/Title Commitment MCC ONLY: Most recent 3 years complete personal tax returns(must have if using MCC) – Cost of MCC is $XX.XX Check with AE if eligibleNote for 100% DPA PRODUCTS – Follow same document requirementsDPA’s require a 1st and 2nd Loan upload (2 files)FHA LOANS include these:FHA Case # Assignment with all Borrowers Validated, clear CAIVRS. Case # must be in name of Data Mortgage as sponsor. (or ESSEX TO ORDER if requested on sub form)Picture ID-All Borrowers Social Security Cards (or evidence of same)Non-Citizen ID and prior expired one FHA STREAMLINES FHA Case # Assignment, Refinance Authorization & MIP Refund. Case # must be in name of Data Mortgage as sponsor (or Essex will order if requested on submission form)Your 3.2 – 1003 Employer listed, NO income necessary unless credit-qualifying), Legible Picture ID-All BorrowerSocial Security Cards (or evidence of same)Non-Citizen ID and prior expired oneCurrent Payment CouponCurrent Deed of TrustCurrent Note Current Electric/Cable bills for occupancy VA LOANSCase # -ordered at same time as AppraisalDD214 Discharge DocumentCertificate of Eligibility –(Essex Can order)Legible Picture ID-All BorrowerSocial Security Cards (or evidence of same) VA IRRLSCase # Assignment or ESSEX TO ORDER if requested on sub form)Refinancing Worksheet (VA 26-8923)Legible Picture ID-All BorrowerSocial Security Cards (or evidence of same)Current Payment CouponCurrent Deed of TrustCurrent Note Manufactured Homes Must have been built on or after June 15, 1976.Ask AE for Additional Requirements USDA Complete & Signed RD 3555-21 (Request for Single Family Housing Loan Guarantee) USDA Eligible Area (print out from RD map) Legible Picture ID-All BorrowerSocial Security Cards (or evidence of same)Non-Citizen ID and prior expired one7 16 2020 rev ................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related searches
- wholesale bulk loose leaf tea
- wholesale bar soap in bulk
- easiest wholesale products to sell
- buying wholesale products for resale
- wholesale body lotions and soap
- wholesale body lotion
- wholesale organic soaps and lotions
- natural soap wholesale bulk
- natural wholesale soap
- organic soap wholesale private label
- adams wholesale soap
- wholesale body creams and lotions